A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Shawnee, OK are $353/month
  • The cheapest car insurance company in Shawnee after a DUI is State Farm
  • The cheapest car insurance company in Shawnee for teen drivers is State Farm

Average car insurance rates in Shawnee, Oklahoma are $353 a month. But with a little research you can get a great deal from the top car insurance companies in Shawnee, OK. Before you buy Shawnee, Oklahoma car insurance, make sure your coverage meets or exceeds the Oklahoma minimum of 25/50/25.

It may even be helpful to compare Shawnee car insurance rates with Moore car insurance rates, Tulsa car insurance rates, or Stillwater car insurance rates to make sure you’re getting the best Shawnee, OK car insurance quotes available.

Need affordable Shawnee, OK car insurance? Enter your ZIP code to compare Shawnee car insurance quotes from multiple car insurance companies near you.

Shawnee, OK Minimum Car Insurance Coverage

Shawnee, Oklahoma law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Shawnee, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Shawnee, OK Car Insurance Rates by Coverage Level

Some Shawnee drivers can get by with the Oklahoma minimum coverage of 25/50/25. Other drivers may need more. See how much your Shawnee, Oklahoma car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Shawnee, Oklahoma

Insurance Company Low Medium High
Allstate $3,436 $3,668 $3,953
Farmers $4,190 $4,334 $4,630
GEICO $3,553 $3,872 $4,161
Liberty Mutual $6,378 $6,722 $7,143
Progressive $4,539 $4,886 $5,333
State Farm $2,738 $2,910 $3,144
USAA $3,024 $3,151 $3,307

Shawnee, OK Car Insurance Rates by Age, Gender, and Marital Status

Shawnee, Oklahoma car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Shawnee, OK car insurance, get quotes from multiple car insurance companies in the Shawnee area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shawnee, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,359 $2,368 $2,182 $2,282 $6,952 $8,136 $2,536 $2,672
Farmers $2,528 $2,508 $2,271 $2,402 $9,641 $9,876 $2,862 $2,987
GEICO $2,502 $2,755 $2,707 $3,077 $7,481 $7,986 $2,187 $2,203
Liberty Mutual $4,515 $4,768 $3,978 $4,337 $12,795 $14,062 $4,686 $4,840
Progressive $2,705 $2,563 $2,229 $2,364 $10,867 $12,167 $3,159 $3,301
State Farm $1,953 $1,953 $1,729 $1,729 $5,182 $6,529 $2,058 $2,312
USAA $1,857 $1,852 $1,790 $1,796 $6,164 $6,843 $2,382 $2,600

Shawnee, OK Car Insurance Rates for Teens

How much is Shawnee, Oklahoma car insurance for teens? Compare rates from top Shawnee car insurance companies below to help find the cheapest teen car insurance in Shawnee, OK.

Annual Car Insurance Rates for Teen Drivers in Shawnee, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,952 $8,136
Farmers $9,641 $9,876
GEICO $7,481 $7,986
Liberty Mutual $12,795 $14,062
Progressive $10,867 $12,167
State Farm $5,182 $6,529
USAA $6,164 $6,843

Shawnee, OK Car Insurance Rates for Seniors

Before seniors buy Shawnee, Oklahoma car insurance, they should make sure to shop around. Some Shawnee, OK car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Shawnee, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,182 $2,282
Farmers $2,271 $2,402
GEICO $2,707 $3,077
Liberty Mutual $3,978 $4,337
Progressive $2,229 $2,364
State Farm $1,729 $1,729
USAA $1,790 $1,796

Shawnee, OK Car Insurance Rates by Credit History

How does your credit history affect Shawnee, OK car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Shawnee, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,569 $3,448 $3,040
Farmers $5,041 $4,158 $3,954
GEICO $4,657 $3,862 $3,067
Liberty Mutual $9,677 $5,922 $4,644
Progressive $5,576 $4,757 $4,426
State Farm $4,080 $2,611 $2,101
USAA $4,661 $2,678 $2,142

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Shawnee, OK Car Insurance Rates by Driver History

How does a single speeding ticket affect your Shawnee, Oklahoma car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Shawnee.

Annual Shawnee, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,188 $3,712 $4,273 $3,571
Farmers $3,702 $4,755 $4,640 $4,440
GEICO $2,797 $4,311 $4,828 $3,513
Liberty Mutual $4,529 $7,611 $8,604 $6,247
Progressive $3,828 $7,127 $4,228 $4,494
State Farm $2,708 $3,153 $2,931 $2,931
USAA $2,327 $3,358 $4,093 $2,864

Shawnee, OK Car Insurance Rates With a DUI

Even a single DUI can increase your Shawnee, OK car insurance rates. Compare rates below to see which Shawnee car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Shawnee, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,273
Farmers $4,640
GEICO $4,828
Liberty Mutual $8,604
Progressive $4,228
State Farm $2,931
USAA $4,093

Shawnee, OK Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Shawnee, OK car insurance rates may be. Let’s take a look at average car insurance rates from top Shawnee companies based on commute time.

Annual Car Insurance Rates by Commute Length in Shawnee, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,686 $3,686
Farmers $4,384 $4,384
GEICO $3,790 $3,934
Liberty Mutual $6,748 $6,748
Progressive $4,919 $4,919
State Farm $2,880 $2,981
USAA $3,123 $3,198

Shawnee, OK Cheapest Car Insurance Rates

How do the top Shawnee, Oklahoma car insurance companies’ average rates stack up against the Shawnee average monthly car insurance rates of $353? Take a look and see.

Best Annual Car Insurance Rates by Company in Shawnee, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Shawnee, OK Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Shawnee, Oklahoma car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Shawnee, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,686
Farmers $4,384
GEICO $3,862
Liberty Mutual $6,748
Progressive $4,919
State Farm $2,931
USAA $3,161

Other Factors Affecting Shawnee, OK Car Insurance Rates

Before you buy Shawnee, Oklahoma car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Shawnee, OK Commute Time

How does your Shawnee, OK commute time compare with the average driver? In Shawnee, the average commute is 20.4 minutes.

Shawnee, OK Car Insurance Quotes

Compare Shawnee, OK car insurance quotes from multiple companies by entering your ZIP code now.