Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Leitchfield, KY are $355/month
  • The cheapest car insurance company in Leitchfield for teen drivers is USAA
  • Average car insurance rates in Leitchfield, KY for senior drivers are $2,360/year

Average car insurance rates in Leitchfield, Kentucky are $355 a month. But with a little research you can get a great deal from the top car insurance companies in Leitchfield, KY. Before you buy Leitchfield, Kentucky car insurance, make sure your coverage meets or exceeds the Kentucky minimum of 25/50/25.

It may even be helpful to compare Leitchfield car insurance rates with Independence car insurance rates, Owensboro car insurance rates, or Richmond car insurance rates to make sure you’re getting the best Leitchfield, KY car insurance quotes available.

Need affordable Leitchfield, KY car insurance? Enter your ZIP code to compare Leitchfield car insurance quotes from multiple car insurance companies near you.

Leitchfield, KY Minimum Car Insurance Coverage

Leitchfield, Kentucky law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Leitchfield, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Leitchfield, KY Car Insurance Rates by Coverage Level

Some Leitchfield drivers can get by with the Kentucky minimum coverage of 25/50/25. Other drivers may need more. See how much your Leitchfield, Kentucky car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Leitchfield, Kentucky

Insurance Company Low Medium High
Allstate $5,120 $5,480 $5,906
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,769 $4,988 $5,310
Nationwide $3,646 $3,551 $3,585
Progressive $4,171 $4,440 $4,865
State Farm $3,254 $3,451 $3,659
Travelers $4,897 $5,179 $5,389
USAA $2,553 $2,666 $2,798

Leitchfield, KY Car Insurance Rates by Age, Gender, and Marital Status

Leitchfield, Kentucky car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Leitchfield, KY car insurance, get quotes from multiple car insurance companies in the Leitchfield area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Leitchfield, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,152 $3,120 $2,845 $3,034 $11,628 $13,039 $3,497 $3,700
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,778 $3,013 $2,378 $2,656 $11,146 $12,312 $2,896 $2,999
Nationwide $2,589 $2,602 $2,345 $2,454 $5,685 $7,092 $2,916 $3,069
Progressive $2,190 $2,092 $1,955 $1,970 $10,428 $11,801 $2,717 $2,785
State Farm $2,136 $2,136 $1,910 $1,910 $6,398 $8,095 $2,384 $2,669
Travelers $2,214 $2,255 $2,169 $2,175 $10,535 $16,904 $2,311 $2,677
USAA $1,799 $1,806 $1,621 $1,654 $4,739 $4,997 $2,272 $2,491

Leitchfield, KY Car Insurance Rates for Teens

How much is Leitchfield, Kentucky car insurance for teens? Compare rates from top Leitchfield car insurance companies below to help find the cheapest teen car insurance in Leitchfield, KY.

Annual Car Insurance Rates for Teen Drivers in Leitchfield, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,628 $13,039
GEICO $6,851 $8,131
Liberty Mutual $11,146 $12,312
Nationwide $5,685 $7,092
Progressive $10,428 $11,801
State Farm $6,398 $8,095
Travelers $10,535 $16,904
USAA $4,739 $4,997

Leitchfield, KY Car Insurance Rates for Seniors

Before seniors buy Leitchfield, Kentucky car insurance, they should make sure to shop around. Some Leitchfield, KY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Leitchfield, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,845 $3,034
GEICO $3,510 $3,179
Liberty Mutual $2,378 $2,656
Nationwide $2,345 $2,454
Progressive $1,955 $1,970
State Farm $1,910 $1,910
Travelers $2,169 $2,175
USAA $1,621 $1,654

Leitchfield, KY Car Insurance Rates by Credit History

How does your credit history affect Leitchfield, KY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Leitchfield, Kentucky

Insurance Company Poor Fair Good
Allstate $7,284 $5,029 $4,192
GEICO $6,836 $3,413 $2,224
Liberty Mutual $7,184 $4,406 $3,478
Nationwide $4,355 $3,434 $2,992
Progressive $5,034 $4,373 $4,070
State Farm $4,995 $3,016 $2,353
Travelers $5,751 $4,866 $4,847
USAA $3,979 $2,225 $1,813

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Leitchfield, KY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Leitchfield, Kentucky car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Leitchfield.

Annual Leitchfield, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,566 $5,952 $6,343 $5,147
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $4,191 $6,437 $5,007 $4,454
Nationwide $2,880 $3,693 $4,643 $3,160
Progressive $3,718 $5,487 $4,243 $4,522
State Farm $3,156 $3,754 $3,455 $3,455
Travelers $4,497 $4,627 $6,674 $4,821
USAA $2,017 $2,850 $3,397 $2,426

Leitchfield, KY Car Insurance Rates With a DUI

Even a single DUI can increase your Leitchfield, KY car insurance rates. Compare rates below to see which Leitchfield car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Leitchfield, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,343
GEICO $6,731
Liberty Mutual $5,007
Nationwide $4,643
Progressive $4,243
State Farm $3,455
Travelers $6,674
USAA $3,397

Leitchfield, KY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Leitchfield, KY car insurance rates may be. Let’s take a look at average car insurance rates from top Leitchfield companies based on commute time.

Annual Car Insurance Rates by Commute Length in Leitchfield, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,502 $5,502
GEICO $4,119 $4,197
Liberty Mutual $5,022 $5,022
Nationwide $3,594 $3,594
Progressive $4,492 $4,492
State Farm $3,371 $3,539
Travelers $5,155 $5,155
USAA $2,573 $2,772

Leitchfield, KY Cheapest Car Insurance Rates

How do the top Leitchfield, Kentucky car insurance companies’ average rates stack up against the Leitchfield average monthly car insurance rates of $355? Take a look and see.

Best Annual Car Insurance Rates by Company in Leitchfield, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Leitchfield, KY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Leitchfield, Kentucky car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Leitchfield, Kentucky

Insurance Company Average Annual Rates
Allstate $5,502
GEICO $4,158
Liberty Mutual $5,022
Nationwide $3,594
Progressive $4,492
State Farm $3,455
Travelers $5,155
USAA $2,672

Other Factors Affecting Leitchfield, KY Car Insurance Rates

Before you buy Leitchfield, Kentucky car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Leitchfield, KY Commute Time

How does your Leitchfield, KY commute time compare with the average driver? In Leitchfield, the average commute is 22.0 minutes.

Leitchfield, KY Car Insurance Quotes

Compare Leitchfield, KY car insurance quotes from multiple companies by entering your ZIP code now.