Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Moline after a DUI is State Farm
  • Average car insurance rates in Moline, IL for senior drivers are $1,668/year
  • The cheapest car insurance company in Moline for teen drivers is State Farm

Average car insurance rates in Moline, Illinois are $245 a month. But with a little research you can get a great deal from the top car insurance companies in Moline, IL. Before you buy Moline, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.

It may even be helpful to compare Moline car insurance rates with Peoria car insurance rates, Naperville car insurance rates, or Aurora car insurance rates to make sure you’re getting the best Moline, IL car insurance quotes available.

Need affordable Moline, IL car insurance? Enter your ZIP code to compare Moline car insurance quotes from multiple car insurance companies near you.

Moline, IL Minimum Car Insurance Coverage

Moline, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Moline, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Moline, IL Car Insurance Rates by Coverage Level

Some Moline drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Moline, Illinois car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Moline, Illinois

Insurance Company Low Medium High
Allstate $4,597 $4,770 $4,958
American Family $3,249 $3,503 $3,386
Farmers $4,062 $4,182 $4,651
GEICO $2,297 $2,519 $2,750
Liberty Mutual $1,970 $2,090 $2,223
Nationwide $2,204 $2,267 $2,260
Progressive $2,728 $2,982 $3,264
State Farm $1,993 $2,120 $2,233
Travelers $2,074 $2,208 $2,348
USAA $2,639 $2,789 $2,941

Moline, IL Car Insurance Rates by Age, Gender, and Marital Status

Moline, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Moline, IL car insurance, get quotes from multiple car insurance companies in the Moline area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moline, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,027 $3,041 $3,173 $3,173 $7,952 $10,275 $3,635 $3,924
American Family $2,091 $2,091 $1,920 $1,920 $5,976 $8,244 $2,091 $2,700
Farmers $2,251 $2,254 $1,991 $2,114 $10,046 $10,488 $2,570 $2,675
GEICO $1,520 $1,553 $1,472 $1,778 $4,955 $5,156 $1,917 $1,824
Liberty Mutual $1,274 $1,372 $1,059 $1,184 $4,328 $4,815 $1,328 $1,393
Nationwide $1,451 $1,473 $1,298 $1,371 $3,888 $4,972 $1,681 $1,816
Progressive $1,710 $1,607 $1,416 $1,480 $6,362 $7,127 $2,034 $2,195
State Farm $1,301 $1,301 $1,173 $1,173 $3,883 $4,914 $1,475 $1,703
Travelers $1,386 $1,460 $1,277 $1,358 $4,069 $5,124 $1,464 $1,539
USAA $1,657 $1,676 $1,532 $1,491 $5,424 $5,987 $2,175 $2,374

Moline, IL Car Insurance Rates for Teens

How much is Moline, Illinois car insurance for teens? Compare rates from top Moline car insurance companies below to help find the cheapest teen car insurance in Moline, IL.

Annual Car Insurance Rates for Teen Drivers in Moline, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,952 $10,275
American Family $5,976 $8,244
Farmers $10,046 $10,488
GEICO $4,955 $5,156
Liberty Mutual $4,328 $4,815
Nationwide $3,888 $4,972
Progressive $6,362 $7,127
State Farm $3,883 $4,914
Travelers $4,069 $5,124
USAA $5,424 $5,987

Moline, IL Car Insurance Rates for Seniors

Before seniors buy Moline, Illinois car insurance, they should make sure to shop around. Some Moline, IL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Moline, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,173 $3,173
American Family $1,920 $1,920
Farmers $1,991 $2,114
GEICO $1,472 $1,778
Liberty Mutual $1,059 $1,184
Nationwide $1,298 $1,371
Progressive $1,416 $1,480
State Farm $1,173 $1,173
Travelers $1,277 $1,358
USAA $1,532 $1,491

Moline, IL Car Insurance Rates by Credit History

How does your credit history affect Moline, IL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Moline, Illinois

Insurance Company Poor Fair Good
Allstate $6,081 $4,394 $3,850
American Family $4,481 $3,062 $2,595
Farmers $4,874 $4,111 $3,910
GEICO $4,043 $1,979 $1,544
Liberty Mutual $2,948 $1,855 $1,480
Nationwide $2,666 $2,164 $1,902
Progressive $3,402 $2,895 $2,678
State Farm $3,076 $1,842 $1,428
Travelers $2,687 $2,177 $1,765
USAA $3,724 $2,549 $2,096

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Moline, IL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Moline, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Moline.

Annual Moline, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,366 $5,843 $5,419 $4,473
American Family $2,482 $3,541 $4,680 $2,814
Farmers $3,628 $4,687 $4,572 $4,308
GEICO $1,819 $2,439 $3,573 $2,257
Liberty Mutual $1,746 $2,479 $2,173 $1,978
Nationwide $1,819 $2,338 $2,738 $2,081
Progressive $2,464 $3,667 $2,730 $3,104
State Farm $1,923 $2,308 $2,115 $2,115
Travelers $1,762 $2,309 $2,566 $2,202
USAA $1,987 $2,859 $3,914 $2,399

Moline, IL Car Insurance Rates With a DUI

Even a single DUI can increase your Moline, IL car insurance rates. Compare rates below to see which Moline car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Moline, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,419
American Family $4,680
Farmers $4,572
GEICO $3,573
Liberty Mutual $2,173
Nationwide $2,738
Progressive $2,730
State Farm $2,115
Travelers $2,566
USAA $3,914

Moline, IL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Moline, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Moline companies based on commute time.

Annual Car Insurance Rates by Commute Length in Moline, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,775 $4,775
American Family $3,336 $3,422
Farmers $4,299 $4,299
GEICO $2,479 $2,565
Liberty Mutual $2,094 $2,094
Nationwide $2,244 $2,244
Progressive $2,991 $2,991
State Farm $2,061 $2,169
Travelers $2,124 $2,296
USAA $2,712 $2,868

Moline, IL Cheapest Car Insurance Rates

How do the top Moline, Illinois car insurance companies’ average rates stack up against the Moline average monthly car insurance rates of $245? Take a look and see.

Best Annual Car Insurance Rates by Company in Moline, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Moline, IL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Moline, Illinois car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Moline, Illinois

Insurance Company Average Annual Rates
Allstate $4,775
American Family $3,379
Farmers $4,299
GEICO $2,522
Liberty Mutual $2,094
Nationwide $2,244
Progressive $2,991
State Farm $2,115
Travelers $2,210
USAA $2,790

Other Factors Affecting Moline, IL Car Insurance Rates

Before you buy Moline, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Moline, IL Commute Time

How does your Moline, IL commute time compare with the average driver? In Moline, the average commute is 18.2 minutes.

Moline, IL Car Insurance Quotes

Compare Moline, IL car insurance quotes from multiple companies by entering your ZIP code now.