Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Plattsburg, MO for senior drivers are $1,886/year
  • Average car insurance rates in Plattsburg, MO are $280/month
  • The cheapest car insurance company in Plattsburg after a DUI is State Farm

Average car insurance rates in Plattsburg, Missouri are $280 a month. But with a little research you can get a great deal from the top car insurance companies in Plattsburg, MO. Before you buy Plattsburg, Missouri car insurance, make sure your coverage meets or exceeds the Missouri minimum of 25/50/25.

It may even be helpful to compare Plattsburg car insurance rates with Columbia car insurance rates, Lee’s Summit car insurance rates, or Kansas City car insurance rates to make sure you’re getting the best Plattsburg, MO car insurance quotes available.

Need affordable Plattsburg, MO car insurance? Enter your ZIP code to compare Plattsburg car insurance quotes from multiple car insurance companies near you.

Plattsburg, MO Minimum Car Insurance Coverage

Plattsburg, Missouri law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Plattsburg, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Plattsburg, MO Car Insurance Rates by Coverage Level

Some Plattsburg drivers can get by with the Missouri minimum coverage of 25/50/25. Other drivers may need more. See how much your Plattsburg, Missouri car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Plattsburg, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $3,174 $3,366 $3,248
Farmers $3,983 $4,195 $4,516
GEICO $2,776 $2,973 $3,109
Liberty Mutual $4,512 $4,782 $4,983
Nationwide $2,215 $2,360 $2,447
Progressive $2,895 $3,219 $3,523
State Farm $2,612 $2,779 $2,918
USAA $2,526 $2,626 $2,752

Plattsburg, MO Car Insurance Rates by Age, Gender, and Marital Status

Plattsburg, Missouri car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Plattsburg, MO car insurance, get quotes from multiple car insurance companies in the Plattsburg area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Plattsburg, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $2,152 $2,152 $1,913 $1,913 $5,772 $7,525 $2,152 $2,525
Farmers $2,354 $2,345 $2,106 $2,226 $9,500 $9,821 $2,684 $2,813
GEICO $1,960 $2,185 $1,519 $1,922 $6,013 $6,375 $1,813 $1,834
Liberty Mutual $2,894 $3,140 $2,378 $2,667 $9,789 $10,872 $3,059 $3,274
Nationwide $1,547 $1,584 $1,379 $1,466 $3,965 $5,097 $1,768 $1,918
Progressive $1,991 $1,858 $1,628 $1,675 $6,409 $7,210 $2,432 $2,497
State Farm $1,757 $1,757 $1,562 $1,562 $4,991 $6,301 $1,974 $2,254
USAA $1,605 $1,589 $1,448 $1,469 $4,844 $5,914 $1,995 $2,214

Plattsburg, MO Car Insurance Rates for Teens

How much is Plattsburg, Missouri car insurance for teens? Compare rates from top Plattsburg car insurance companies below to help find the cheapest teen car insurance in Plattsburg, MO.

Annual Car Insurance Rates for Teen Drivers in Plattsburg, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,772 $7,525
Farmers $9,500 $9,821
GEICO $6,013 $6,375
Liberty Mutual $9,789 $10,872
Nationwide $3,965 $5,097
Progressive $6,409 $7,210
State Farm $4,991 $6,301
USAA $4,844 $5,914

Plattsburg, MO Car Insurance Rates for Seniors

Before seniors buy Plattsburg, Missouri car insurance, they should make sure to shop around. Some Plattsburg, MO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Plattsburg, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,913 $1,913
Farmers $2,106 $2,226
GEICO $1,519 $1,922
Liberty Mutual $2,378 $2,667
Nationwide $1,379 $1,466
Progressive $1,628 $1,675
State Farm $1,562 $1,562
USAA $1,448 $1,469

Plattsburg, MO Car Insurance Rates by Credit History

How does your credit history affect Plattsburg, MO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Plattsburg, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $4,266 $2,998 $2,525
Farmers $4,838 $4,026 $3,829
GEICO $4,078 $2,656 $2,124
Liberty Mutual $6,840 $4,161 $3,277
Nationwide $2,768 $2,276 $1,978
Progressive $3,724 $3,077 $2,837
State Farm $3,772 $2,484 $2,053
USAA $4,394 $2,045 $1,465

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Plattsburg, MO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Plattsburg, Missouri car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Plattsburg.

Annual Plattsburg, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,473 $3,522 $4,252 $2,805
Farmers $3,674 $4,541 $4,443 $4,266
GEICO $2,324 $2,987 $3,986 $2,513
Liberty Mutual $3,464 $4,956 $5,122 $5,495
Nationwide $1,843 $2,360 $3,143 $2,016
Progressive $2,789 $3,716 $3,086 $3,259
State Farm $2,552 $2,988 $2,770 $2,770
USAA $2,100 $2,561 $3,578 $2,300

Plattsburg, MO Car Insurance Rates With a DUI

Even a single DUI can increase your Plattsburg, MO car insurance rates. Compare rates below to see which Plattsburg car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Plattsburg, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,875
American Family $4,252
Farmers $4,443
GEICO $3,986
Liberty Mutual $5,122
Nationwide $3,143
Progressive $3,086
State Farm $2,770
USAA $3,578

Plattsburg, MO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Plattsburg, MO car insurance rates may be. Let’s take a look at average car insurance rates from top Plattsburg companies based on commute time.

Annual Car Insurance Rates by Commute Length in Plattsburg, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,040 $4,040
American Family $3,230 $3,296
Farmers $4,231 $4,231
GEICO $2,895 $3,010
Liberty Mutual $4,759 $4,759
Nationwide $2,340 $2,340
Progressive $3,213 $3,213
State Farm $2,703 $2,837
USAA $2,541 $2,729

Plattsburg, MO Cheapest Car Insurance Rates

How do the top Plattsburg, Missouri car insurance companies’ average rates stack up against the Plattsburg average monthly car insurance rates of $280? Take a look and see.

Best Annual Car Insurance Rates by Company in Plattsburg, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Plattsburg, MO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Plattsburg, Missouri car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Plattsburg, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,263
Farmers $4,231
GEICO $2,953
Liberty Mutual $4,759
Nationwide $2,340
Progressive $3,213
State Farm $2,770
USAA $2,635

Other Factors Affecting Plattsburg, MO Car Insurance Rates

Before you buy Plattsburg, Missouri car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Plattsburg, MO Commute Time

How does your Plattsburg, MO commute time compare with the average driver? In Plattsburg, the average commute is 35.0 minutes.

Plattsburg, MO Car Insurance Quotes

Compare Plattsburg, MO car insurance quotes from multiple companies by entering your ZIP code now.