Allstate Drivewise Review for 2023

Did you know you don’t have to be an Allstate insurance customer to use the Allstate Drivewise app? Allstate Drivewise is a usage-based program that gives you discounts for being a safe driver.

As an Allstate car insurance customer, you can secure affordable car insurance when you drive safely. But, how much can you save?

Read through this Allstate Drivewise review to learn how you can save money using Allstate Drivewise and how the program works.

Once you learn everything in our Allstate Drivewise review, enter your ZIP code in the free comparison tool above to compare multiple companies near you.

What is Allstate Drivewise?

Allstate Drivewise is a usage-based program that gives you discounts for practicing safe driving habits. Allstate Drivewise is free, so you don’t have to be an Allstate customer to use it.

Continue to the next section to learn how Allstate Drivewise works.

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How does Allstate Drivewise work?

Allstate Drivewise once used the Onboard Diagnostics port (OBD-II port) to connect to smartphones, but Allstate has stopped using OBD-II ports. Today, Allstate Drivewise is managed through your smartphone.

You can sign up for an Allstate Drivewise login using your smartphone or other smart devices. If you’re an Allstate customer, let your Allstate agent know that you want to use Drivewise.

Allstate customers receive 10% off car insurance for signing up. Maintaining good driving habits can secure up to 25% off.

Drivewise isn’t available everywhere, so it’s important to ask your agent if Allstate Drivewise is in your state.

What driving behaviors does Allstate Drivewise monitor?

When you use Allstate Drivewise, the mobile app will run in the background and check for several driving habits. Here’s a list of what Drivewise looks for as you drive.

• Driving Speed
• Hard Braking Events
• Time of Day
• Distracted Driving

Respecting speed limits, minimizing hard braking, and resisting night driving can improve your Drivewise rating and save you hundreds per year.

Hard braking and distracted driving can cause you to lose out on Allstate deals. These two behaviors are strong indicators of an unsafe driver.

How much are Allstate car insurance rates with Allstate Drivewise discounts?

On average, Allstate auto insurance rates are $318 per month. But, how much is Allstate auto insurance when you apply the Allstate Drivewise discount?

Let’s look at a few examples.

• Allstate Car Insurance Rate w/o Drivewise Discount – $318/mo
• Allstate Car Insurance Rate w/ Drivewise 10% Sign-Up Discount – $286/mo
• Allstate Car Insurance Rate w/ Drivewise 25% Discount – $239/mo

If you’re an Allstate customer, you can stack other discounts with your Drivewise discount and decrease your Allstate insurance even more.

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Is Allstate Drivewise worth it?

Since Allstate Drivewise is free, it’s not a risk to add it to your smartphone. Even if you’re a customer, Allstate Drivewise won’t increase your car insurance.

If you maintain good driving habits, you can save at least 12% on Allstate car insurance. Take advantage of all the discounts you can get.

Claims Process With Allstate Drivewise

Ease of Filing a Claim

Allstate Drivewise offers multiple convenient methods for filing a claim, ensuring a hassle-free experience for its users. Customers can file claims through an online portal, over the phone, or by using the mobile app. This flexibility allows individuals to choose the method that best suits their preferences and circumstances.

Average Claim Processing Time

When it comes to the speed of claim processing, Allstate Drivewise has a reputation for efficiency. The company strives to process claims swiftly, minimizing any potential inconvenience for policyholders. While specific processing times may vary depending on the nature of the claim, Allstate’s commitment to efficiency is reflected in its overall claims handling.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is a valuable source of information for assessing an insurance program’s performance in handling claims. Allstate Drivewise has garnered feedback from its customers regarding claim resolutions and payouts. Understanding the experiences of policyholders can provide insights into the effectiveness and reliability of the claims process.

Digital and Technological Features at Allstate Drivewise

Mobile App Features and Functionality

The Allstate Drivewise mobile app offers a range of features and functionalities designed to enhance the user experience. From tracking driving habits to providing personalized feedback, the app empowers users to monitor their performance and take steps to improve their driving. Additionally, the app may offer features like trip summaries, rewards tracking, and more, making it a comprehensive tool for Allstate Drivewise participants.

Online Account Management Capabilities

Allstate Drivewise provides policyholders with robust online account management capabilities. Through a secure online portal, users can access their account information, review driving data, and track their progress toward earning discounts. This convenient online platform ensures that participants have easy access to their Drivewise data and can manage their accounts with ease.

Digital Tools and Resources

In addition to the mobile app and online account management, Allstate Drivewise offers a range of digital tools and resources to support safe driving. These resources may include educational materials, tips for improving driving habits, and insights into how the program works. Allstate’s commitment to leveraging technology to promote safe driving is evident in the array of digital tools available to participants.

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Allstate Drivewise Review: What’s the bottom line?

Allstate Drivewise can help you save an additional 25% if you’re an Allstate insurance customer. It’s no risk to you since Drivewise doesn’t drive up car insurance rates.

Ultimately, your driving habits can help you save money on car insurance and open up more deals.

Hopefully, this Allstate Drivewise review helped you understand one of Allstate’s usage-based programs. Use our free online quote tool to compare multiple companies in your local area.

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