A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Wilson for teen drivers is Liberty Mutual
  • Average car insurance rates in Wilson, NC are $300/month
  • The cheapest car insurance company in Wilson after a DUI is Liberty Mutual

Average car insurance rates in Wilson, North Carolina are $300 a month. But with a little research you can get a great deal from the top car insurance companies in Wilson, NC. Before you buy Wilson, North Carolina car insurance, make sure your coverage meets or exceeds the North Carolina minimum of 30/60/25.

It may even be helpful to compare Wilson car insurance rates with Fayetteville car insurance rates, Cary car insurance rates, or Charlotte car insurance rates to make sure you’re getting the best Wilson, NC car insurance quotes available.

Need affordable Wilson, NC car insurance? Enter your ZIP code to compare Wilson car insurance quotes from multiple car insurance companies near you.

Wilson, NC Minimum Car Insurance Coverage

Wilson, North Carolina law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Wilson, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Wilson, NC Car Insurance Rates by Coverage Level

Some Wilson drivers can get by with the North Carolina minimum coverage of 30/60/25. Other drivers may need more. See how much your Wilson, North Carolina car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Wilson, North Carolina

Insurance Company Low Medium High
Allstate $6,510 $6,781 $7,138
GEICO $2,847 $2,985 $3,155
Liberty Mutual $2,333 $2,444 $2,599
Nationwide $3,087 $3,213 $3,384
Progressive $2,520 $2,653 $2,832
State Farm $3,353 $3,501 $3,702
Travelers $3,358 $3,497 $3,691

Wilson, NC Car Insurance Rates by Age, Gender, and Marital Status

Wilson, North Carolina car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Wilson, NC car insurance, get quotes from multiple car insurance companies in the Wilson area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wilson, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,207 $5,207 $4,275 $4,275 $12,446 $12,446 $5,309 $5,309
GEICO $2,595 $2,551 $2,562 $2,520 $4,586 $4,548 $2,307 $2,295
Liberty Mutual $2,056 $2,056 $2,128 $2,128 $3,595 $3,595 $2,056 $2,056
Nationwide $2,763 $2,763 $2,763 $2,763 $4,624 $4,624 $2,763 $2,763
Progressive $1,991 $1,991 $1,805 $1,805 $4,651 $4,651 $2,226 $2,226
State Farm $3,077 $3,077 $2,659 $2,659 $4,533 $4,533 $3,805 $3,805
Travelers $2,999 $2,999 $2,975 $2,975 $5,010 $5,010 $3,078 $3,078

Wilson, NC Car Insurance Rates for Teens

How much is Wilson, North Carolina car insurance for teens? Compare rates from top Wilson car insurance companies below to help find the cheapest teen car insurance in Wilson, NC.

Annual Car Insurance Rates for Teen Drivers in Wilson, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,446 $12,446
GEICO $4,586 $4,548
Liberty Mutual $3,595 $3,595
Nationwide $4,624 $4,624
Progressive $4,651 $4,651
State Farm $4,533 $4,533
Travelers $5,010 $5,010

Wilson, NC Car Insurance Rates for Seniors

Before seniors buy Wilson, North Carolina car insurance, they should make sure to shop around. Some Wilson, NC car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Wilson, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,275 $4,275
GEICO $2,562 $2,520
Liberty Mutual $2,128 $2,128
Nationwide $2,763 $2,763
Progressive $1,805 $1,805
State Farm $2,659 $2,659
Travelers $2,975 $2,975

Wilson, NC Car Insurance Rates by Credit History

How does your credit history affect Wilson, NC car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Wilson, North Carolina

Insurance Company Poor Fair Good
Allstate $9,221 $5,961 $5,246
GEICO $3,220 $2,982 $2,784
Liberty Mutual $2,459 $2,459 $2,459
Nationwide $3,228 $3,228 $3,228
Progressive $3,029 $2,600 $2,375
State Farm $4,948 $3,158 $2,450
Travelers $3,782 $3,415 $3,349

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Wilson, NC Car Insurance Rates by Driver History

How does a single speeding ticket affect your Wilson, North Carolina car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Wilson.

Annual Wilson, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,687 $6,500 $12,067 $4,984
GEICO $1,490 $2,298 $6,053 $2,141
Liberty Mutual $1,459 $1,878 $4,619 $1,878
Nationwide $1,891 $2,451 $6,121 $2,451
Progressive $1,254 $1,830 $5,814 $1,774
State Farm $1,885 $2,709 $6,770 $2,709
Travelers $2,030 $2,760 $6,590 $2,682

Wilson, NC Car Insurance Rates With a DUI

Even a single DUI can increase your Wilson, NC car insurance rates. Compare rates below to see which Wilson car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Wilson, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,067
GEICO $6,053
Liberty Mutual $4,619
Nationwide $6,121
Progressive $5,814
State Farm $6,770
Travelers $6,590

Wilson, NC Car Insurance Rates by ZIP Code

Just like Wilson car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Wilson, NC car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Wilson, North Carolina

ZIP Code Average Annual Rates
27893 $3,416
27896 $3,128

Wilson, NC Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Wilson, NC car insurance rates may be. Let’s take a look at average car insurance rates from top Wilson companies based on commute time.

Annual Car Insurance Rates by Commute Length in Wilson, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,809 $6,809
GEICO $2,996 $2,996
Liberty Mutual $2,459 $2,459
Nationwide $3,228 $3,228
Progressive $2,668 $2,668
State Farm $3,499 $3,539
Travelers $3,515 $3,515

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Wilson, NC Cheapest Car Insurance Rates

How do the top Wilson, North Carolina car insurance companies’ average rates stack up against the Wilson average monthly car insurance rates of $300? Take a look and see.

Best Annual Car Insurance Rates by Company in Wilson, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Wilson, NC Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Wilson, North Carolina car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Wilson, North Carolina

Insurance Company Average Annual Rates
Allstate $6,809
GEICO $2,996
Liberty Mutual $2,459
Nationwide $3,228
Progressive $2,668
State Farm $3,519
Travelers $3,515

Other Factors Affecting Wilson, NC Car Insurance Rates

Before you buy Wilson, North Carolina car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Wilson, NC Commute Time

How does your Wilson, NC commute time compare with the average driver? In Wilson, the average commute is 23.2 minutes.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Wilson, NC Car Insurance Quotes

Compare Wilson, NC car insurance quotes from multiple companies by entering your ZIP code now.