How much can I save on car insurance with LoJack?
Ever think, "How can I save on car insurance with LoJack?" Drivers can see reductions of 10% to up to 20% with their insurance provider’s LoJack insurance discount. In some states, the LoJack insurance discount is upward of 30% on annual premiums. For a one-time fee, the device is installed by certified LoJack technicians. Wondering if car insurance rates with LoJack are low in your area? The LoJack coverage area includes 27 states and the District of Columbia and 30 countries around the world. The LoJack Corporation reported that its $695 anti-theft system has recovered more than 250 thousand stolen vehicles.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Apr 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Twenty-one states currently cooperate with licensed auto insurance companies to offer LoJack insurance discounts. Nineteen states allow for discounts of up to 25 percent.
- Discounted insurance premiums are available for cars and other motor vehicles equipped with the LoJack anti-theft device.
- The actual discount amount will vary from state to state and company to company.
Drivers should be rewarded for securing their cars with the best safety technology possible. The LoJack System is an anti-theft device, and companies like Geico and Progressive offer a LoJack insurance discount. Learn more about the rewards of the LoJack insurance discount and how to get car insurance quotes with LoJack in this guide.
Affordable car insurance doesn’t haveto be impossible to find.
Wondering how much can I save on car insurance with LoJack? Enter your ZIP code to learn more about car insurance rates with LoJack available in your area.
How much does LoJack save on car insurance?
The average insurance discount ranges from 10-25 percent of a policyholder’s annual comprehensive premium. Only California and Texas currently allow for greater discounts.
For example, Houston, Texas car insurance allows for up to a 30 percent discount, and California car insurance, up to 32 percent. LoJack has a complete list of states that allow discounts on its website.
It should be noted that insurance companies are licensed separately in every state in which they do business and must conform to the rules set forth by each state.
Rates and discounts will vary from state to state, so a thorough investigation should be undertaken to determine the best rates and available discounts in your area.
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The LoJack Device
The name LoJack is meant to be the opposite of the term hijack, meaning to steal a vehicle by force. LoJack devices may be installed in cars, trucks, motorcycles, and commercial vehicles.
Before we move on, let’s take a look at the number of vehicle thefts in the U.S. so you can get a sense of why this device might be worth investing in.
Type of Crime | Average Number of Crimes per State | Total Number of Crimes in the U.S. |
---|---|---|
National Property Crimes | 545 | 4,115,665 |
National Motor Vehicle Thefts | 59 | 447,202 |
The manufacturer of this device claims that 90 percent of stolen vehicles containing this system are recovered. In the last 20 years, LoJack Corporation maintains that more than 250,000 vehicles of all types have been recovered because of the LoJack system.
The LoJack System is registered with a LowJack Owner Information Form that helps the company keep track of your vehicle after a new or used car purchase.
But, let’s talk about costs.
How much does it cost to install LoJack?
For a one-time installment fee starting at $695, drivers are protected with the LoJack Stolen Vehicle Recovery System. For $995, drivers can get the LoJack with the Early Warning System.
How long does a LoJack battery last? The battery on a LoJack device is designed to last with proper maintenance. The LoJack Corporation recommends an inspection every two years, which will generally cost around $100.
Though pricing may vary, drivers are encouraged to reference their manual book for proper maintenance of the device. Is LoJack a monthly fee? No, there’s no monthly fee.
Recently, LoJack Corporation has expanded its marketplace to include computers and other personal items, and also provides devices to police departments to use for tracking individuals on probation or parole.
Where is LoJack located on a car?
To get a better understanding of how LoJack works, take a look at this video.
A small radio device is hidden inside a vehicle. When a car is reported stolen, the device is activated and broadcasts signals that can be picked up by specially equipped police patrol vehicles.
The signals broadcast an alphanumeric signal for a two-mile radius.
This signal includes pertinent vehicle information, like the year, make, and model of the vehicle as well as the VIN number and other identifying characteristics.
Can I get a discount on my motorcycle insurance if I purchase LoJack?
Yes. In the past several years, LoJack has established a number of partner relationships with some of the nation’s largest motorcycle insurers.
The cost of motorcyle insurance per month is, like car insurance, based on a driver’s level of risk.
Does LoJack reduce insurance?
Yes. After two decades of success, LoJack has worked out agreements with some of the nation’s largest auto insurance providers.
The LoJack Corporation also consistently offers rebates to customers who insure their vehicles through one of the dealer’s preferred insurance carriers and purchase a LoJack package.
For instance, there are Progressive and Geico insurance discounts for LoJack and other anti-theft devices.
Auto Insurance Companies Offering Anti-Theft Device Discounts
Auto Insurance Companies | LoJack Insurance Discount Available |
---|---|
Allstate | x |
American Family | x |
Farmers | x |
Geico | x |
Liberty Mutual | x |
Nationwide | x |
Progressive | x |
That all sounds great, but is there a downside?
Is there a downside to LoJack?
The only real negative is the LoJack coverage area, which only includes 27 states and the District of Columbia. LoJack service is also available in 30 foreign countries. For a complete up-to-date coverage list, visit their website.
Is LoJack in every car? According to their site, LoJack can be installed in every car.
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Check with Your Provider
You will have to check with your car insurance provider to learn specific details about what, if any, LoJack discounts may be available to you. While there are LoJack alternatives, it shouldn’t be hard to find affordable car insurance rates with LoJack.
Now that you know more about LoJack rewards, enter your ZIP code to learn more about the coverage in your area and what discounts are available for installing a LoJack anti-theft device in your car. Buy car insurance with LoJack now.
Frequently Asked Questions
Where is the LoJack coverage area?
The LoJack coverage area includes 27 states and the District of Columbia and 30 countries around the world.
How much does the LoJack device cost?
For a one-time fee, the device is installed by certified LoJack technicians.
How many stolen vehicles have been recovered using the LoJack system?
The LoJack Corporation reported that its $695 anti-theft system has recovered more than 250 thousand stolen vehicles.
How does the LoJack insurance discount work?
The LoJack insurance discount is available through some insurance companies and can provide a percentage discount on comprehensive coverage. Rates and discounts will vary from state to state, so a thorough investigation should be undertaken to determine the best rates and available discounts in your area.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.