Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Alvaton, KY for senior drivers are $2,125/year
  • The cheapest car insurance company in Alvaton for teen drivers is USAA
  • Average car insurance rates in Alvaton, KY are $315/month

Average car insurance rates in Alvaton, Kentucky are $315 a month. But with a little research you can get a great deal from the top car insurance companies in Alvaton, KY. Before you buy Alvaton, Kentucky car insurance, make sure your coverage meets or exceeds the Kentucky minimum of 25/50/25.

It may even be helpful to compare Alvaton car insurance rates with Florence car insurance rates, Bowling Green car insurance rates, or Owensboro car insurance rates to make sure you’re getting the best Alvaton, KY car insurance quotes available.

Need affordable Alvaton, KY car insurance? Enter your ZIP code to compare Alvaton car insurance quotes from multiple car insurance companies near you.

Alvaton, KY Minimum Car Insurance Coverage

Alvaton, Kentucky law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Alvaton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Alvaton, KY Car Insurance Rates by Coverage Level

Some Alvaton drivers can get by with the Kentucky minimum coverage of 25/50/25. Other drivers may need more. See how much your Alvaton, Kentucky car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Alvaton, Kentucky

Insurance Company Low Medium High
Allstate $4,760 $5,072 $5,440
GEICO $3,895 $4,144 $4,435
Liberty Mutual $3,770 $3,928 $4,160
Nationwide $4,029 $3,950 $3,995
Progressive $3,328 $3,582 $3,972
State Farm $2,178 $2,330 $2,486
Travelers $4,468 $4,732 $4,931
USAA $2,264 $2,380 $2,513

Alvaton, KY Car Insurance Rates by Age, Gender, and Marital Status

Alvaton, Kentucky car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Alvaton, KY car insurance, get quotes from multiple car insurance companies in the Alvaton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alvaton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,896 $2,645 $2,818 $10,724 $12,043 $3,242 $3,428
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,152 $2,325 $1,844 $2,050 $8,885 $9,804 $2,243 $2,321
Nationwide $2,859 $2,851 $2,591 $2,696 $6,391 $7,916 $3,240 $3,385
Progressive $1,733 $1,644 $1,564 $1,568 $8,536 $9,647 $2,143 $2,183
State Farm $1,461 $1,461 $1,304 $1,304 $4,264 $5,423 $1,630 $1,806
Travelers $2,039 $2,077 $1,994 $2,001 $9,587 $15,399 $2,126 $2,461
USAA $1,600 $1,599 $1,453 $1,472 $4,268 $4,488 $2,010 $2,194

Alvaton, KY Car Insurance Rates for Teens

How much is Alvaton, Kentucky car insurance for teens? Compare rates from top Alvaton car insurance companies below to help find the cheapest teen car insurance in Alvaton, KY.

Annual Car Insurance Rates for Teen Drivers in Alvaton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,724 $12,043
GEICO $6,851 $8,131
Liberty Mutual $8,885 $9,804
Nationwide $6,391 $7,916
Progressive $8,536 $9,647
State Farm $4,264 $5,423
Travelers $9,587 $15,399
USAA $4,268 $4,488

Alvaton, KY Car Insurance Rates for Seniors

Before seniors buy Alvaton, Kentucky car insurance, they should make sure to shop around. Some Alvaton, KY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Alvaton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,645 $2,818
GEICO $3,510 $3,179
Liberty Mutual $1,844 $2,050
Nationwide $2,591 $2,696
Progressive $1,564 $1,568
State Farm $1,304 $1,304
Travelers $1,994 $2,001
USAA $1,453 $1,472

Alvaton, KY Car Insurance Rates by Credit History

How does your credit history affect Alvaton, KY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Alvaton, Kentucky

Insurance Company Poor Fair Good
Allstate $6,731 $4,656 $3,885
GEICO $6,836 $3,413 $2,224
Liberty Mutual $5,626 $3,480 $2,753
Nationwide $4,839 $3,817 $3,317
Progressive $4,037 $3,539 $3,306
State Farm $3,370 $2,036 $1,589
Travelers $5,252 $4,448 $4,431
USAA $3,531 $1,995 $1,631

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Alvaton, KY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Alvaton, Kentucky car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Alvaton.

Annual Alvaton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,228 $5,504 $5,867 $4,764
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,301 $5,060 $3,943 $3,508
Nationwide $3,188 $4,103 $5,170 $3,503
Progressive $3,002 $4,447 $3,420 $3,640
State Farm $2,137 $2,526 $2,331 $2,331
Travelers $4,116 $4,233 $6,086 $4,406
USAA $1,802 $2,540 $3,032 $2,169

Alvaton, KY Car Insurance Rates With a DUI

Even a single DUI can increase your Alvaton, KY car insurance rates. Compare rates below to see which Alvaton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Alvaton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,867
GEICO $6,731
Liberty Mutual $3,943
Nationwide $5,170
Progressive $3,420
State Farm $2,331
Travelers $6,086
USAA $3,032

Alvaton, KY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Alvaton, KY car insurance rates may be. Let’s take a look at average car insurance rates from top Alvaton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Alvaton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,090 $5,090
GEICO $4,119 $4,197
Liberty Mutual $3,953 $3,953
Nationwide $3,991 $3,991
Progressive $3,627 $3,627
State Farm $2,272 $2,391
Travelers $4,710 $4,710
USAA $2,297 $2,474

Alvaton, KY Cheapest Car Insurance Rates

How do the top Alvaton, Kentucky car insurance companies’ average rates stack up against the Alvaton average monthly car insurance rates of $315? Take a look and see.

Best Annual Car Insurance Rates by Company in Alvaton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Alvaton, KY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Alvaton, Kentucky car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Alvaton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,090
GEICO $4,158
Liberty Mutual $3,953
Nationwide $3,991
Progressive $3,627
State Farm $2,331
Travelers $4,710
USAA $2,386

Alvaton, KY Car Insurance Quotes

Compare Alvaton, KY car insurance quotes from multiple companies by entering your ZIP code now.