Insurance & Driving Laws

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How to Get Your Car Out of Impound

You rely on your car every single day for many purposes. So if you don’t have access to it, many challenges can befall you. Something that every driver should know is how to get a car out of impound. Impoundment is the legal process of seizing a car due to a violation of the law....

You rely on your car every single day for many purposes. So ...

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How many points on your license is a speeding ticket?

Driving requires a lot of focus on your environment. Avoiding other cars, driving with the flow of traffic, making sure you are on the right route, and following all the different traffic rules takes a lot of concentration. All it takes is a few seconds for your attention to wander away for your speed to...

Driving requires a lot of focus on your environment. Avoidin...

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What’s a traffic citation?

If you have ever been caught violating a traffic law while driving, you have likely received a traffic citation. A traffic citation can be issued for a wide variety of reasons, and receiving one often means you will need to appear before the court to pay a specific fine. The most common traffic citations often...

If you have ever been caught violating a traffic law while d...

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How many points can you get on your license before it’s suspended?

Although we all wish we could avoid them, mistakes happen. From simple mistakes to ones that end in tragedy, all it takes is a few seconds of distraction to make a blunder while driving. It happens to nearly everyone, but even the most innocent of mistakes can have serious consequences. Even minor driving errors like...

Although we all wish we could avoid them, mistakes happen. F...

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What is the driver’s license renewal process?

Like taxes, renewing your driver’s license is an unavoidable part of adulthood. The driver’s license renewal process can vary by state, but it is typically a painless ordeal. A simple visit to your state’s Department of Motor Vehicles is usually all that is required when renewing your driver’s license. There are certain circumstances in which...

Like taxes, renewing your driver’s license is an unavo...

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How many points to suspend a license in New York?

In New York, the number of points to potentially lose your license is 11 points. Many violations are often ticketed at the same time, like unsafe passing while speeding. These two tickets could get you six, nine, or 14 points in one traffic stop, depending on how fast you were going. Not only can these...

In New York, the number of points to potentially lose your l...

How to Fight a Traffic Ticket [Expert Advice & Insurance Tips]Post

How to Fight a Traffic Ticket [Expert Advice & Insurance Tips]

You know that dreaded feeling. You’re driving along on the highway or road, jamming out to your favorite hits and thinking over your day when suddenly you hear sirens behind you. You feel a lump of sheer panic rise to your chest, hoping against hope that those sirens aren’t meant for you. Chances are, you’ll...

You know that dreaded feeling. You’re driving along on...

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Do non-moving violations affect insurance?

Car insurance rates are determined by a number of complex factors. Items outside of your control, like your age and gender, play a role in setting your car insurance premiums. The single greatest contributor to insurance costs is a person’s driving record, including a history of accidents or traffic citations. Once a person’s rates increase...

Car insurance rates are determined by a number of complex fa...

Tickets and Car InsurancePost

Tickets and Car Insurance

Most people are aware that their auto insurance costs are determined by their driving history. When they think of driving history, its common to assume this means a history of prior accidents, but that is not the only factor that car insurance companies assess. Overall driving behaviors influence the cost of insurance, and tickets and...

Most people are aware that their auto insurance costs are de...

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How long will a DUI stay on my driving record?

If you have ever been convicted of a DUI you already know that this conviction can have serious impacts on all aspects of your life. You may have lost your driver’s license for a period of time, required to take classes such as safe driving and alcohol education, made to serve jail time, and required...

If you have ever been convicted of a DUI you already know th...

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When do traffic ticket points go away?

If you have been pulled over and received a traffic citation, much more often referred to as a speeding ticket, any time in the last five to seven years, you probably have points on your driving record. Points are part of a system used by many states to track the number and severity of driver’s...

If you have been pulled over and received a traffic citation...

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Do I need car insurance with a Learner’s Permit?

Learning to drive is a major stepping stone in life, opening one of the first gateways to adulthood. Most drivers begin driving between 15 and 16, and must go through a transitional period with a learner’s permit before obtaining a full driver’s license. Laws vary from one state to the next, but generally new drivers...

Learning to drive is a major stepping stone in life, opening...

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What happens if I refuse a breathalyzer test?

You may know that you have the legal right to refuse a breathalyzer test. But did you know that doing so may have serious consequences? Refusing to submit to a breathalyzer is considered a criminal offense in some states and you can receive jail time or loss of driving privileges. In most states, you give...

You may know that you have the legal right to refuse a breat...

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