A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Palestine after a DUI is GEICO
  • The cheapest car insurance company in Palestine for teen drivers is GEICO
  • Average car insurance rates in Palestine, TX for senior drivers are $2,205/year

Average car insurance rates in Palestine, Texas are $302 a month. But with a little research you can get a great deal from the top car insurance companies in Palestine, TX. Before you buy Palestine, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Palestine car insurance rates with Houston car insurance rates, El Paso car insurance rates, or Corpus Christi car insurance rates to make sure you’re getting the best Palestine, TX car insurance quotes available.

Need affordable Palestine, TX car insurance? Enter your ZIP code to compare Palestine car insurance quotes from multiple car insurance companies near you.

Palestine, TX Minimum Car Insurance Coverage

Palestine, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Palestine, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Palestine, TX Car Insurance Rates by Coverage Level

Some Palestine drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Palestine, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Palestine, Texas

Insurance Company Low Medium High
Allstate $4,923 $5,004 $5,232
American Family $3,740 $3,869 $4,437
GEICO $2,718 $2,836 $3,077
Nationwide $3,795 $3,373 $3,404
Progressive $4,310 $4,478 $4,708
State Farm $2,742 $2,872 $3,029
USAA $2,449 $2,519 $2,618

Palestine, TX Car Insurance Rates by Age, Gender, and Marital Status

Palestine, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Palestine, TX car insurance, get quotes from multiple car insurance companies in the Palestine area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palestine, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,284 $3,312 $3,244 $3,244 $8,642 $10,424 $4,054 $4,220
American Family $2,439 $2,704 $2,271 $2,590 $6,343 $8,338 $3,473 $3,964
GEICO $2,167 $2,330 $2,096 $2,365 $4,620 $4,790 $2,331 $2,318
Nationwide $2,221 $2,260 $1,965 $2,080 $6,237 $8,009 $2,603 $2,816
Progressive $2,412 $2,298 $2,141 $2,185 $10,009 $11,166 $2,863 $2,916
State Farm $2,039 $2,039 $1,807 $1,807 $4,783 $6,080 $2,209 $2,282
USAA $1,616 $1,631 $1,539 $1,535 $4,501 $4,919 $2,160 $2,328

Palestine, TX Car Insurance Rates for Teens

How much is Palestine, Texas car insurance for teens? Compare rates from top Palestine car insurance companies below to help find the cheapest teen car insurance in Palestine, TX.

Annual Car Insurance Rates for Teen Drivers in Palestine, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,642 $10,424
American Family $6,343 $8,338
GEICO $4,620 $4,790
Nationwide $6,237 $8,009
Progressive $10,009 $11,166
State Farm $4,783 $6,080
USAA $4,501 $4,919

Palestine, TX Car Insurance Rates for Seniors

Before seniors buy Palestine, Texas car insurance, they should make sure to shop around. Some Palestine, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Palestine, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,244 $3,244
American Family $2,271 $2,590
GEICO $2,096 $2,365
Nationwide $1,965 $2,080
Progressive $2,141 $2,185
State Farm $1,807 $1,807
USAA $1,539 $1,535

Palestine, TX Car Insurance Rates by Credit History

How does your credit history affect Palestine, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Palestine, Texas

Insurance Company Poor Fair Good
Allstate $6,432 $4,703 $4,024
American Family $5,544 $3,463 $3,040
GEICO $4,426 $2,517 $1,688
Nationwide $4,227 $3,394 $2,952
Progressive $5,072 $4,374 $4,050
State Farm $4,084 $2,538 $2,020
USAA $3,727 $2,141 $1,718

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Palestine, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Palestine, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Palestine.

Annual Palestine, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,925 $6,054 $6,307 $3,925
American Family $3,670 $4,641 $4,080 $3,670
GEICO $2,446 $3,209 $2,704 $3,149
Nationwide $3,059 $3,059 $4,526 $3,453
Progressive $3,925 $5,063 $4,586 $4,422
State Farm $2,571 $2,934 $3,447 $2,571
USAA $1,888 $2,779 $3,280 $2,168

Palestine, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Palestine, TX car insurance rates. Compare rates below to see which Palestine car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Palestine, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,307
American Family $4,080
GEICO $2,704
Nationwide $4,526
Progressive $4,586
State Farm $3,447
USAA $3,280

Palestine, TX Car Insurance Rates by ZIP Code

Just like Palestine car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Palestine, TX car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Palestine, Texas

ZIP Code Average Annual Rates
75801 $5,408
75803 $5,343

Palestine, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Palestine, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Palestine companies based on commute time.

Annual Car Insurance Rates by Commute Length in Palestine, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,933 $5,173
American Family $4,015 $4,015
GEICO $2,823 $2,931
Nationwide $3,524 $3,524
Progressive $4,499 $4,499
State Farm $2,881 $2,881
USAA $2,496 $2,561

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Palestine, TX Cheapest Car Insurance Rates

How do the top Palestine, Texas car insurance companies’ average rates stack up against the Palestine average monthly car insurance rates of $302? Take a look and see.

Best Annual Car Insurance Rates by Company in Palestine, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Palestine, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Palestine, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Palestine, Texas

Insurance Company Average Annual Rates
Allstate $5,053
American Family $4,015
GEICO $2,877
Nationwide $3,524
Progressive $4,499
State Farm $2,881
USAA $2,529

Other Factors Affecting Palestine, TX Car Insurance Rates

Before you buy Palestine, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Palestine, TX Commute Time

How does your Palestine, TX commute time compare with the average driver? In Palestine, the average commute is 16.5 minutes.

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Palestine, TX Car Insurance Quotes

Compare Palestine, TX car insurance quotes from multiple companies by entering your ZIP code now.