A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Yonkers, NY for senior drivers are $3,724/year
  • The cheapest car insurance company in Yonkers for teen drivers is GEICO
  • The cheapest car insurance company in Yonkers after a DUI is GEICO

Average car insurance rates in Yonkers, New York are $504 a month. But with a little research you can get a great deal from the top car insurance companies in Yonkers, NY. Before you buy Yonkers, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare Yonkers car insurance rates with Mount Vernon car insurance rates, Rochester car insurance rates, or New York car insurance rates to make sure you’re getting the best Yonkers, NY car insurance quotes available.

Need affordable Yonkers, NY car insurance? Enter your ZIP code to compare Yonkers car insurance quotes from multiple car insurance companies near you.

Yonkers, NY Minimum Car Insurance Coverage

Yonkers, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Yonkers, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Yonkers, NY Car Insurance Rates by Coverage Level

Some Yonkers drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your Yonkers, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Yonkers, New York

Insurance Company Low Medium High
Allstate $5,405 $5,678 $6,011
GEICO $3,584 $3,786 $4,054
Liberty Mutual $8,470 $8,881 $9,361
Nationwide $5,498 $5,839 $6,352
Progressive $5,447 $5,719 $6,107
State Farm $5,840 $6,220 $6,486
Travelers $6,164 $6,485 $7,063
USAA $5,413 $5,575 $5,849

Yonkers, NY Car Insurance Rates by Age, Gender, and Marital Status

Yonkers, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Yonkers, NY car insurance, get quotes from multiple car insurance companies in the Yonkers area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Yonkers, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,712 $3,496 $3,491 $3,566 $11,494 $12,408 $3,677 $3,743
GEICO $2,753 $2,645 $2,671 $2,631 $5,956 $8,810 $2,473 $2,525
Liberty Mutual $6,649 $6,649 $6,189 $6,189 $13,001 $18,841 $6,649 $7,066
Nationwide $4,383 $4,383 $4,123 $4,123 $8,032 $12,085 $4,383 $5,660
Progressive $3,556 $3,249 $2,773 $2,836 $11,850 $12,993 $4,515 $4,288
State Farm $3,938 $3,938 $3,453 $3,453 $11,569 $14,177 $4,354 $4,572
Travelers $4,691 $4,619 $4,293 $4,526 $11,198 $13,277 $4,923 $5,039
USAA $2,904 $2,855 $2,632 $2,638 $11,869 $14,112 $3,741 $4,148

Yonkers, NY Car Insurance Rates for Teens

How much is Yonkers, New York car insurance for teens? Compare rates from top Yonkers car insurance companies below to help find the cheapest teen car insurance in Yonkers, NY.

Annual Car Insurance Rates for Teen Drivers in Yonkers, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,494 $12,408
GEICO $5,956 $8,810
Liberty Mutual $13,001 $18,841
Nationwide $8,032 $12,085
Progressive $11,850 $12,993
State Farm $11,569 $14,177
Travelers $11,198 $13,277
USAA $11,869 $14,112

Yonkers, NY Car Insurance Rates for Seniors

Before seniors buy Yonkers, New York car insurance, they should make sure to shop around. Some Yonkers, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Yonkers, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,491 $3,566
GEICO $2,671 $2,631
Liberty Mutual $6,189 $6,189
Nationwide $4,123 $4,123
Progressive $2,773 $2,836
State Farm $3,453 $3,453
Travelers $4,293 $4,526
USAA $2,632 $2,638

Yonkers, NY Car Insurance Rates by Credit History

How does your credit history affect Yonkers, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Yonkers, New York

Insurance Company Poor Fair Good
Allstate $8,171 $4,788 $4,137
GEICO $4,773 $3,505 $3,146
Liberty Mutual $12,482 $8,144 $6,086
Nationwide $5,896 $5,896 $5,896
Progressive $9,355 $4,604 $3,314
State Farm $8,729 $5,473 $4,344
Travelers $9,245 $5,642 $4,826
USAA $8,660 $4,349 $3,828

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Yonkers, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Yonkers, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Yonkers.

Annual Yonkers, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,761 $4,761 $7,153 $6,118
GEICO $2,932 $3,199 $6,169 $2,932
Liberty Mutual $7,029 $7,029 $14,528 $7,029
Nationwide $4,450 $4,450 $10,129 $4,556
Progressive $5,590 $5,590 $6,221 $5,629
State Farm $5,872 $5,872 $6,491 $6,491
Travelers $5,540 $7,055 $7,157 $6,530
USAA $5,002 $5,084 $7,279 $5,084

Yonkers, NY Car Insurance Rates With a DUI

Even a single DUI can increase your Yonkers, NY car insurance rates. Compare rates below to see which Yonkers car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Yonkers, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,153
GEICO $6,169
Liberty Mutual $14,528
Nationwide $10,129
Progressive $6,221
State Farm $6,491
Travelers $7,157
USAA $7,279

Yonkers, NY Car Insurance Rates by ZIP Code

Just like Yonkers car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Yonkers, NY car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Yonkers, New York

ZIP Code Average Annual Rates
10701 $6,155
10703 $6,150
10704 $6,143
10705 $6,151
10710 $6,008

Yonkers, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Yonkers, NY car insurance rates may be. Let’s take a look at average car insurance rates from top Yonkers companies based on commute time.

Annual Car Insurance Rates by Commute Length in Yonkers, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,618 $5,779
GEICO $3,696 $3,920
Liberty Mutual $8,645 $9,163
Nationwide $5,896 $5,896
Progressive $5,758 $5,758
State Farm $5,953 $6,411
Travelers $6,571 $6,571
USAA $5,555 $5,670

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Yonkers, NY Cheapest Car Insurance Rates

How do the top Yonkers, New York car insurance companies’ average rates stack up against the Yonkers average monthly car insurance rates of $504? Take a look and see.

Best Annual Car Insurance Rates by Company in Yonkers, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Yonkers, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Yonkers, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Yonkers, New York

Insurance Company Average Annual Rates
Allstate $5,698
GEICO $3,808
Liberty Mutual $8,904
Nationwide $5,896
Progressive $5,758
State Farm $6,182
Travelers $6,571
USAA $5,612

Other Factors Affecting Yonkers, NY Car Insurance Rates

Before you buy Yonkers, New York car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Yonkers, NY Commute Time

How does your Yonkers, NY commute time compare with the average driver? In Yonkers, the average commute is 35.0 minutes.

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Yonkers, NY Car Insurance Quotes

Compare Yonkers, NY car insurance quotes from multiple companies by entering your ZIP code now.