Loya vs Safety Insurance Car Insurance for 2023
Legal Battle Between Loya and Safety Insurance: A Deep Dive into the Complexities and Implications of the Case for Car Insurance Policyholders
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Apr 11, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 11, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Choosing the right car insurance can be a daunting task. With so many providers to choose from, it can be hard to know which one offers the best coverage and price for your needs. In this review, we will compare Loya car insurance vs Safety Insurance car insurance for 2023. By the end of this article, you will have a better understanding of each company’s history, mission, products, services, and discounts.
Company History and Mission
Loya Insurance was founded in 1974 by Victor Loya with a mission to provide affordable insurance to customers who were often underserved by traditional providers. Today, Loya Insurance offers a wide range of insurance products, including car, home, and life insurance, as well as roadside assistance and identity theft protection. With over 700 offices across the United States, Loya Insurance is committed to making it easy for customers to find a local agent and get the coverage they need.
Safety Insurance was founded in 1979 by a group of Massachusetts business owners who wanted to provide affordable insurance to their employees. Today, Safety Insurance offers car, home, and business insurance, as well as a variety of other products and services. Safety Insurance’s mission is to provide quality insurance products and services to its customers, while also being a responsible corporate citizen.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Products and Services
Loya Insurance offers a wide range of insurance products, including car, home, and life insurance, as well as roadside assistance and identity theft protection. Loya Insurance’s car insurance policies include liability coverage, collision coverage, and comprehensive coverage, as well as optional add-ons like uninsured motorist coverage and personal injury protection. Loya Insurance’s rates vary depending on factors like your age, driving record, and location.
Safety Insurance offers car, home, and business insurance, as well as a variety of other products and services. Safety Insurance’s car insurance policies include liability coverage, collision coverage, and comprehensive coverage, as well as optional add-ons like rental car coverage and roadside assistance. Safety Insurance’s rates vary depending on factors like your age, driving record, and location. Safety Insurance’s car insurance is available in Massachusetts, New Hampshire, and Maine.
Discounts Available to Customers
Loya Insurance offers a variety of discounts to help customers save money on their car insurance. These discounts include:
- Multi-car discount
- Safe driver discount
- Anti-theft device discount
- Homeowner discount
- Good student discount
Safety Insurance offers a variety of discounts to help customers save money on their car insurance. These discounts include:
- Multi-car discount
- Safe driver discount
- Anti-theft device discount
- Accident-free discount
Driver training discount
Customer Reviews Both Loya Insurance and Safety Insurance have mixed reviews from customers. While some customers report positive experiences with the companies, others have reported issues with claims processing, customer service, and rate increases.
According to the National Association of Insurance Commissioners (NAIC), Loya Insurance has an above-average complaint ratio for private passenger car insurance, meaning that it receives more complaints than the average insurer. However, Loya Insurance has an A+ rating from the Better Business Bureau and a 4.3-star rating on Google reviews.
Safety Insurance, on the other hand, has a below-average complaint ratio for private passenger car insurance, meaning that it receives fewer complaints than the average insurer. Safety Insurance also has an A+ rating from the Better Business Bureau and a 3.6-star rating on Google reviews.
FAQs
Q: Does Loya Insurance offer roadside assistance?
A: Yes, Loya Insurance offers roadside assistance as an optional add-on to its car insurance policies.
Q: Does Safety Insurance offer rental car coverage?
A: Yes, Safety Insurance offers rental car coverage as an optional add-on to its car insurance policies.
Q: How do I qualify for a safe driver discount with Loya Insurance?
A: To qualify for a safe driver discount with Loya Insurance, you must have a clean driving record for at least three years.
Q: How do I qualify for an accident-free discount with Safety Insurance?
A: To qualify for an accident-free discount with Safety Insurance, you must have no at-fault accidents for at least three years.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.