Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Pueblo for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Pueblo after a DUI is Liberty Mutual
  • Average car insurance rates in Pueblo, CO for senior drivers are $2,595/year

Average car insurance rates in Pueblo, Colorado are $363 a month. But with a little research you can get a great deal from the top car insurance companies in Pueblo, CO. Before you buy Pueblo, Colorado car insurance, make sure your coverage meets or exceeds the Colorado minimum of 25/50/15.

It may even be helpful to compare Pueblo car insurance rates with Aurora car insurance rates, Arvada car insurance rates, or Boulder car insurance rates to make sure you’re getting the best Pueblo, CO car insurance quotes available.

Need affordable Pueblo, CO car insurance? Enter your ZIP code to compare Pueblo car insurance quotes from multiple car insurance companies near you.

Pueblo, CO Minimum Car Insurance Coverage

Pueblo, Colorado law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Pueblo, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Pueblo, CO Car Insurance Rates by Coverage Level

Some Pueblo drivers can get by with the Colorado minimum coverage of 25/50/15. Other drivers may need more. See how much your Pueblo, Colorado car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Pueblo, Colorado

Insurance Company Low Medium High
Allstate $5,875 $6,200 $6,594
American Family $3,867 $4,172 $4,226
Farmers $5,002 $5,692 $6,656
GEICO $2,944 $3,294 $3,909
Liberty Mutual $2,916 $3,119 $3,371
Nationwide $4,175 $4,222 $4,265
Progressive $4,327 $4,791 $5,210
State Farm $3,583 $3,896 $4,196
USAA $3,498 $3,665 $3,832

Pueblo, CO Car Insurance Rates by Age, Gender, and Marital Status

Pueblo, Colorado car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Pueblo, CO car insurance, get quotes from multiple car insurance companies in the Pueblo area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pueblo, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,015 $3,815 $3,569 $3,611 $12,486 $13,104 $4,558 $4,627
American Family $2,794 $2,794 $2,519 $2,519 $6,771 $9,096 $2,794 $3,418
Farmers $3,400 $3,370 $3,085 $3,342 $12,802 $12,840 $3,708 $3,719
GEICO $2,154 $2,350 $2,317 $2,652 $6,664 $6,989 $1,961 $1,971
Liberty Mutual $2,090 $1,970 $1,785 $1,970 $6,254 $6,813 $2,100 $2,102
Nationwide $2,807 $2,854 $2,512 $2,653 $7,116 $9,102 $3,232 $3,490
Progressive $2,939 $2,757 $2,571 $2,563 $9,854 $11,010 $3,304 $3,212
State Farm $2,398 $2,398 $2,180 $2,180 $7,112 $8,994 $2,692 $3,179
USAA $2,448 $2,448 $2,333 $2,345 $6,114 $7,025 $3,158 $3,447

Pueblo, CO Car Insurance Rates for Teens

How much is Pueblo, Colorado car insurance for teens? Compare rates from top Pueblo car insurance companies below to help find the cheapest teen car insurance in Pueblo, CO.

Annual Car Insurance Rates for Teen Drivers in Pueblo, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,486 $13,104
American Family $6,771 $9,096
Farmers $12,802 $12,840
GEICO $6,664 $6,989
Liberty Mutual $6,254 $6,813
Nationwide $7,116 $9,102
Progressive $9,854 $11,010
State Farm $7,112 $8,994
USAA $6,114 $7,025

Pueblo, CO Car Insurance Rates for Seniors

Before seniors buy Pueblo, Colorado car insurance, they should make sure to shop around. Some Pueblo, CO car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Pueblo, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,569 $3,611
American Family $2,519 $2,519
Farmers $3,085 $3,342
GEICO $2,317 $2,652
Liberty Mutual $1,785 $1,970
Nationwide $2,512 $2,653
Progressive $2,571 $2,563
State Farm $2,180 $2,180
USAA $2,333 $2,345

Pueblo, CO Car Insurance Rates by Credit History

How does your credit history affect Pueblo, CO car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Pueblo, Colorado

Insurance Company Poor Fair Good
Allstate $7,970 $6,099 $4,600
American Family $5,307 $3,782 $3,175
Farmers $6,735 $5,444 $5,171
GEICO $4,070 $3,382 $2,695
Liberty Mutual $4,486 $2,742 $2,179
Nationwide $5,105 $4,039 $3,518
Progressive $5,461 $4,635 $4,233
State Farm $5,399 $3,474 $2,802
USAA $5,428 $3,091 $2,475

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Pueblo, CO Car Insurance Rates by Driver History

How does a single speeding ticket affect your Pueblo, Colorado car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Pueblo.

Annual Pueblo, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,427 $6,149 $7,284 $6,034
American Family $3,029 $4,274 $5,616 $3,434
Farmers $4,889 $6,283 $6,198 $5,762
GEICO $2,381 $3,729 $4,303 $3,117
Liberty Mutual $2,746 $3,221 $3,334 $3,241
Nationwide $3,244 $4,437 $5,632 $3,571
Progressive $4,123 $5,807 $4,355 $4,821
State Farm $3,564 $4,219 $3,892 $3,892
USAA $2,677 $3,266 $5,694 $3,023

Pueblo, CO Car Insurance Rates With a DUI

Even a single DUI can increase your Pueblo, CO car insurance rates. Compare rates below to see which Pueblo car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Pueblo, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,284
American Family $5,616
Farmers $6,198
GEICO $4,303
Liberty Mutual $3,334
Nationwide $5,632
Progressive $4,355
State Farm $3,892
USAA $5,694

Pueblo, CO Car Insurance Rates by ZIP Code

Just like Pueblo car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Pueblo, CO car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Pueblo, Colorado

ZIP Code Average Annual Rates
81001 $4,000
81003 $4,044
81004 $4,020
81005 $3,956
81006 $3,960
81008 $4,021

Pueblo, CO Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Pueblo, CO car insurance rates may be. Let’s take a look at average car insurance rates from top Pueblo companies based on commute time.

Annual Car Insurance Rates by Commute Length in Pueblo, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,223 $6,223
American Family $4,000 $4,176
Farmers $5,783 $5,783
GEICO $3,307 $3,458
Liberty Mutual $3,136 $3,136
Nationwide $4,221 $4,221
Progressive $4,776 $4,776
State Farm $3,792 $3,991
USAA $3,560 $3,770

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Pueblo, CO Cheapest Car Insurance Rates

How do the top Pueblo, Colorado car insurance companies’ average rates stack up against the Pueblo average monthly car insurance rates of $363? Take a look and see.

Best Annual Car Insurance Rates by Company in Pueblo, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Pueblo, CO Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Pueblo, Colorado car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Pueblo, Colorado

Insurance Company Average Annual Rates
Allstate $6,223
American Family $4,088
Farmers $5,783
GEICO $3,382
Liberty Mutual $3,136
Nationwide $4,221
Progressive $4,776
State Farm $3,892
USAA $3,665

Other Factors Affecting Pueblo, CO Car Insurance Rates

Before you buy Pueblo, Colorado car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Pueblo, CO Commute Time

How does your Pueblo, CO commute time compare with the average driver? In Pueblo, the average commute is 28.1 minutes.

Pueblo, CO Traffic

Spending time in Pueblo traffic can lead to higher car insurance rates. According to INRIX data, Pueblo, CO ranks as the 811th-most congested with traffic in the world.

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Pueblo, CO Car Insurance Quotes

Compare Pueblo, CO car insurance quotes from multiple companies by entering your ZIP code now.