A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Jun 7, 2022

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Just What's Essential

  • The cheapest car insurance company in Newport after a DUI is State Farm
  • The cheapest car insurance company in Newport for teen drivers is Travelers
  • Average car insurance rates in Newport, TN are $286/month

Average car insurance rates in Newport, Tennessee are $286 a month. But with a little research you can get a great deal from the top car insurance companies in Newport, TN. Before you buy Newport, Tennessee car insurance, make sure your coverage meets or exceeds the Tennessee minimum of 25/50/15.

It may even be helpful to compare Newport car insurance rates with Franklin car insurance rates, Clarksville car insurance rates, or Chattanooga car insurance rates to make sure you’re getting the best Newport, TN car insurance quotes available.

Need affordable Newport, TN car insurance? Enter your ZIP code to compare Newport car insurance quotes from multiple car insurance companies near you.

Newport, TN Minimum Car Insurance Coverage

Newport, Tennessee law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Newport, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Newport, TN Car Insurance Rates by Coverage Level

Some Newport drivers can get by with the Tennessee minimum coverage of 25/50/15. Other drivers may need more. See how much your Newport, Tennessee car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Newport, Tennessee

Insurance Company Low Medium High
Allstate $4,757 $4,926 $5,133
Farmers $3,520 $3,727 $3,992
GEICO $3,282 $3,438 $3,618
Liberty Mutual $5,928 $6,192 $6,466
Nationwide $3,361 $3,263 $3,379
Progressive $3,714 $3,938 $4,158
State Farm $2,534 $2,680 $2,795
Travelers $2,458 $2,604 $2,757
USAA $2,679 $2,760 $2,875

Newport, TN Car Insurance Rates by Age, Gender, and Marital Status

Newport, Tennessee car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Newport, TN car insurance, get quotes from multiple car insurance companies in the Newport area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Newport, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,846 $2,726 $2,561 $2,659 $10,815 $11,746 $3,025 $3,131
Farmers $1,962 $1,999 $1,761 $1,939 $8,151 $8,695 $2,662 $2,800
GEICO $2,290 $2,311 $2,111 $2,111 $6,950 $7,071 $2,325 $2,399
Nationwide $2,132 $2,149 $1,913 $1,942 $5,871 $7,560 $2,451 $2,657
Progressive $2,011 $1,900 $1,637 $1,710 $9,002 $10,144 $2,429 $2,661
State Farm $1,638 $1,638 $1,471 $1,471 $4,947 $6,185 $1,850 $2,156
Travelers $1,711 $1,802 $1,545 $1,645 $4,662 $5,741 $1,825 $1,921
USAA $1,553 $1,579 $1,404 $1,402 $5,614 $6,423 $2,031 $2,163

Newport, TN Car Insurance Rates for Teens

How much is Newport, Tennessee car insurance for teens? Compare rates from top Newport car insurance companies below to help find the cheapest teen car insurance in Newport, TN.

Annual Car Insurance Rates for Teen Drivers in Newport, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,815 $11,746
Farmers $8,151 $8,695
GEICO $6,950 $7,071
Nationwide $5,871 $7,560
Progressive $9,002 $10,144
State Farm $4,947 $6,185
Travelers $4,662 $5,741
USAA $5,614 $6,423

Newport, TN Car Insurance Rates for Seniors

Before seniors buy Newport, Tennessee car insurance, they should make sure to shop around. Some Newport, TN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Newport, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,561 $2,659
Farmers $1,761 $1,939
GEICO $2,111 $2,111
Nationwide $1,913 $1,942
Progressive $1,637 $1,710
State Farm $1,471 $1,471
Travelers $1,545 $1,645
USAA $1,404 $1,402

Newport, TN Car Insurance Rates by Credit History

How does your credit history affect Newport, TN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Newport, Tennessee

Insurance Company Poor Fair Good
Allstate $6,308 $4,824 $3,684
Farmers $4,452 $3,487 $3,299
GEICO $3,912 $3,348 $3,078
Liberty Mutual $8,898 $5,436 $4,253
Nationwide $4,010 $3,178 $2,815
Progressive $4,430 $3,815 $3,565
State Farm $3,877 $2,326 $1,806
Travelers $3,325 $2,595 $1,899
USAA $4,014 $2,356 $1,944

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Newport, TN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Newport, Tennessee car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Newport.

Annual Newport, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,122 $4,923 $5,980 $4,730
Farmers $3,203 $3,954 $4,056 $3,771
GEICO $2,511 $3,356 $5,405 $2,511
Liberty Mutual $5,029 $7,234 $6,735 $5,785
Nationwide $2,888 $2,888 $4,327 $3,235
Progressive $3,466 $4,501 $3,692 $4,088
State Farm $2,437 $2,902 $2,670 $2,670
Travelers $2,118 $2,711 $2,992 $2,603
USAA $2,011 $3,023 $3,556 $2,494

Newport, TN Car Insurance Rates With a DUI

Even a single DUI can increase your Newport, TN car insurance rates. Compare rates below to see which Newport car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Newport, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,980
Farmers $4,056
GEICO $5,405
Liberty Mutual $6,735
Nationwide $4,327
Progressive $3,692
State Farm $2,670
Travelers $2,992
USAA $3,556

Newport, TN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Newport, TN car insurance rates may be. Let’s take a look at average car insurance rates from top Newport companies based on commute time.

Annual Car Insurance Rates by Commute Length in Newport, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,939 $4,939
Farmers $3,746 $3,746
GEICO $3,425 $3,467
Liberty Mutual $6,196 $6,196
Nationwide $3,334 $3,334
Progressive $3,937 $3,937
State Farm $2,607 $2,732
Travelers $2,504 $2,708
USAA $2,693 $2,850

Newport, TN Cheapest Car Insurance Rates

How do the top Newport, Tennessee car insurance companies’ average rates stack up against the Newport average monthly car insurance rates of $286? Take a look and see.

Best Annual Car Insurance Rates by Company in Newport, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Newport, TN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Newport, Tennessee car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Newport, Tennessee

Insurance Company Average Annual Rates
Allstate $4,939
Farmers $3,746
GEICO $3,446
Nationwide $3,334
Progressive $3,937
State Farm $2,670
Travelers $2,606
USAA $2,771

Other Factors Affecting Newport, TN Car Insurance Rates

Before you buy Newport, Tennessee car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Newport, TN Commute Time

How does your Newport, TN commute time compare with the average driver? In Newport, the average commute is 16.5 minutes.

Newport, TN Traffic

Spending time in Newport traffic can lead to higher car insurance rates. According to INRIX data, Newport, TN ranks as the 343rd-most congested with traffic in the world.

Newport, TN Car Insurance Quotes

Compare Newport, TN car insurance quotes from multiple companies by entering your ZIP code now.