A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Jun 7, 2022

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Just What's Essential

  • The cheapest car insurance company in New Rochelle for teen drivers is GEICO
  • The cheapest car insurance company in New Rochelle after a DUI is GEICO
  • Average car insurance rates in New Rochelle, NY for senior drivers are $3,162/year

Average car insurance rates in New Rochelle, New York are $431 a month. But with a little research you can get a great deal from the top car insurance companies in New Rochelle, NY. Before you buy New Rochelle, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare New Rochelle car insurance rates with Schenectady car insurance rates, Mount Vernon car insurance rates, or Albany car insurance rates to make sure you’re getting the best New Rochelle, NY car insurance quotes available.

Need affordable New Rochelle, NY car insurance? Enter your ZIP code to compare New Rochelle car insurance quotes from multiple car insurance companies near you.

New Rochelle, NY Minimum Car Insurance Coverage

New Rochelle, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in New Rochelle, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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New Rochelle, NY Car Insurance Rates by Coverage Level

Some New Rochelle drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your New Rochelle, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in New Rochelle, New York

Insurance Company Low Medium High
Allstate $5,405 $5,678 $6,011
GEICO $2,545 $2,695 $2,876
Liberty Mutual $6,678 $6,987 $7,350
Nationwide $4,670 $4,961 $5,390
Progressive $5,211 $5,492 $5,896
State Farm $4,729 $5,067 $5,306
Travelers $5,574 $5,876 $6,411
USAA $4,254 $4,387 $4,607

New Rochelle, NY Car Insurance Rates by Age, Gender, and Marital Status

New Rochelle, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy New Rochelle, NY car insurance, get quotes from multiple car insurance companies in the New Rochelle area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Rochelle, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,712 $3,496 $3,491 $3,566 $11,494 $12,408 $3,677 $3,743
GEICO $1,948 $1,877 $1,898 $1,870 $4,223 $6,275 $1,750 $1,803
Liberty Mutual $5,239 $5,239 $4,877 $4,877 $10,203 $14,794 $5,239 $5,569
Nationwide $3,714 $3,714 $3,494 $3,494 $6,841 $10,288 $3,714 $4,799
Progressive $3,385 $3,094 $2,647 $2,708 $11,451 $12,573 $4,308 $4,099
State Farm $3,183 $3,183 $2,792 $2,792 $9,443 $11,633 $3,518 $3,729
Travelers $4,182 $4,154 $3,857 $4,088 $10,189 $12,201 $4,414 $4,546
USAA $2,279 $2,236 $2,073 $2,069 $9,382 $11,143 $2,920 $3,224

New Rochelle, NY Car Insurance Rates for Teens

How much is New Rochelle, New York car insurance for teens? Compare rates from top New Rochelle car insurance companies below to help find the cheapest teen car insurance in New Rochelle, NY.

Annual Car Insurance Rates for Teen Drivers in New Rochelle, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,494 $12,408
GEICO $4,223 $6,275
Liberty Mutual $10,203 $14,794
Nationwide $6,841 $10,288
Progressive $11,451 $12,573
State Farm $9,443 $11,633
Travelers $10,189 $12,201
USAA $9,382 $11,143

New Rochelle, NY Car Insurance Rates for Seniors

Before seniors buy New Rochelle, New York car insurance, they should make sure to shop around. Some New Rochelle, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in New Rochelle, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,491 $3,566
GEICO $1,898 $1,870
Liberty Mutual $4,877 $4,877
Nationwide $3,494 $3,494
Progressive $2,647 $2,708
State Farm $2,792 $2,792
Travelers $3,857 $4,088
USAA $2,073 $2,069

New Rochelle, NY Car Insurance Rates by Credit History

How does your credit history affect New Rochelle, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in New Rochelle, New York

Insurance Company Poor Fair Good
Allstate $8,171 $4,788 $4,137
GEICO $3,391 $2,490 $2,235
Liberty Mutual $9,804 $6,411 $4,800
Nationwide $5,007 $5,007 $5,007
Progressive $8,946 $4,443 $3,210
State Farm $7,105 $4,458 $3,540
Travelers $8,334 $5,128 $4,399
USAA $6,792 $3,430 $3,026

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New Rochelle, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your New Rochelle, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in New Rochelle.

Annual New Rochelle, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,761 $4,761 $7,153 $6,118
GEICO $2,090 $2,280 $4,363 $2,090
Liberty Mutual $5,562 $5,562 $11,332 $5,562
Nationwide $3,781 $3,781 $8,596 $3,871
Progressive $5,373 $5,373 $5,977 $5,410
State Farm $4,783 $4,783 $5,286 $5,286
Travelers $5,020 $6,391 $6,485 $5,920
USAA $3,918 $3,983 $5,779 $3,983

New Rochelle, NY Car Insurance Rates With a DUI

Even a single DUI can increase your New Rochelle, NY car insurance rates. Compare rates below to see which New Rochelle car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in New Rochelle, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,153
GEICO $4,363
Liberty Mutual $11,332
Nationwide $8,596
Progressive $5,977
State Farm $5,286
Travelers $6,485
USAA $5,779

New Rochelle, NY Car Insurance Rates by ZIP Code

Just like New Rochelle car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how New Rochelle, NY car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in New Rochelle, New York

ZIP Code Average Annual Rates
10801 $5,222
10804 $5,215
10805 $5,273

New Rochelle, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your New Rochelle, NY car insurance rates may be. Let’s take a look at average car insurance rates from top New Rochelle companies based on commute time.

Annual Car Insurance Rates by Commute Length in New Rochelle, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,618 $5,779
GEICO $2,625 $2,786
Liberty Mutual $6,802 $7,208
Nationwide $5,007 $5,007
Progressive $5,533 $5,533
State Farm $4,854 $5,214
Travelers $5,954 $5,954
USAA $4,371 $4,460

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New Rochelle, NY Cheapest Car Insurance Rates

How do the top New Rochelle, New York car insurance companies’ average rates stack up against the New Rochelle average monthly car insurance rates of $431? Take a look and see.

Best Annual Car Insurance Rates by Company in New Rochelle, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

New Rochelle, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top New Rochelle, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in New Rochelle, New York

Insurance Company Average Annual Rates
Allstate $5,698
GEICO $2,705
Liberty Mutual $7,005
Nationwide $5,007
Progressive $5,533
State Farm $5,034
Travelers $5,954
USAA $4,416

Other Factors Affecting New Rochelle, NY Car Insurance Rates

Before you buy New Rochelle, New York car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

New Rochelle, NY Commute Time

How does your New Rochelle, NY commute time compare with the average driver? In New Rochelle, the average commute is 33.3 minutes.

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New Rochelle, NY Car Insurance Quotes

Compare New Rochelle, NY car insurance quotes from multiple companies by entering your ZIP code now.