Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Port St. Lucie, FL for senior drivers are $2,772/year
  • The annual number of car thefts in Port St. Lucie is 72.
  • The cheapest car insurance company in Port St. Lucie for teen drivers is USAA

Average car insurance rates in Port St. Lucie, Florida are $378 a month. But with a little research you can get a great deal from the top car insurance companies in Port St. Lucie, FL. Before you buy Port St. Lucie, Florida car insurance, make sure your coverage meets or exceeds the Florida minimum of 10/20/10.

It may even be helpful to compare Port St. Lucie car insurance rates with St. Petersburg car insurance rates, Cape Coral car insurance rates, or Jacksonville car insurance rates to make sure you’re getting the best Port St. Lucie, FL car insurance quotes available.

Need affordable Port St. Lucie, FL car insurance? Enter your ZIP code to compare Port St. Lucie car insurance quotes from multiple car insurance companies near you.

Port St. Lucie, FL Minimum Car Insurance Coverage

Port St. Lucie, Florida law requires drivers carry a minimum of 10/20/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Port St. Lucie, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Port St. Lucie, FL Car Insurance Rates by Coverage Level

Some Port St. Lucie drivers can get by with the Florida minimum coverage of 10/20/10. Other drivers may need more. See how much your Port St. Lucie, Florida car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Port St. Lucie, Florida

Insurance Company Low Medium High
Allstate $5,351 $7,505 $8,482
GEICO $3,356 $4,315 $4,827
Liberty Mutual $4,785 $5,317 $5,591
Nationwide $3,135 $4,222 $4,793
Progressive $4,396 $5,480 $6,162
State Farm $2,634 $3,211 $3,550
USAA $2,268 $2,813 $3,020

Port St. Lucie, FL Car Insurance Rates by Age, Gender, and Marital Status

Port St. Lucie, Florida car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Port St. Lucie, FL car insurance, get quotes from multiple car insurance companies in the Port St. Lucie area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Port St. Lucie, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,508 $4,292 $3,944 $3,987 $15,038 $16,249 $4,424 $4,459
GEICO $3,314 $3,325 $3,097 $3,097 $5,886 $7,293 $3,644 $3,673
Liberty Mutual $3,614 $3,614 $3,308 $3,308 $7,662 $11,817 $3,614 $4,911
Nationwide $2,855 $2,819 $2,553 $2,640 $6,784 $8,345 $3,139 $3,265
Progressive $3,569 $3,368 $3,073 $3,280 $10,104 $10,989 $4,305 $4,081
State Farm $1,975 $1,975 $1,801 $1,801 $5,710 $7,262 $2,192 $2,337
USAA $1,562 $1,534 $1,468 $1,453 $5,358 $6,189 $1,944 $2,094

Port St. Lucie, FL Car Insurance Rates for Teens

How much is Port St. Lucie, Florida car insurance for teens? Compare rates from top Port St. Lucie car insurance companies below to help find the cheapest teen car insurance in Port St. Lucie, FL.

Annual Car Insurance Rates for Teen Drivers in Port St. Lucie, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,038 $16,249
GEICO $5,886 $7,293
Liberty Mutual $7,662 $11,817
Nationwide $6,784 $8,345
Progressive $10,104 $10,989
State Farm $5,710 $7,262
USAA $5,358 $6,189

Port St. Lucie, FL Car Insurance Rates for Seniors

Before seniors buy Port St. Lucie, Florida car insurance, they should make sure to shop around. Some Port St. Lucie, FL car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Port St. Lucie, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,944 $3,987
GEICO $3,097 $3,097
Liberty Mutual $3,308 $3,308
Nationwide $2,553 $2,640
Progressive $3,073 $3,280
State Farm $1,801 $1,801
USAA $1,468 $1,453

Port St. Lucie, FL Car Insurance Rates by Credit History

How does your credit history affect Port St. Lucie, FL car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Port St. Lucie, Florida

Insurance Company Poor Fair Good
Allstate $10,012 $6,275 $5,051
GEICO $6,086 $3,668 $2,745
Liberty Mutual $6,747 $4,944 $4,002
Nationwide $5,066 $3,720 $3,364
Progressive $6,966 $4,946 $4,127
State Farm $4,281 $2,809 $2,305
USAA $4,371 $2,158 $1,572

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Port St. Lucie, FL Car Insurance Rates by Driver History

How does a single speeding ticket affect your Port St. Lucie, Florida car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Port St. Lucie.

Annual Port St. Lucie, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,155 $7,362 $8,123 $6,811
GEICO $2,883 $3,702 $5,541 $4,538
Liberty Mutual $3,734 $4,887 $7,155 $5,148
Nationwide $3,464 $3,797 $5,097 $3,842
Progressive $4,210 $6,249 $5,262 $5,664
State Farm $2,864 $3,400 $3,132 $3,132
USAA $2,115 $2,611 $3,857 $2,217

Port St. Lucie, FL Car Insurance Rates With a DUI

Even a single DUI can increase your Port St. Lucie, FL car insurance rates. Compare rates below to see which Port St. Lucie car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Port St. Lucie, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,123
GEICO $5,541
Liberty Mutual $7,155
Nationwide $5,097
Progressive $5,262
State Farm $3,132
USAA $3,857

Port St. Lucie, FL Car Insurance Rates by ZIP Code

Just like Port St. Lucie car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Port St. Lucie, FL car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Port St. Lucie, Florida

ZIP Code Average Annual Rates
34952 $3,512
34953 $3,527
34983 $3,512
34984 $3,527
34986 $3,403
34987 $3,403

Port St. Lucie, FL Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Port St. Lucie, FL car insurance rates may be. Let’s take a look at average car insurance rates from top Port St. Lucie companies based on commute time.

Annual Car Insurance Rates by Commute Length in Port St. Lucie, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,908 $7,317
GEICO $4,146 $4,186
Liberty Mutual $5,061 $5,401
Nationwide $4,050 $4,050
Progressive $5,346 $5,346
State Farm $3,025 $3,238
USAA $2,670 $2,731

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Port St. Lucie, FL Cheapest Car Insurance Rates

How do the top Port St. Lucie, Florida car insurance companies’ average rates stack up against the Port St. Lucie average monthly car insurance rates of $378? Take a look and see.

Best Annual Car Insurance Rates by Company in Port St. Lucie, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Port St. Lucie, FL Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Port St. Lucie, Florida car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Port St. Lucie, Florida

Insurance Company Average Annual Rates
Allstate $7,113
GEICO $4,166
Liberty Mutual $5,231
Nationwide $4,050
Progressive $5,346
State Farm $3,132
USAA $2,700

Other Factors Affecting Port St. Lucie, FL Car Insurance Rates

Before you buy Port St. Lucie, Florida car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Port St. Lucie, FL Car Theft Rates

The car theft rate in Port St. Lucie, FL will affect your car insurance rates. FBI data shows that the annual car theft rate for Port St. Lucie, Florida is 72 stolen cars.

Port St. Lucie, FL Commute Time

How does your Port St. Lucie, FL commute time compare with the average driver? In Port St. Lucie, the average commute is 28.8 minutes.

Port St. Lucie, FL Traffic

Spending time in Port St. Lucie traffic can lead to higher car insurance rates. According to INRIX data, Port St. Lucie, FL ranks as the 761st-most congested with traffic in the world.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Port St. Lucie, FL Car Insurance Quotes

Compare Port St. Lucie, FL car insurance quotes from multiple companies by entering your ZIP code now.