A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Jun 7, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Maple Grove after a DUI is State Farm
  • Average car insurance rates in Maple Grove, MN for senior drivers are $3,004/year
  • Average car insurance rates in Maple Grove, MN are $380/month

Average car insurance rates in Maple Grove, Minnesota are $380 a month. But with a little research you can get a great deal from the top car insurance companies in Maple Grove, MN. Before you buy Maple Grove, Minnesota car insurance, make sure your coverage meets or exceeds the Minnesota minimum of 30/60/10.

It may even be helpful to compare Maple Grove car insurance rates with Duluth car insurance rates, St. Cloud car insurance rates, or Minneapolis car insurance rates to make sure you’re getting the best Maple Grove, MN car insurance quotes available.

Need affordable Maple Grove, MN car insurance? Enter your ZIP code to compare Maple Grove car insurance quotes from multiple car insurance companies near you.

Maple Grove, MN Minimum Car Insurance Coverage

Maple Grove, Minnesota law requires drivers carry a minimum of 30/60/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Maple Grove, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Maple Grove, MN Car Insurance Rates by Coverage Level

Some Maple Grove drivers can get by with the Minnesota minimum coverage of 30/60/10. Other drivers may need more. See how much your Maple Grove, Minnesota car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Maple Grove, Minnesota

Insurance Company Low Medium High
Allstate $4,669 $4,742 $4,823
American Family $3,585 $3,706 $3,538
Farmers $3,029 $3,181 $3,280
GEICO $3,113 $3,229 $3,339
Liberty Mutual $13,076 $13,484 $13,847
Nationwide $3,036 $3,266 $3,409
State Farm $2,135 $2,251 $2,335
USAA $2,683 $2,769 $2,861

Maple Grove, MN Car Insurance Rates by Age, Gender, and Marital Status

Maple Grove, Minnesota car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Maple Grove, MN car insurance, get quotes from multiple car insurance companies in the Maple Grove area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Maple Grove, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,169 $3,169 $3,064 $3,064 $7,227 $10,372 $3,862 $4,029
American Family $2,279 $2,279 $2,074 $2,074 $6,325 $9,023 $2,279 $2,546
Farmers $1,998 $2,001 $1,919 $2,048 $5,978 $6,123 $2,644 $2,595
GEICO $2,394 $2,370 $2,276 $2,213 $5,295 $6,680 $2,238 $2,350
Liberty Mutual $9,656 $9,656 $9,565 $9,565 $18,619 $27,744 $9,656 $13,289
Nationwide $2,136 $2,130 $1,906 $2,012 $5,694 $6,862 $2,536 $2,623
State Farm $1,631 $1,631 $1,478 $1,478 $3,724 $4,544 $1,883 $1,553
USAA $1,823 $1,782 $1,677 $1,647 $5,006 $5,407 $2,357 $2,467

Maple Grove, MN Car Insurance Rates for Teens

How much is Maple Grove, Minnesota car insurance for teens? Compare rates from top Maple Grove car insurance companies below to help find the cheapest teen car insurance in Maple Grove, MN.

Annual Car Insurance Rates for Teen Drivers in Maple Grove, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,227 $10,372
American Family $6,325 $9,023
Farmers $5,978 $6,123
GEICO $5,295 $6,680
Liberty Mutual $18,619 $27,744
Nationwide $5,694 $6,862
State Farm $3,724 $4,544
USAA $5,006 $5,407

Maple Grove, MN Car Insurance Rates for Seniors

Before seniors buy Maple Grove, Minnesota car insurance, they should make sure to shop around. Some Maple Grove, MN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Maple Grove, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,064 $3,064
American Family $2,074 $2,074
Farmers $1,919 $2,048
GEICO $2,276 $2,213
Liberty Mutual $9,565 $9,565
Nationwide $1,906 $2,012
State Farm $1,478 $1,478
USAA $1,677 $1,647

Maple Grove, MN Car Insurance Rates by Credit History

How does your credit history affect Maple Grove, MN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Maple Grove, Minnesota

Insurance Company Poor Fair Good
Allstate $6,930 $3,784 $3,519
American Family $5,000 $3,245 $2,584
Farmers $3,915 $2,880 $2,695
GEICO $3,871 $3,170 $2,639
Liberty Mutual $18,761 $12,146 $9,500
Nationwide $3,851 $3,111 $2,750
State Farm $3,267 $1,998 $1,457
USAA $4,284 $2,143 $1,885

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Maple Grove, MN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Maple Grove, Minnesota car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Maple Grove.

Annual Maple Grove, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,394 $5,009 $6,065 $4,510
American Family $2,432 $4,354 $4,899 $2,754
Farmers $2,716 $3,396 $3,455 $3,087
GEICO $2,162 $3,408 $5,021 $2,316
Liberty Mutual $9,629 $13,412 $20,456 $10,379
Nationwide $2,585 $3,408 $3,906 $3,050
State Farm $2,041 $2,440 $2,240 $2,240
USAA $2,056 $2,637 $3,947 $2,444

Maple Grove, MN Car Insurance Rates With a DUI

Even a single DUI can increase your Maple Grove, MN car insurance rates. Compare rates below to see which Maple Grove car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Maple Grove, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,065
American Family $4,899
Farmers $3,455
GEICO $5,021
Liberty Mutual $20,456
Nationwide $3,906
State Farm $2,240
USAA $3,947

Maple Grove, MN Car Insurance Rates by ZIP Code

Just like Maple Grove car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Maple Grove, MN car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Maple Grove, Minnesota

ZIP Code Average Annual Rates
55311 $3,468
55369 $3,510

Maple Grove, MN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Maple Grove, MN car insurance rates may be. Let’s take a look at average car insurance rates from top Maple Grove companies based on commute time.

Annual Car Insurance Rates by Commute Length in Maple Grove, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,745 $4,745
American Family $3,568 $3,652
Farmers $3,163 $3,163
GEICO $3,182 $3,272
Liberty Mutual $13,085 $13,852
Nationwide $3,237 $3,237
State Farm $2,177 $2,304
USAA $2,735 $2,807

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Maple Grove, MN Cheapest Car Insurance Rates

How do the top Maple Grove, Minnesota car insurance companies’ average rates stack up against the Maple Grove average monthly car insurance rates of $380? Take a look and see.

Best Annual Car Insurance Rates by Company in Maple Grove, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Maple Grove, MN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Maple Grove, Minnesota car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Maple Grove, Minnesota

Insurance Company Average Annual Rates
Allstate $4,745
American Family $3,610
Farmers $3,163
GEICO $3,227
Liberty Mutual $13,469
Nationwide $3,237
State Farm $2,240
USAA $2,771

Other Factors Affecting Maple Grove, MN Car Insurance Rates

Before you buy Maple Grove, Minnesota car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Maple Grove, MN Commute Time

How does your Maple Grove, MN commute time compare with the average driver? In Maple Grove, the average commute is 25.9 minutes.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Maple Grove, MN Car Insurance Quotes

Compare Maple Grove, MN car insurance quotes from multiple companies by entering your ZIP code now.