Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Manchester, CT for senior drivers are $2,236/year
  • The cheapest car insurance company in Manchester for teen drivers is GEICO
  • The cheapest car insurance company in Manchester after a DUI is State Farm

Average car insurance rates in Manchester, Connecticut are $376 a month. But with a little research you can get a great deal from the top car insurance companies in Manchester, CT. Before you buy Manchester, Connecticut car insurance, make sure your coverage meets or exceeds the Connecticut minimum of 25/50/20.

It may even be helpful to compare Manchester car insurance rates with New Haven car insurance rates, Danbury car insurance rates, or Hartford car insurance rates to make sure you’re getting the best Manchester, CT car insurance quotes available.

Need affordable Manchester, CT car insurance? Enter your ZIP code to compare Manchester car insurance quotes from multiple car insurance companies near you.

Manchester, CT Minimum Car Insurance Coverage

Manchester, Connecticut law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Manchester, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Manchester, CT Car Insurance Rates by Coverage Level

Some Manchester drivers can get by with the Connecticut minimum coverage of 25/50/20. Other drivers may need more. See how much your Manchester, Connecticut car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Manchester, Connecticut

Insurance Company Low Medium High
Allstate $5,400 $5,780 $6,201
GEICO $2,569 $2,765 $3,078
Liberty Mutual $6,802 $7,018 $7,385
Nationwide $3,702 $3,663 $3,541
Progressive $4,563 $4,860 $5,286
State Farm $2,696 $2,882 $3,053
Travelers $5,671 $6,098 $6,658
USAA $2,657 $2,858 $3,051

Manchester, CT Car Insurance Rates by Age, Gender, and Marital Status

Manchester, Connecticut car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Manchester, CT car insurance, get quotes from multiple car insurance companies in the Manchester area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Manchester, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,685 $3,637 $3,405 $3,643 $11,071 $13,053 $3,842 $4,013
GEICO $2,076 $2,081 $1,926 $1,942 $4,811 $5,663 $1,999 $1,934
Liberty Mutual $3,410 $3,704 $2,623 $3,230 $17,096 $19,260 $3,454 $3,767
Nationwide $2,320 $2,347 $2,083 $2,187 $6,416 $8,147 $2,689 $2,893
Progressive $2,638 $2,459 $2,250 $2,342 $10,981 $12,170 $3,013 $3,372
State Farm $1,756 $1,756 $1,616 $1,616 $5,332 $6,704 $1,974 $2,264
Travelers $1,828 $1,854 $1,828 $1,822 $14,352 $23,234 $1,992 $2,230
USAA $1,757 $1,736 $1,646 $1,622 $5,529 $5,784 $2,347 $2,423

Manchester, CT Car Insurance Rates for Teens

How much is Manchester, Connecticut car insurance for teens? Compare rates from top Manchester car insurance companies below to help find the cheapest teen car insurance in Manchester, CT.

Annual Car Insurance Rates for Teen Drivers in Manchester, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,071 $13,053
GEICO $4,811 $5,663
Liberty Mutual $17,096 $19,260
Nationwide $6,416 $8,147
Progressive $10,981 $12,170
State Farm $5,332 $6,704
Travelers $14,352 $23,234
USAA $5,529 $5,784

Manchester, CT Car Insurance Rates for Seniors

Before seniors buy Manchester, Connecticut car insurance, they should make sure to shop around. Some Manchester, CT car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Manchester, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,405 $3,643
GEICO $1,926 $1,942
Liberty Mutual $2,623 $3,230
Nationwide $2,083 $2,187
Progressive $2,250 $2,342
State Farm $1,616 $1,616
Travelers $1,828 $1,822
USAA $1,646 $1,622

Manchester, CT Car Insurance Rates by Credit History

How does your credit history affect Manchester, CT car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Manchester, Connecticut

Insurance Company Poor Fair Good
Allstate $7,392 $5,574 $4,416
GEICO $4,077 $2,461 $1,875
Liberty Mutual $10,028 $6,256 $4,920
Nationwide $4,819 $3,229 $2,857
Progressive $5,338 $4,787 $4,585
State Farm $4,003 $2,564 $2,065
Travelers $6,968 $5,812 $5,647
USAA $3,765 $2,553 $2,248

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Manchester, CT Car Insurance Rates by Driver History

How does a single speeding ticket affect your Manchester, Connecticut car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Manchester.

Annual Manchester, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,940 $6,099 $7,196 $4,940
GEICO $1,774 $2,326 $4,938 $2,178
Liberty Mutual $6,190 $7,750 $7,676 $6,656
Nationwide $2,958 $3,860 $4,425 $3,298
Progressive $4,184 $6,071 $4,400 $4,958
State Farm $2,678 $2,944 $2,944 $2,944
Travelers $4,942 $5,354 $7,804 $6,470
USAA $2,209 $2,774 $4,229 $2,209

Manchester, CT Car Insurance Rates With a DUI

Even a single DUI can increase your Manchester, CT car insurance rates. Compare rates below to see which Manchester car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Manchester, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,196
GEICO $4,938
Liberty Mutual $7,676
Nationwide $4,425
Progressive $4,400
State Farm $2,944
Travelers $7,804
USAA $4,229

Manchester, CT Car Insurance Rates by ZIP Code

Just like Manchester car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Manchester, CT car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Manchester, Connecticut

ZIP Code Average Annual Rates
6040 $4,556
6042 $4,556

Manchester, CT Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Manchester, CT car insurance rates may be. Let’s take a look at average car insurance rates from top Manchester companies based on commute time.

Annual Car Insurance Rates by Commute Length in Manchester, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,794 $5,794
GEICO $2,761 $2,847
Liberty Mutual $7,068 $7,068
Nationwide $3,635 $3,635
Progressive $4,903 $4,903
State Farm $2,806 $2,948
Travelers $6,143 $6,143
USAA $2,821 $2,889

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Manchester, CT Cheapest Car Insurance Rates

How do the top Manchester, Connecticut car insurance companies’ average rates stack up against the Manchester average monthly car insurance rates of $376? Take a look and see.

Best Annual Car Insurance Rates by Company in Manchester, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Manchester, CT Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Manchester, Connecticut car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Manchester, Connecticut

Insurance Company Average Annual Rates
Allstate $5,794
GEICO $2,804
Liberty Mutual $7,068
Nationwide $3,635
Progressive $4,903
State Farm $2,877
Travelers $6,143
USAA $2,855

Other Factors Affecting Manchester, CT Car Insurance Rates

Before you buy Manchester, Connecticut car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Manchester, CT Commute Time

How does your Manchester, CT commute time compare with the average driver? In Manchester, the average commute is 22.3 minutes.

Manchester, CT Traffic

Spending time in Manchester traffic can lead to higher car insurance rates. According to INRIX data, Manchester, CT ranks as the 184th-most congested with traffic in the world.

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Manchester, CT Car Insurance Quotes

Compare Manchester, CT car insurance quotes from multiple companies by entering your ZIP code now.