Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in New Castle for teen drivers is USAA
  • Average car insurance rates in New Castle, PA are $315/month
  • Average car insurance rates in New Castle, PA for senior drivers are $1,942/year

Average car insurance rates in New Castle, Pennsylvania are $315 a month. But with a little research you can get a great deal from the top car insurance companies in New Castle, PA. Before you buy New Castle, Pennsylvania car insurance, make sure your coverage meets or exceeds the Pennsylvania minimum of 15/30/5.

It may even be helpful to compare New Castle car insurance rates with Lancaster car insurance rates, Harrisburg car insurance rates, or Bethlehem car insurance rates to make sure you’re getting the best New Castle, PA car insurance quotes available.

Need affordable New Castle, PA car insurance? Enter your ZIP code to compare New Castle car insurance quotes from multiple car insurance companies near you.

New Castle, PA Minimum Car Insurance Coverage

New Castle, Pennsylvania law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in New Castle, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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New Castle, PA Car Insurance Rates by Coverage Level

Some New Castle drivers can get by with the Pennsylvania minimum coverage of 15/30/5. Other drivers may need more. See how much your New Castle, Pennsylvania car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in New Castle, Pennsylvania

Insurance Company Low Medium High
Allstate $3,474 $3,645 $3,753
GEICO $2,504 $2,776 $2,980
Liberty Mutual $5,159 $5,486 $5,687
Nationwide $2,684 $2,707 $2,625
Progressive $3,824 $4,219 $4,519
State Farm $2,515 $2,724 $2,826
Travelers $7,151 $7,151 $7,115
USAA $1,612 $1,760 $1,857

New Castle, PA Car Insurance Rates by Age, Gender, and Marital Status

New Castle, Pennsylvania car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy New Castle, PA car insurance, get quotes from multiple car insurance companies in the New Castle area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Castle, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,309 $2,309 $2,121 $2,121 $7,517 $7,517 $2,548 $2,548
GEICO $2,180 $1,885 $2,064 $1,786 $5,379 $4,662 $2,183 $1,888
Liberty Mutual $3,566 $3,566 $3,266 $3,266 $10,416 $10,416 $4,527 $4,527
Nationwide $1,816 $1,816 $1,721 $1,721 $5,113 $5,113 $2,037 $2,037
Progressive $2,625 $2,625 $2,342 $2,342 $8,441 $8,441 $3,341 $3,341
State Farm $1,643 $1,643 $1,449 $1,449 $5,849 $5,849 $1,812 $1,812
Travelers $1,575 $1,575 $1,699 $1,699 $23,390 $23,390 $1,891 $1,891
USAA $1,116 $1,116 $1,010 $1,010 $3,366 $3,366 $1,481 $1,481

New Castle, PA Car Insurance Rates for Teens

How much is New Castle, Pennsylvania car insurance for teens? Compare rates from top New Castle car insurance companies below to help find the cheapest teen car insurance in New Castle, PA.

Annual Car Insurance Rates for Teen Drivers in New Castle, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,517 $7,517
GEICO $5,379 $4,662
Liberty Mutual $10,416 $10,416
Nationwide $5,113 $5,113
Progressive $8,441 $8,441
State Farm $5,849 $5,849
Travelers $23,390 $23,390
USAA $3,366 $3,366

New Castle, PA Car Insurance Rates for Seniors

Before seniors buy New Castle, Pennsylvania car insurance, they should make sure to shop around. Some New Castle, PA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in New Castle, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,121 $2,121
GEICO $2,064 $1,786
Liberty Mutual $3,266 $3,266
Nationwide $1,721 $1,721
Progressive $2,342 $2,342
State Farm $1,449 $1,449
Travelers $1,699 $1,699
USAA $1,010 $1,010

New Castle, PA Car Insurance Rates by Credit History

How does your credit history affect New Castle, PA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in New Castle, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,639 $3,450 $2,783
GEICO $4,137 $2,327 $1,796
Liberty Mutual $6,949 $4,983 $4,400
Nationwide $3,135 $2,579 $2,302
Progressive $5,550 $3,891 $3,120
State Farm $3,826 $2,369 $1,870
Travelers $7,764 $7,021 $6,631
USAA $2,181 $1,617 $1,431

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New Castle, PA Car Insurance Rates by Driver History

How does a single speeding ticket affect your New Castle, Pennsylvania car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in New Castle.

Annual New Castle, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,472 $4,079 $3,472 $3,472
GEICO $2,032 $3,446 $2,721 $2,813
Liberty Mutual $4,970 $5,687 $5,560 $5,560
Nationwide $1,928 $2,581 $3,598 $2,580
Progressive $3,796 $5,243 $3,906 $3,805
State Farm $2,462 $2,915 $2,688 $2,688
Travelers $5,061 $7,201 $9,092 $7,201
USAA $1,402 $1,937 $2,067 $1,567

New Castle, PA Car Insurance Rates With a DUI

Even a single DUI can increase your New Castle, PA car insurance rates. Compare rates below to see which New Castle car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in New Castle, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,472
GEICO $2,721
Liberty Mutual $5,560
Nationwide $3,598
Progressive $3,906
State Farm $2,688
Travelers $9,092
USAA $2,067

New Castle, PA Car Insurance Rates by ZIP Code

Just like New Castle car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how New Castle, PA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in New Castle, Pennsylvania

ZIP Code Average Annual Rates
16101 $4,624
16102 $4,667
16105 $4,685
16108 $4,647

New Castle, PA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your New Castle, PA car insurance rates may be. Let’s take a look at average car insurance rates from top New Castle companies based on commute time.

Annual Car Insurance Rates by Commute Length in New Castle, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,554 $3,694
GEICO $2,710 $2,796
Liberty Mutual $5,305 $5,584
Nationwide $2,672 $2,672
Progressive $4,187 $4,187
State Farm $2,609 $2,768
Travelers $7,139 $7,139
USAA $1,693 $1,793

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New Castle, PA Cheapest Car Insurance Rates

How do the top New Castle, Pennsylvania car insurance companies’ average rates stack up against the New Castle average monthly car insurance rates of $315? Take a look and see.

Best Annual Car Insurance Rates by Company in New Castle, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

New Castle, PA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top New Castle, Pennsylvania car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in New Castle, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,624
GEICO $2,753
Liberty Mutual $5,444
Nationwide $2,672
Progressive $4,187
State Farm $2,688
Travelers $7,139
USAA $1,743

Other Factors Affecting New Castle, PA Car Insurance Rates

Before you buy New Castle, Pennsylvania car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

New Castle, PA Commute Time

How does your New Castle, PA commute time compare with the average driver? In New Castle, the average commute is 20.3 minutes.

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New Castle, PA Car Insurance Quotes

Compare New Castle, PA car insurance quotes from multiple companies by entering your ZIP code now.