A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Jun 7, 2022

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Just What's Essential

  • Average car insurance rates in St. Albans, WV are $336/month
  • The cheapest car insurance company in St. Albans after a DUI is State Farm
  • The cheapest car insurance company in St. Albans for teen drivers is State Farm

Average car insurance rates in St. Albans, West Virginia are $336 a month. But with a little research you can get a great deal from the top car insurance companies in St. Albans, WV. Before you buy St. Albans, West Virginia car insurance, make sure your coverage meets or exceeds the West Virginia minimum of 25/50/25.

It may even be helpful to compare St. Albans car insurance rates with Weirton car insurance rates, Bluefield car insurance rates, or Martinsburg car insurance rates to make sure you’re getting the best St. Albans, WV car insurance quotes available.

Need affordable St. Albans, WV car insurance? Enter your ZIP code to compare St. Albans car insurance quotes from multiple car insurance companies near you.

St. Albans, WV Minimum Car Insurance Coverage

St. Albans, West Virginia law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in St. Albans, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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St. Albans, WV Car Insurance Rates by Coverage Level

Some St. Albans drivers can get by with the West Virginia minimum coverage of 25/50/25. Other drivers may need more. See how much your St. Albans, West Virginia car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in St. Albans, West Virginia

Insurance Company Low Medium High
Allstate $4,657 $4,833 $5,036
GEICO $3,496 $3,741 $3,954
Liberty Mutual $6,468 $6,818 $7,216
Nationwide $3,047 $3,140 $3,252
Progressive $4,103 $4,256 $4,567
State Farm $2,179 $2,329 $2,496
USAA $2,956 $3,064 $3,187

St. Albans, WV Car Insurance Rates by Age, Gender, and Marital Status

St. Albans, West Virginia car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy St. Albans, WV car insurance, get quotes from multiple car insurance companies in the St. Albans area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in St. Albans, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,897 $2,682 $2,601 $2,607 $10,573 $11,024 $3,180 $3,174
GEICO $2,625 $2,586 $2,490 $2,413 $6,608 $7,971 $2,521 $2,628
Liberty Mutual $3,855 $4,186 $3,100 $3,783 $14,757 $16,662 $3,969 $4,360
Nationwide $2,068 $2,095 $1,883 $1,970 $5,441 $6,869 $2,341 $2,503
Progressive $2,195 $2,103 $2,038 $2,031 $9,785 $10,987 $2,632 $2,696
State Farm $1,670 $1,670 $1,514 $1,514 $3,833 $4,950 $1,974 $1,554
USAA $1,801 $1,772 $1,681 $1,687 $6,081 $6,710 $2,327 $2,493

St. Albans, WV Car Insurance Rates for Teens

How much is St. Albans, West Virginia car insurance for teens? Compare rates from top St. Albans car insurance companies below to help find the cheapest teen car insurance in St. Albans, WV.

Annual Car Insurance Rates for Teen Drivers in St. Albans, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,573 $11,024
GEICO $6,608 $7,971
Liberty Mutual $14,757 $16,662
Nationwide $5,441 $6,869
Progressive $9,785 $10,987
State Farm $3,833 $4,950
USAA $6,081 $6,710

St. Albans, WV Car Insurance Rates for Seniors

Before seniors buy St. Albans, West Virginia car insurance, they should make sure to shop around. Some St. Albans, WV car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in St. Albans, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,601 $2,607
GEICO $2,490 $2,413
Liberty Mutual $3,100 $3,783
Nationwide $1,883 $1,970
Progressive $2,038 $2,031
State Farm $1,514 $1,514
USAA $1,681 $1,687

St. Albans, WV Car Insurance Rates by Credit History

How does your credit history affect St. Albans, WV car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in St. Albans, West Virginia

Insurance Company Poor Fair Good
Allstate $5,878 $4,668 $3,981
GEICO $4,496 $3,660 $3,035
Liberty Mutual $9,765 $6,013 $4,723
Nationwide $3,581 $3,022 $2,835
Progressive $4,801 $4,207 $3,918
State Farm $3,357 $2,044 $1,604
USAA $4,516 $2,605 $2,086

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St. Albans, WV Car Insurance Rates by Driver History

How does a single speeding ticket affect your St. Albans, West Virginia car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in St. Albans.

Annual St. Albans, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,078 $4,840 $5,808 $4,644
GEICO $2,318 $3,716 $6,400 $2,487
Liberty Mutual $5,592 $7,082 $7,828 $6,834
Nationwide $2,516 $3,369 $3,910 $2,790
Progressive $3,655 $4,923 $4,367 $4,288
State Farm $2,136 $2,534 $2,335 $2,335
USAA $2,407 $2,857 $4,072 $2,941

St. Albans, WV Car Insurance Rates With a DUI

Even a single DUI can increase your St. Albans, WV car insurance rates. Compare rates below to see which St. Albans car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in St. Albans, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,808
GEICO $6,400
Liberty Mutual $7,828
Nationwide $3,910
Progressive $4,367
State Farm $2,335
USAA $4,072

St. Albans, WV Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your St. Albans, WV car insurance rates may be. Let’s take a look at average car insurance rates from top St. Albans companies based on commute time.

Annual Car Insurance Rates by Commute Length in St. Albans, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,842 $4,842
GEICO $3,689 $3,772
Liberty Mutual $6,834 $6,834
Nationwide $3,146 $3,146
Progressive $4,308 $4,308
State Farm $2,272 $2,398
USAA $3,033 $3,105

St. Albans, WV Cheapest Car Insurance Rates

How do the top St. Albans, West Virginia car insurance companies’ average rates stack up against the St. Albans average monthly car insurance rates of $336? Take a look and see.

Best Annual Car Insurance Rates by Company in St. Albans, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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St. Albans, WV Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top St. Albans, West Virginia car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in St. Albans, West Virginia

Insurance Company Average Annual Rates
Allstate $4,842
GEICO $3,730
Liberty Mutual $6,834
Nationwide $3,146
Progressive $4,308
State Farm $2,335
USAA $3,069

Other Factors Affecting St. Albans, WV Car Insurance Rates

Before you buy St. Albans, West Virginia car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

St. Albans, WV Commute Time

How does your St. Albans, WV commute time compare with the average driver? In St. Albans, the average commute is 23.1 minutes.

St. Albans, WV Car Insurance Quotes

Compare St. Albans, WV car insurance quotes from multiple companies by entering your ZIP code now.