Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Parsons after a DUI is American Family
  • Average car insurance rates in Parsons, KS are $278/month
  • The annual number of car thefts in Parsons is 14.

Average car insurance rates in Parsons, Kansas are $278 a month. But with a little research you can get a great deal from the top car insurance companies in Parsons, KS. Before you buy Parsons, Kansas car insurance, make sure your coverage meets or exceeds the Kansas minimum of 25/50/25.

It may even be helpful to compare Parsons car insurance rates with Topeka car insurance rates, Overland Park car insurance rates, or Salina car insurance rates to make sure you’re getting the best Parsons, KS car insurance quotes available.

Need affordable Parsons, KS car insurance? Enter your ZIP code to compare Parsons car insurance quotes from multiple car insurance companies near you.

Parsons, KS Minimum Car Insurance Coverage

Parsons, Kansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Parsons, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Parsons, KS Car Insurance Rates by Coverage Level

Some Parsons drivers can get by with the Kansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Parsons, Kansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Parsons, Kansas

Insurance Company Low Medium High
Allstate $3,851 $3,958 $4,091
American Family $2,241 $2,330 $2,084
Farmers $3,598 $3,728 $3,921
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,663 $4,772 $4,917
Nationwide $2,511 $2,357 $2,286
Progressive $3,963 $4,154 $4,438
State Farm $2,573 $2,672 $2,750
Travelers $3,736 $3,946 $4,142
USAA $2,328 $2,406 $2,504

Parsons, KS Car Insurance Rates by Age, Gender, and Marital Status

Parsons, Kansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Parsons, KS car insurance, get quotes from multiple car insurance companies in the Parsons area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Parsons, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,751 $2,688 $2,443 $2,516 $7,339 $8,181 $2,850 $2,966
American Family $1,743 $1,743 $1,574 $1,574 $3,368 $4,042 $1,743 $1,959
Farmers $2,616 $2,601 $2,341 $2,441 $6,864 $7,107 $2,934 $3,089
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,380 $2,574 $2,267 $2,531 $10,904 $12,184 $2,608 $2,824
Nationwide $1,777 $1,836 $1,579 $1,706 $3,559 $4,376 $2,054 $2,189
Progressive $2,446 $2,339 $1,970 $2,053 $8,784 $9,920 $2,883 $3,085
State Farm $1,770 $1,770 $1,543 $1,543 $4,596 $5,874 $1,987 $2,238
Travelers $1,915 $1,948 $1,863 $1,889 $7,682 $11,972 $1,957 $2,305
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Parsons, KS Car Insurance Rates for Teens

How much is Parsons, Kansas car insurance for teens? Compare rates from top Parsons car insurance companies below to help find the cheapest teen car insurance in Parsons, KS.

Annual Car Insurance Rates for Teen Drivers in Parsons, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $8,181
American Family $3,368 $4,042
Farmers $6,864 $7,107
GEICO $4,439 $5,960
Liberty Mutual $10,904 $12,184
Nationwide $3,559 $4,376
Progressive $8,784 $9,920
State Farm $4,596 $5,874
Travelers $7,682 $11,972
USAA $4,807 $5,062

Parsons, KS Car Insurance Rates for Seniors

Before seniors buy Parsons, Kansas car insurance, they should make sure to shop around. Some Parsons, KS car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Parsons, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,443 $2,516
American Family $1,574 $1,574
Farmers $2,341 $2,441
GEICO $2,443 $2,273
Liberty Mutual $2,267 $2,531
Nationwide $1,579 $1,706
Progressive $1,970 $2,053
State Farm $1,543 $1,543
Travelers $1,863 $1,889
USAA $1,313 $1,333

Parsons, KS Car Insurance Rates by Credit History

How does your credit history affect Parsons, KS car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Parsons, Kansas

Insurance Company Poor Fair Good
Allstate $4,921 $3,728 $3,252
American Family $2,896 $2,050 $1,709
Farmers $4,429 $3,508 $3,310
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,784 $4,784 $4,784
Nationwide $2,653 $2,329 $2,172
Progressive $4,816 $4,027 $3,712
State Farm $3,880 $2,319 $1,796
Travelers $4,558 $3,706 $3,559
USAA $3,299 $2,163 $1,778

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Parsons, KS Car Insurance Rates by Driver History

How does a single speeding ticket affect your Parsons, Kansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Parsons.

Annual Parsons, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,999 $4,588 $3,843
American Family $2,181 $2,331 $2,181 $2,181
Farmers $3,169 $4,059 $3,958 $3,811
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,617 $5,420 $5,327 $4,771
Nationwide $1,785 $2,056 $3,649 $2,047
Progressive $3,870 $4,517 $4,037 $4,317
State Farm $2,480 $2,850 $2,665 $2,665
Travelers $2,878 $3,746 $5,161 $3,981
USAA $1,765 $2,373 $3,494 $2,020

Parsons, KS Car Insurance Rates With a DUI

Even a single DUI can increase your Parsons, KS car insurance rates. Compare rates below to see which Parsons car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Parsons, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,588
American Family $2,181
Farmers $3,958
GEICO $4,922
Liberty Mutual $5,327
Nationwide $3,649
Progressive $4,037
State Farm $2,665
Travelers $5,161
USAA $3,494

Parsons, KS Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Parsons, KS car insurance rates may be. Let’s take a look at average car insurance rates from top Parsons companies based on commute time.

Annual Car Insurance Rates by Commute Length in Parsons, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,967 $3,967
American Family $2,190 $2,247
Farmers $3,749 $3,749
GEICO $3,027 $3,159
Liberty Mutual $4,784 $4,784
Nationwide $2,384 $2,384
Progressive $4,185 $4,185
State Farm $2,599 $2,731
Travelers $3,941 $3,941
USAA $2,341 $2,485

Parsons, KS Cheapest Car Insurance Rates

How do the top Parsons, Kansas car insurance companies’ average rates stack up against the Parsons average monthly car insurance rates of $278? Take a look and see.

Best Annual Car Insurance Rates by Company in Parsons, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Parsons, KS Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Parsons, Kansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Parsons, Kansas

Insurance Company Average Annual Rates
Allstate $3,967
American Family $2,218
Farmers $3,749
GEICO $3,093
Liberty Mutual $4,784
Nationwide $2,384
Progressive $4,185
State Farm $2,665
Travelers $3,941
USAA $2,413

Other Factors Affecting Parsons, KS Car Insurance Rates

Before you buy Parsons, Kansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Parsons, KS Car Theft Rates

The car theft rate in Parsons, KS will affect your car insurance rates. FBI data shows that the annual car theft rate for Parsons, Kansas is 14 stolen cars.

Parsons, KS Commute Time

How does your Parsons, KS commute time compare with the average driver? In Parsons, the average commute is 10.0 minutes.

Parsons, KS Car Insurance Quotes

Compare Parsons, KS car insurance quotes from multiple companies by entering your ZIP code now.