American Access vs Ameriprise Financial Car Insurance for 2023

When it comes to choosing the right car insurance, it’s essential to consider factors such as cost, coverage options, and customer satisfaction. In this review, we’ll compare American Access vs Ameriprise Financial car insurance to help you make an informed decision.

Here are three key attributes of each company to keep in mind:

American Access Car Insurance

• Specializes in providing affordable auto insurance to high-risk drivers
• Offers bilingual customer support in English and Spanish
• Has over 30 years of experience in the insurance industry

Ameriprise Financial Car Insurance

• Offers a range of insurance products and financial planning services
• Provides discounts for bundling auto insurance with home, condo, or renters insurance
• Has been in business for over 125 years

History and Mission:

American Access was founded in 1999 and is headquartered in Illinois. The company’s mission is to provide affordable car insurance to drivers who may have difficulty obtaining coverage elsewhere. They specialize in providing insurance for high-risk drivers, including those with a history of accidents or tickets, and offer flexible payment plans to help make insurance more accessible.

Ameriprise Financial, on the other hand, has a long history dating back to 1894 when it was founded as Investors Syndicate. Today, the company offers a range of insurance and financial planning services to help individuals and families achieve their financial goals. Their mission is to help clients feel confident about their financial future by providing personalized, comprehensive advice and support.

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Products and Services:

American Access offers a variety of car insurance products, including liability, collision, and comprehensive coverage. They also offer personal injury protection, uninsured/underinsured motorist coverage, and roadside assistance. American Access primarily serves drivers in Illinois, Indiana, Arizona, and Nevada.

Ameriprise Financial offers car insurance as part of a larger suite of insurance products, including home, condo, and renters insurance. They also offer financial planning and investment management services. Ameriprise’s car insurance policies include liability, collision, and comprehensive coverage, as well as uninsured/underinsured motorist coverage and roadside assistance. Ameriprise car insurance is available in all 50 states.

Cost and Discounts:

American Access prides itself on providing affordable car insurance to high-risk drivers. They offer flexible payment plans to help make insurance more accessible, and their rates are often lower than other insurance companies that specialize in high-risk drivers. American Access also provides a range of discounts, including multi-car, good student, and safe driver discounts.

Ameriprise Financial offers competitive rates for car insurance and provides discounts for bundling auto insurance with other insurance products, such as home, condo, or renters insurance. They also offer discounts for safe driving, good student grades, and vehicle safety features.

Customer Reviews:

When it comes to customer satisfaction, both American Access and Ameriprise Financial receive mixed reviews. American Access has rated 2.5 stars out of 5 on Trustpilot, with customers citing issues with claims processing and customer service. Ameriprise Financial, on the other hand, is rated 3.6 stars out of 5 on Trustpilot, with customers praising their affordable rates and excellent customer service.

In conclusion, both American Access and Ameriprise Financial offer competitive car insurance products and services to customers. While American Access has a strong focus on providing affordable coverage to high-risk drivers, Ameriprise Financial offers more personalized coverage options for those seeking additional protection. Both companies have a strong reputation for customer service and offer a variety of discounts to help lower premiums. Ultimately, the best choice will depend on your individual needs and preferences. We recommend comparing quotes from both companies and doing your own research before making a decision.

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FAQ:

Q: Can I get car insurance from American Access if I have a history of accidents or tickets?

A: Yes, American Access specializes in providing car insurance to high-risk drivers, including those with a history of accidents or tickets.

Q: Does Ameriprise Financial offer discounts for bundling auto insurance with other insurance products?

A: Yes, Ameriprise Financial provides discounts for bundling auto insurance with home, condo, or renters insurance.

Q: What states does American Access offer car insurance in?

A: American Access primarily serves drivers in Illinois, Indiana, Arizona, and Nevada.

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