Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Mayfield after a DUI is State Farm
  • The cheapest car insurance company in Mayfield for teen drivers is USAA
  • Average car insurance rates in Mayfield, KY for senior drivers are $2,296/year

Average car insurance rates in Mayfield, Kentucky are $343 a month. But with a little research you can get a great deal from the top car insurance companies in Mayfield, KY. Before you buy Mayfield, Kentucky car insurance, make sure your coverage meets or exceeds the Kentucky minimum of 25/50/25.

It may even be helpful to compare Mayfield car insurance rates with Hopkinsville car insurance rates, Owensboro car insurance rates, or Nicholasville car insurance rates to make sure you’re getting the best Mayfield, KY car insurance quotes available.

Need affordable Mayfield, KY car insurance? Enter your ZIP code to compare Mayfield car insurance quotes from multiple car insurance companies near you.

Mayfield, KY Minimum Car Insurance Coverage

Mayfield, Kentucky law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Mayfield, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Mayfield, KY Car Insurance Rates by Coverage Level

Some Mayfield drivers can get by with the Kentucky minimum coverage of 25/50/25. Other drivers may need more. See how much your Mayfield, Kentucky car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Mayfield, Kentucky

Insurance Company Low Medium High
Allstate $5,050 $5,353 $5,710
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,557 $4,743 $5,013
Nationwide $3,908 $3,801 $3,826
Progressive $3,627 $3,858 $4,212
State Farm $3,187 $3,342 $3,501
Travelers $4,861 $5,126 $5,312
USAA $2,715 $2,826 $2,956

Mayfield, KY Car Insurance Rates by Age, Gender, and Marital Status

Mayfield, Kentucky car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Mayfield, KY car insurance, get quotes from multiple car insurance companies in the Mayfield area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mayfield, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,103 $2,798 $2,987 $11,177 $12,562 $3,500 $3,719
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,652 $2,879 $2,255 $2,522 $10,522 $11,649 $2,781 $2,907
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,916 $1,833 $1,709 $1,725 $9,015 $10,186 $2,374 $2,433
State Farm $2,047 $2,047 $1,827 $1,827 $6,248 $7,881 $2,286 $2,584
Travelers $2,210 $2,251 $2,161 $2,167 $10,394 $16,625 $2,306 $2,682
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

Mayfield, KY Car Insurance Rates for Teens

How much is Mayfield, Kentucky car insurance for teens? Compare rates from top Mayfield car insurance companies below to help find the cheapest teen car insurance in Mayfield, KY.

Annual Car Insurance Rates for Teen Drivers in Mayfield, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,177 $12,562
GEICO $6,168 $7,329
Liberty Mutual $10,522 $11,649
Nationwide $6,037 $7,550
Progressive $9,015 $10,186
State Farm $6,248 $7,881
Travelers $10,394 $16,625
USAA $4,984 $5,272

Mayfield, KY Car Insurance Rates for Seniors

Before seniors buy Mayfield, Kentucky car insurance, they should make sure to shop around. Some Mayfield, KY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Mayfield, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,798 $2,987
GEICO $3,218 $2,914
Liberty Mutual $2,255 $2,522
Nationwide $2,519 $2,640
Progressive $1,709 $1,725
State Farm $1,827 $1,827
Travelers $2,161 $2,167
USAA $1,714 $1,758

Mayfield, KY Car Insurance Rates by Credit History

How does your credit history affect Mayfield, KY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Mayfield, Kentucky

Insurance Company Poor Fair Good
Allstate $7,101 $4,907 $4,104
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,824 $4,182 $3,308
Nationwide $4,672 $3,666 $3,197
Progressive $4,370 $3,795 $3,532
State Farm $4,846 $2,915 $2,269
Travelers $5,693 $4,813 $4,793
USAA $4,227 $2,354 $1,915

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Mayfield, KY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Mayfield, Kentucky car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Mayfield.

Annual Mayfield, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,489 $5,807 $6,155 $5,033
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,989 $6,106 $4,756 $4,232
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,230 $4,756 $3,685 $3,926
State Farm $3,048 $3,639 $3,343 $3,343
Travelers $4,449 $4,579 $6,599 $4,772
USAA $2,135 $3,024 $3,602 $2,568

Mayfield, KY Car Insurance Rates With a DUI

Even a single DUI can increase your Mayfield, KY car insurance rates. Compare rates below to see which Mayfield car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Mayfield, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,155
GEICO $6,130
Liberty Mutual $4,756
Nationwide $4,997
Progressive $3,685
State Farm $3,343
Travelers $6,599
USAA $3,602

Mayfield, KY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Mayfield, KY car insurance rates may be. Let’s take a look at average car insurance rates from top Mayfield companies based on commute time.

Annual Car Insurance Rates by Commute Length in Mayfield, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,371 $5,371
GEICO $3,750 $3,821
Liberty Mutual $4,771 $4,771
Nationwide $3,845 $3,845
Progressive $3,899 $3,899
State Farm $3,264 $3,423
Travelers $5,100 $5,100
USAA $2,726 $2,938

Mayfield, KY Cheapest Car Insurance Rates

How do the top Mayfield, Kentucky car insurance companies’ average rates stack up against the Mayfield average monthly car insurance rates of $343? Take a look and see.

Best Annual Car Insurance Rates by Company in Mayfield, Kentucky

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Mayfield, KY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Mayfield, Kentucky car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Mayfield, Kentucky

Insurance Company Average Annual Rates
Allstate $5,371
GEICO $3,785
Liberty Mutual $4,771
Nationwide $3,845
Progressive $3,899
State Farm $3,343
Travelers $5,100
USAA $2,832

Other Factors Affecting Mayfield, KY Car Insurance Rates

Before you buy Mayfield, Kentucky car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Mayfield, KY Commute Time

How does your Mayfield, KY commute time compare with the average driver? In Mayfield, the average commute is 19.7 minutes.

Mayfield, KY Car Insurance Quotes

Compare Mayfield, KY car insurance quotes from multiple companies by entering your ZIP code now.