Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Manchester after a DUI is Progressive
  • Average car insurance rates in Manchester, IA are $248/month
  • The cheapest car insurance company in Manchester for teen drivers is USAA

Average car insurance rates in Manchester, Iowa are $248 a month. But with a little research you can get a great deal from the top car insurance companies in Manchester, IA. Before you buy Manchester, Iowa car insurance, make sure your coverage meets or exceeds the Iowa minimum of 20/40/15.

It may even be helpful to compare Manchester car insurance rates with Waterloo car insurance rates, Ankeny car insurance rates, or Davenport car insurance rates to make sure you’re getting the best Manchester, IA car insurance quotes available.

Need affordable Manchester, IA car insurance? Enter your ZIP code to compare Manchester car insurance quotes from multiple car insurance companies near you.

Manchester, IA Minimum Car Insurance Coverage

Manchester, Iowa law requires drivers carry a minimum of 20/40/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Manchester, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Manchester, IA Car Insurance Rates by Coverage Level

Some Manchester drivers can get by with the Iowa minimum coverage of 20/40/15. Other drivers may need more. See how much your Manchester, Iowa car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Manchester, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $3,044 $3,196 $2,844
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,824 $2,686 $2,595
Progressive $2,338 $2,472 $2,587
State Farm $2,118 $2,229 $2,305
Travelers $5,226 $5,607 $5,743
USAA $1,768 $1,863 $1,942

Manchester, IA Car Insurance Rates by Age, Gender, and Marital Status

Manchester, Iowa car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Manchester, IA car insurance, get quotes from multiple car insurance companies in the Manchester area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Manchester, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,953 $1,953 $1,747 $1,747 $5,210 $7,309 $1,953 $2,353
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,881 $1,934 $1,674 $1,791 $4,304 $5,585 $2,127 $2,317
Progressive $1,760 $1,705 $1,449 $1,500 $4,175 $4,722 $2,121 $2,297
State Farm $1,471 $1,471 $1,282 $1,282 $3,831 $4,878 $1,651 $1,871
Travelers $2,512 $2,565 $2,431 $2,439 $11,019 $17,521 $2,611 $3,104
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

Manchester, IA Car Insurance Rates for Teens

How much is Manchester, Iowa car insurance for teens? Compare rates from top Manchester car insurance companies below to help find the cheapest teen car insurance in Manchester, IA.

Annual Car Insurance Rates for Teen Drivers in Manchester, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,210 $7,309
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,304 $5,585
Progressive $4,175 $4,722
State Farm $3,831 $4,878
Travelers $11,019 $17,521
USAA $3,352 $3,562

Manchester, IA Car Insurance Rates for Seniors

Before seniors buy Manchester, Iowa car insurance, they should make sure to shop around. Some Manchester, IA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Manchester, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,747 $1,747
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,449 $1,500
State Farm $1,282 $1,282
Travelers $2,431 $2,439
USAA $1,139 $1,163

Manchester, IA Car Insurance Rates by Credit History

How does your credit history affect Manchester, IA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Manchester, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,862 $2,838 $2,385
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,287 $2,567 $2,250
Progressive $2,926 $2,349 $2,122
State Farm $3,158 $1,953 $1,541
Travelers $6,218 $5,305 $5,053
USAA $2,445 $1,677 $1,452

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Manchester, IA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Manchester, Iowa car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Manchester.

Annual Manchester, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,186 $3,201 $4,155 $2,570
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,948 $2,810 $3,841 $2,208
Progressive $1,987 $3,235 $2,153 $2,489
State Farm $2,063 $2,372 $2,217 $2,217
Travelers $4,033 $5,369 $7,183 $5,517
USAA $1,420 $1,903 $2,478 $1,630

Manchester, IA Car Insurance Rates With a DUI

Even a single DUI can increase your Manchester, IA car insurance rates. Compare rates below to see which Manchester car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Manchester, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,288
American Family $4,155
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,841
Progressive $2,153
State Farm $2,217
Travelers $7,183
USAA $2,478

Manchester, IA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Manchester, IA car insurance rates may be. Let’s take a look at average car insurance rates from top Manchester companies based on commute time.

Annual Car Insurance Rates by Commute Length in Manchester, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $2,993 $3,063
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,702 $2,702
Progressive $2,466 $2,466
State Farm $2,164 $2,271
Travelers $5,525 $5,525
USAA $1,790 $1,925

Manchester, IA Cheapest Car Insurance Rates

How do the top Manchester, Iowa car insurance companies’ average rates stack up against the Manchester average monthly car insurance rates of $248? Take a look and see.

Best Annual Car Insurance Rates by Company in Manchester, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Manchester, IA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Manchester, Iowa car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Manchester, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $3,028
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,702
Progressive $2,466
State Farm $2,217
Travelers $5,525
USAA $1,858

Other Factors Affecting Manchester, IA Car Insurance Rates

Before you buy Manchester, Iowa car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Manchester, IA Commute Time

How does your Manchester, IA commute time compare with the average driver? In Manchester, the average commute is 15.0 minutes.

Manchester, IA Traffic

Spending time in Manchester traffic can lead to higher car insurance rates. According to INRIX data, Manchester, IA ranks as the 184th-most congested with traffic in the world.

Manchester, IA Car Insurance Quotes

Compare Manchester, IA car insurance quotes from multiple companies by entering your ZIP code now.