MetLife vs State Farm Car Insurance for 2023
MetLife vs State Farm: A Comparison of Two Major Insurance Providers
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Apr 11, 2023
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Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 11, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Are you in the market for car insurance and trying to choose between MetLife and State Farm? Choosing the right car insurance company can be overwhelming, but we are here to help. In this article, we will be comparing MetLife car insurance and State Farm car insurance in 2023. We will provide you with all the information you need to make an informed decision, including their history, mission, products and services, pricing, discounts, and customer reviews. Let’s dive in!
Interesting Attributes:
Before we get started with the comparison, let’s take a look at some interesting attributes of both companies.
MetLife:
- MetLife is one of the largest insurance providers in the world and has been in business for over 150 years.
- They offer a variety of insurance products, including auto, home, and life insurance, as well as retirement and employee benefits.
- MetLife has a strong commitment to sustainability and has been recognized as one of the world’s most ethical companies.
State Farm:
- State Farm is the largest auto insurance provider in the United States.
- They offer a variety of insurance products, including auto, home, and life insurance, as well as banking and financial services.
- State Farm has a strong focus on community involvement and has donated over $1 billion to community causes since 2011.
Company History and Mission:
MetLife: MetLife was founded in 1868 as the National Union Life and Limb Insurance Company. Since then, they have grown to become one of the largest insurance providers in the world, with operations in over 40 countries. Their mission is to help their customers navigate life’s twists and turns by providing them with financial protection and peace of mind.
State Farm: State Farm was founded in 1922 by George J. Mecherle, a retired farmer and insurance salesman. Their mission is to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. Today, State Farm is the largest auto insurance provider in the United States and offers a wide range of insurance and financial products and services.
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Products and Services:
MetLife: MetLife offers a variety of insurance products, including auto, home, and life insurance, as well as retirement and employee benefits. Their auto insurance coverage includes liability, collision, and comprehensive coverage, as well as roadside assistance and rental car coverage. They also offer optional coverage for things like accident forgiveness, glass repairs without a deductible, and new car replacement.
MetLife’s pricing varies depending on a variety of factors, including your driving record, the type of car you drive, and where you live. Their auto insurance is available in all 50 states.
State Farm: State Farm offers a variety of insurance products, including auto, home, and life insurance, as well as banking and financial services. Their auto insurance coverage includes liability, collision, and comprehensive coverage, as well as rental car and travel expense coverage. They also offer optional coverage for things like emergency road service, car rental and travel expenses, and rideshare insurance.
State Farm’s pricing varies depending on a variety of factors, including your driving record, the type of car you drive, and where you live. Their auto insurance is available in all 50 states.
MetLife and State Farm Discounts:
MetLife: MetLife offers a variety of discounts to their customers, including:
- Multi-policy discount: Save up to 10% when you bundle your auto and home insurance with MetLife.
- Safe driver discount: Save up to 12% if you have a good driving record.
- Good student discount: Save up to 15% if you’re a full-time student with good grades.
- Defensive driver discount: Save up to 7% if you complete a qualifying defensive driving course.
State Farm: State Farm offers a variety of discounts to their customers , including:
- Multi-policy discount: Save up to 17% when you bundle your auto and home insurance with State Farm.
- Safe driver discount: Save up to 30% if you have a good driving record.
- Good student discount: Save up to 25% if you’re a full-time student with good grades.
- Steer Clear discount: Save up to 15% if you complete the Steer Clear safe driver program.
Customer Reviews:
MetLife: MetLife has mixed customer reviews, with some customers reporting excellent experiences and others reporting poor customer service and claims handling. According to J.D. Power’s 2021 U.S. Auto Insurance Satisfaction Study, MetLife ranks below average in overall customer satisfaction.
State Farm: State Farm has generally positive customer reviews, with many customers praising their excellent customer service and claims handling. According to J.D. Power’s 2021 U.S. Auto Insurance Satisfaction Study, State Farm ranks above average in overall customer satisfaction.
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FAQs:
Q: How do I qualify for discounts with MetLife and State Farm?
A: To qualify for discounts with MetLife and State Farm, you will need to meet certain eligibility requirements. For example, to qualify for the safe driver discount, you will need to have a good driving record with no at-fault accidents or moving violations. To qualify for the good student discount, you will need to be a full-time student with a GPA of 3.0 or higher. Check with your insurance provider for specific eligibility requirements.
Q: Are there any differences in coverage between MetLife and State Farm?
A: Yes, there may be differences in coverage between MetLife and State Farm, depending on the state you live in and the specific policy you choose. It’s important to carefully review your policy and compare it to other options to ensure that you are getting the coverage you need.
Q: How do I file a claim with MetLife or State Farm?
A: To file a claim with MetLife or State Farm, you will need to contact your insurance agent or call the company’s claims department. They will guide you through the process and help you file your claim.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.