Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Rome after a DUI is State Farm
  • Average car insurance rates in Rome, GA are $411/month
  • The cheapest car insurance company in Rome for teen drivers is GEICO

Average car insurance rates in Rome, Georgia are $411 a month. But with a little research you can get a great deal from the top car insurance companies in Rome, GA. Before you buy Rome, Georgia car insurance, make sure your coverage meets or exceeds the Georgia minimum of 25/50/25.

It may even be helpful to compare Rome car insurance rates with Sandy Springs car insurance rates, Johns Creek car insurance rates, or Atlanta car insurance rates to make sure you’re getting the best Rome, GA car insurance quotes available.

Need affordable Rome, GA car insurance? Enter your ZIP code to compare Rome car insurance quotes from multiple car insurance companies near you.

Rome, GA Minimum Car Insurance Coverage

Rome, Georgia law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Rome, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Rome, GA Car Insurance Rates by Coverage Level

Some Rome drivers can get by with the Georgia minimum coverage of 25/50/25. Other drivers may need more. See how much your Rome, Georgia car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Rome, Georgia

Insurance Company Low Medium High
Allstate $4,023 $4,389 $4,624
GEICO $2,603 $2,812 $2,981
Liberty Mutual $9,336 $9,676 $10,172
Nationwide $6,098 $6,397 $6,345
Progressive $4,188 $4,509 $5,059
State Farm $3,484 $3,722 $3,949
USAA $2,965 $3,084 $3,249

Rome, GA Car Insurance Rates by Age, Gender, and Marital Status

Rome, Georgia car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Rome, GA car insurance, get quotes from multiple car insurance companies in the Rome area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rome, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,981 $2,981 $2,856 $2,856 $7,022 $9,071 $3,343 $3,653
GEICO $1,685 $1,667 $1,636 $1,636 $5,076 $6,084 $2,187 $2,420
Liberty Mutual $5,176 $5,631 $4,236 $4,804 $22,047 $24,609 $5,486 $5,834
Nationwide $3,640 $3,762 $3,613 $3,966 $11,372 $14,624 $4,445 $4,819
Progressive $2,858 $2,619 $2,460 $2,594 $9,205 $10,193 $3,302 $3,453
State Farm $2,412 $2,412 $2,167 $2,167 $6,515 $8,554 $2,650 $2,869
USAA $1,730 $1,727 $1,604 $1,610 $6,219 $7,374 $2,153 $2,377

Rome, GA Car Insurance Rates for Teens

How much is Rome, Georgia car insurance for teens? Compare rates from top Rome car insurance companies below to help find the cheapest teen car insurance in Rome, GA.

Annual Car Insurance Rates for Teen Drivers in Rome, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,022 $9,071
GEICO $5,076 $6,084
Liberty Mutual $22,047 $24,609
Nationwide $11,372 $14,624
Progressive $9,205 $10,193
State Farm $6,515 $8,554
USAA $6,219 $7,374

Rome, GA Car Insurance Rates for Seniors

Before seniors buy Rome, Georgia car insurance, they should make sure to shop around. Some Rome, GA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Rome, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,856 $2,856
GEICO $1,636 $1,636
Liberty Mutual $4,236 $4,804
Nationwide $3,613 $3,966
Progressive $2,460 $2,594
State Farm $2,167 $2,167
USAA $1,604 $1,610

Rome, GA Car Insurance Rates by Credit History

How does your credit history affect Rome, GA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Rome, Georgia

Insurance Company Poor Fair Good
Allstate $5,636 $3,912 $3,488
GEICO $3,520 $2,474 $2,402
Liberty Mutual $13,927 $8,553 $6,704
Nationwide $7,468 $6,065 $5,308
Progressive $5,147 $4,468 $4,142
State Farm $5,277 $3,281 $2,597
USAA $4,036 $2,838 $2,423

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Rome, GA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Rome, Georgia car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Rome.

Annual Rome, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,579 $5,531 $4,503 $3,767
GEICO $1,890 $2,363 $4,824 $2,118
Liberty Mutual $7,384 $10,092 $11,601 $9,834
Nationwide $4,840 $5,680 $8,736 $5,865
Progressive $3,574 $6,371 $4,235 $4,162
State Farm $3,383 $4,054 $3,718 $3,718
USAA $2,371 $2,998 $4,386 $2,642

Rome, GA Car Insurance Rates With a DUI

Even a single DUI can increase your Rome, GA car insurance rates. Compare rates below to see which Rome car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Rome, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,503
GEICO $4,824
Liberty Mutual $11,601
Nationwide $8,736
Progressive $4,235
State Farm $3,718
USAA $4,386

Rome, GA Car Insurance Rates by ZIP Code

Just like Rome car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Rome, GA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Rome, Georgia

ZIP Code Average Annual Rates
30161 $4,802
30165 $4,773

Rome, GA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Rome, GA car insurance rates may be. Let’s take a look at average car insurance rates from top Rome companies based on commute time.

Annual Car Insurance Rates by Commute Length in Rome, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,248 $4,442
GEICO $2,751 $2,846
Liberty Mutual $9,728 $9,728
Nationwide $6,280 $6,280
Progressive $4,586 $4,586
State Farm $3,718 $3,718
USAA $2,958 $3,240

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Rome, GA Cheapest Car Insurance Rates

How do the top Rome, Georgia car insurance companies’ average rates stack up against the Rome average monthly car insurance rates of $411? Take a look and see.

Best Annual Car Insurance Rates by Company in Rome, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Rome, GA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Rome, Georgia car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Rome, Georgia

Insurance Company Average Annual Rates
Allstate $4,345
GEICO $2,799
Liberty Mutual $9,728
Nationwide $6,280
Progressive $4,586
State Farm $3,718
USAA $3,099

Other Factors Affecting Rome, GA Car Insurance Rates

Before you buy Rome, Georgia car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Rome, GA Commute Time

How does your Rome, GA commute time compare with the average driver? In Rome, the average commute is 22.5 minutes.

Rome, GA Traffic

Spending time in Rome traffic can lead to higher car insurance rates. According to INRIX data, Rome, GA ranks as the 18th-most congested with traffic in the world.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Rome, GA Car Insurance Quotes

Compare Rome, GA car insurance quotes from multiple companies by entering your ZIP code now.