Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Lebanon for teen drivers is Nationwide
  • Average car insurance rates in Lebanon, MO for senior drivers are $1,645/year
  • Average car insurance rates in Lebanon, MO are $245/month

Average car insurance rates in Lebanon, Missouri are $245 a month. But with a little research you can get a great deal from the top car insurance companies in Lebanon, MO. Before you buy Lebanon, Missouri car insurance, make sure your coverage meets or exceeds the Missouri minimum of 25/50/25.

It may even be helpful to compare Lebanon car insurance rates with Florissant car insurance rates, St. Joseph car insurance rates, or Blue Springs car insurance rates to make sure you’re getting the best Lebanon, MO car insurance quotes available.

Need affordable Lebanon, MO car insurance? Enter your ZIP code to compare Lebanon car insurance quotes from multiple car insurance companies near you.

Lebanon, MO Minimum Car Insurance Coverage

Lebanon, Missouri law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lebanon, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Lebanon, MO Car Insurance Rates by Coverage Level

Some Lebanon drivers can get by with the Missouri minimum coverage of 25/50/25. Other drivers may need more. See how much your Lebanon, Missouri car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lebanon, Missouri

Insurance Company Low Medium High
Allstate $3,386 $3,499 $3,632
American Family $2,958 $3,150 $3,053
Farmers $3,566 $3,781 $4,119
GEICO $2,378 $2,550 $2,677
Liberty Mutual $3,927 $4,177 $4,370
Nationwide $1,858 $1,998 $2,081
Progressive $2,501 $2,841 $3,165
State Farm $2,105 $2,254 $2,380
USAA $2,204 $2,301 $2,423

Lebanon, MO Car Insurance Rates by Age, Gender, and Marital Status

Lebanon, Missouri car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lebanon, MO car insurance, get quotes from multiple car insurance companies in the Lebanon area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lebanon, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,463 $2,390 $2,211 $2,281 $6,661 $7,206 $2,374 $2,457
American Family $1,987 $1,987 $1,772 $1,772 $5,488 $7,118 $1,987 $2,318
Farmers $2,083 $2,078 $1,858 $1,970 $8,704 $9,013 $2,380 $2,490
GEICO $1,667 $1,874 $1,297 $1,659 $5,196 $5,521 $1,526 $1,541
Liberty Mutual $2,510 $2,720 $2,069 $2,318 $8,617 $9,564 $2,644 $2,822
Nationwide $1,313 $1,338 $1,180 $1,245 $3,358 $4,280 $1,501 $1,618
Progressive $1,707 $1,567 $1,397 $1,443 $5,837 $6,543 $2,078 $2,114
State Farm $1,416 $1,416 $1,266 $1,266 $4,069 $5,133 $1,592 $1,815
USAA $1,433 $1,425 $1,288 $1,317 $4,154 $5,080 $1,787 $1,992

Lebanon, MO Car Insurance Rates for Teens

How much is Lebanon, Missouri car insurance for teens? Compare rates from top Lebanon car insurance companies below to help find the cheapest teen car insurance in Lebanon, MO.

Annual Car Insurance Rates for Teen Drivers in Lebanon, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,661 $7,206
American Family $5,488 $7,118
Farmers $8,704 $9,013
GEICO $5,196 $5,521
Liberty Mutual $8,617 $9,564
Nationwide $3,358 $4,280
Progressive $5,837 $6,543
State Farm $4,069 $5,133
USAA $4,154 $5,080

Lebanon, MO Car Insurance Rates for Seniors

Before seniors buy Lebanon, Missouri car insurance, they should make sure to shop around. Some Lebanon, MO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lebanon, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,211 $2,281
American Family $1,772 $1,772
Farmers $1,858 $1,970
GEICO $1,297 $1,659
Liberty Mutual $2,069 $2,318
Nationwide $1,180 $1,245
Progressive $1,397 $1,443
State Farm $1,266 $1,266
USAA $1,288 $1,317

Lebanon, MO Car Insurance Rates by Credit History

How does your credit history affect Lebanon, MO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lebanon, Missouri

Insurance Company Poor Fair Good
Allstate $4,825 $3,112 $2,579
American Family $3,983 $2,810 $2,368
Farmers $4,366 $3,639 $3,461
GEICO $3,497 $2,281 $1,827
Liberty Mutual $5,968 $3,640 $2,866
Nationwide $2,328 $1,930 $1,679
Progressive $3,281 $2,720 $2,506
State Farm $3,075 $2,010 $1,654
USAA $3,840 $1,796 $1,291

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Lebanon, MO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lebanon, Missouri car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lebanon.

Annual Lebanon, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,022 $3,396 $4,198 $3,406
American Family $2,264 $3,312 $4,043 $2,595
Farmers $3,303 $4,112 $4,021 $3,852
GEICO $1,975 $2,562 $3,458 $2,145
Liberty Mutual $3,022 $4,334 $4,470 $4,806
Nationwide $1,552 $1,996 $2,669 $1,700
Progressive $2,428 $3,320 $2,715 $2,880
State Farm $2,066 $2,427 $2,246 $2,246
USAA $1,870 $2,251 $3,082 $2,035

Lebanon, MO Car Insurance Rates With a DUI

Even a single DUI can increase your Lebanon, MO car insurance rates. Compare rates below to see which Lebanon car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lebanon, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,198
American Family $4,043
Farmers $4,021
GEICO $3,458
Liberty Mutual $4,470
Nationwide $2,669
Progressive $2,715
State Farm $2,246
USAA $3,082

Lebanon, MO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lebanon, MO car insurance rates may be. Let’s take a look at average car insurance rates from top Lebanon companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lebanon, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,506 $3,506
American Family $3,024 $3,084
Farmers $3,822 $3,822
GEICO $2,487 $2,583
Liberty Mutual $4,158 $4,158
Nationwide $1,979 $1,979
Progressive $2,836 $2,836
State Farm $2,191 $2,301
USAA $2,224 $2,394

Lebanon, MO Cheapest Car Insurance Rates

How do the top Lebanon, Missouri car insurance companies’ average rates stack up against the Lebanon average monthly car insurance rates of $245? Take a look and see.

Best Annual Car Insurance Rates by Company in Lebanon, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Lebanon, MO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lebanon, Missouri car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lebanon, Missouri

Insurance Company Average Annual Rates
Allstate $3,506
American Family $3,054
Farmers $3,822
GEICO $2,535
Liberty Mutual $4,158
Nationwide $1,979
Progressive $2,836
State Farm $2,246
USAA $2,309

Other Factors Affecting Lebanon, MO Car Insurance Rates

Before you buy Lebanon, Missouri car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lebanon, MO Commute Time

How does your Lebanon, MO commute time compare with the average driver? In Lebanon, the average commute is 17.8 minutes.

Lebanon, MO Car Insurance Quotes

Compare Lebanon, MO car insurance quotes from multiple companies by entering your ZIP code now.