Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Orange City after a DUI is State Farm
  • The cheapest car insurance company in Orange City for teen drivers is GEICO
  • The annual number of car thefts in Orange City is 31.

Average car insurance rates in Orange City, Florida are $346 a month. But with a little research you can get a great deal from the top car insurance companies in Orange City, FL. Before you buy Orange City, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare Orange City car insurance rates with Miami car insurance rates, Jacksonville car insurance rates, or Orlando car insurance rates to make sure you’re getting the best Orange City, FL car insurance quotes available.

Need affordable Orange City, FL car insurance? Enter your ZIP code to compare Orange City car insurance quotes from multiple car insurance companies near you.

Orange City, FL Minimum Car Insurance Coverage

Orange City, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Orange City, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Orange City, FL Car Insurance Rates by Coverage Level

Some Orange City drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Orange City, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Orange City, Florida

Insurance Company Low Medium High
Allstate $4,934 $6,790 $7,616
GEICO $2,721 $3,495 $3,896
Liberty Mutual $4,290 $4,787 $5,054
Nationwide $2,937 $3,875 $4,366
Progressive $4,395 $5,284 $5,835
State Farm $2,487 $2,999 $3,296
USAA $2,359 $2,853 $3,041

Orange City, FL Car Insurance Rates by Age, Gender, and Marital Status

Orange City, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Orange City, FL car insurance, get quotes from multiple car insurance companies in the Orange City area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orange City, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,917 $3,784 $3,435 $3,509 $13,809 $15,126 $3,956 $4,036
GEICO $2,671 $2,685 $2,501 $2,501 $4,733 $5,943 $2,941 $2,990
Liberty Mutual $3,276 $3,276 $3,006 $3,006 $6,868 $10,554 $3,276 $4,425
Nationwide $2,622 $2,588 $2,345 $2,424 $6,256 $7,694 $2,883 $2,998
Progressive $3,440 $3,258 $2,964 $3,166 $9,742 $10,645 $4,160 $3,998
State Farm $1,846 $1,846 $1,677 $1,677 $5,336 $6,800 $2,048 $2,190
USAA $1,591 $1,564 $1,491 $1,476 $5,454 $6,308 $1,984 $2,138

Orange City, FL Car Insurance Rates for Teens

How much is Orange City, Florida car insurance for teens? Compare rates from top Orange City car insurance companies below to help find the cheapest teen car insurance in Orange City, FL.

Annual Car Insurance Rates for Teen Drivers in Orange City, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,809 $15,126
GEICO $4,733 $5,943
Liberty Mutual $6,868 $10,554
Nationwide $6,256 $7,694
Progressive $9,742 $10,645
State Farm $5,336 $6,800
USAA $5,454 $6,308

Orange City, FL Car Insurance Rates for Seniors

Before seniors buy Orange City, Florida car insurance, they should make sure to shop around. Some Orange City, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Orange City, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,435 $3,509
GEICO $2,501 $2,501
Liberty Mutual $3,006 $3,006
Nationwide $2,345 $2,424
Progressive $2,964 $3,166
State Farm $1,677 $1,677
USAA $1,491 $1,476

Orange City, FL Car Insurance Rates by Credit History

How does your credit history affect Orange City, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Orange City, Florida

Insurance Company Poor Fair Good
Allstate $8,982 $5,708 $4,649
GEICO $4,878 $2,979 $2,255
Liberty Mutual $6,055 $4,456 $3,621
Nationwide $4,654 $3,425 $3,099
Progressive $6,734 $4,785 $3,996
State Farm $3,993 $2,629 $2,161
USAA $4,479 $2,188 $1,586

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Orange City, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Orange City, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Orange City.

Annual Orange City, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,551 $6,642 $7,419 $6,174
GEICO $2,369 $3,009 $4,444 $3,661
Liberty Mutual $3,404 $4,412 $6,389 $4,638
Nationwide $3,186 $3,492 $4,692 $3,535
Progressive $4,071 $6,049 $5,081 $5,484
State Farm $2,679 $3,176 $2,928 $2,928
USAA $2,154 $2,660 $3,931 $2,259

Orange City, FL Car Insurance Rates With a DUI

Even a single DUI can increase your Orange City, FL car insurance rates. Compare rates below to see which Orange City car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Orange City, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,419
GEICO $4,444
Liberty Mutual $6,389
Nationwide $4,692
Progressive $5,081
State Farm $2,928
USAA $3,931

Orange City, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Orange City, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Orange City companies based on commute time.

Annual Car Insurance Rates by Commute Length in Orange City, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,262 $6,631
GEICO $3,354 $3,387
Liberty Mutual $4,560 $4,861
Nationwide $3,726 $3,726
Progressive $5,171 $5,171
State Farm $2,828 $3,027
USAA $2,720 $2,782

Orange City, FL Cheapest Car Insurance Rates

How do the top Orange City, Florida car insurance companies’ average rates stack up against the Orange City average monthly car insurance rates of $346? Take a look and see.

Best Annual Car Insurance Rates by Company in Orange City, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Orange City, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Orange City, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Orange City, Florida

Insurance Company Average Annual Rates
Allstate $6,447
GEICO $3,371
Liberty Mutual $4,711
Nationwide $3,726
Progressive $5,171
State Farm $2,928
USAA $2,751

Other Factors Affecting Orange City, FL Car Insurance Rates

Before you buy Orange City, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Orange City, FL Car Theft Rates

The car theft rate in Orange City, FL will affect your car insurance rates. FBI data shows that the annual car theft rate for Orange City, Florida is 31 stolen cars.

Orange City, FL Commute Time

How does your Orange City, FL commute time compare with the average driver? In Orange City, the average commute is 26.1 minutes.

Orange City, FL Car Insurance Quotes

Compare Orange City, FL car insurance quotes from multiple companies by entering your ZIP code now.