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PostWhat is a liability adjuster? A liability adjuster is one who figures out how much liability the insuring company will have when it comes to insurance claims. A liability adjuster can be involved with liability claims as well as property claims. What do liability adjusters do? Some types of car accidents are a clear liability. If...
What is a liability adjuster? A liability adjuster is one w...
PostIf you’ve ever registered a vehicle or filed an insurance claim, you probably asked yourself — what is an NAIC number? What does NAIC stand for? And why is it so important? The NAIC stands for the National Association of Insurance Commissioners, a non-profit organization that regulates the insurance industry and establishes best practices. The...
If you’ve ever registered a vehicle or filed an insurance ...
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PostAre you wondering, “Can I add anyone to my insurance policy?” There are a few reasons this might be necessary. Maybe you need to add your newly licensed child or you’ve just gotten married and would like to add your spouse to the policy. Perhaps you’ve fallen ill and need someone to use your car...
Are you wondering, “Can I add anyone to my insurance p...
PostLeasing an automobile is equivalent to renting a car for an extended period. You’ll usually have to pay a down payment and monthly payments, which gives you access to a vehicle for several years. You’ll return the car after the lease has expired, and you will have to decide if you want to begin a...
Leasing an automobile is equivalent to renting a car for an ...
PostThere are two key costs to consider in any car insurance agreement — the policy premium and deductibles. It’s important to know the difference when you’re shopping around for car insurance. The policy premium is what you pay to an insurance company in exchange for providing your policy. This is a recurring fee, usually either monthly...
There are two key costs to consider in any car insurance ag...
PostObtaining car insurance is sometimes tedious, but it’s a generally straightforward process. Every now and then though, there are curveballs. One question that is more common than you might think is, “Can you get car insurance without a license?” In this article, we’ll help you find out exactly how you can obtain the insurance you...
Obtaining car insurance is sometimes tedious, but it’s a g...
PostIf you’re thinking of getting a job with DoorDash, or if you already have a job as a delivery driver, you may be curious what the DoorDash insurance requirements are when it comes to driving your personal vehicle. DoorDash makes it clear on the company website that it requires drivers to have a valid driver’s...
If you’re thinking of getting a job with DoorDash, or ...
PostIs it bad if my temporary car insurance card is stolen? You should know that it isn’t always bad if you lose your car insurance card. Your insurance company will be more than happy to send you a new card anytime. If you need proof of your affordable car insurance immediately, consider using a digital method to...
Is it bad if my temporary car insurance card is stolen? You ...
PostCar insurance can be expensive, and many people depend on splitting up their premiums into easy-to-afford monthly payments. Making monthly payments is the most popular way to pay for insurance, especially for people on a tight budget. Insurance plans are happy to accept monthly payments, but they also accept payment for the entire policy all...
Car insurance can be expensive, and many people depend on sp...
PostIf you are planning to travel to Mexico, renting a car is an easy and convenient way to get around. Since it is a foreign country, you will likely not be covered under your current car insurance plan. Finding affordable car insurance can be a challenge. You might be wondering how to avoid paying car...
If you are planning to travel to Mexico, renting a car is an...
PostWhen you purchased your vehicle and auto insurance policy, you may have been the only person that would ever drive that car. Over time, however, things change, and you may find yourself needing to add drivers to your policy. Whether you move in with someone, have children or have some other reason why a person...
When you purchased your vehicle and auto insurance policy, y...
PostCorporations have gotten larger and more powerful than ever before, and these corporate conglomerates are becoming pervasive in every industry. From the food you buy to the television you watch, most brands are actually subsidiaries of a few massive companies. Car insurance is no different. Many well-known insurance companies are actually subsidiaries of larger insurers....
Corporations have gotten larger and more powerful than ever ...
PostYou can’t travel far in most cities without coming across an insurance agency. Although not as vital as they once were, insurance agencies still play an important role in communities, and they’re still the primary way that many people get insurance policies. A good agent can help save you money on your policy and provide...
You can’t travel far in most cities without coming acr...
PostIt’s hard to watch TV, flip through a magazine or surf the internet without coming across an insurance advertisement. This is a fairly new phenomenon, because just 10 or 20 years ago, insurance companies rarely advertised. When they did, the commercials tended to be straight-forward and even a little stuffy. How did insurance commercials gain...
It’s hard to watch TV, flip through a magazine or surf the...
PostWhat age can I no longer be on my parents’ car insurance? Can you stay on your parents’ car insurance after marriage? Some circumstances require drivers to get car insurance in their parents’ names. Getting insured on a parents’ car insurance can save you hundreds on car insurance. That’s why most young drivers’ car insurance...
What age can I no longer be on my parents’ car insuran...
PostA DUI, also known as DWI in some states, is a conviction for driving under the influence of alcohol. Drunk driving accounts for a large number of car accidents in the country, and is a leading cause of vehicle-related fatalities. Driving while intoxicated leads to delayed reaction time and may also cause drivers to fall...
A DUI, also known as DWI in some states, is a conviction for...
PostFor many people, summertime means family road trips. While exploring the country in a car is an age-old tradition and a valuable way to spend time together as a family, it also presents an increased risk of car accidents due to unfamiliar roads and long hours behind the wheel. Getting into a car accident is...
For many people, summertime means family road trips. While e...
PostThere are several occasions where car insurance may be transferable to another vehicle. The most common of these is during the title transfer if you are buying a brand new car or a second-hand car. In that case it is very easy to transfer car insurance to a new car. Whether you are keeping your...
There are several occasions where car insurance may be trans...
PostInsurance companies determine the cost of policies through a process called underwriting. The insurance company will gather information about the customer and calculate their rates according to their level of risk. Drivers at a high risk of being involved in an accident will pay the highest rates, and drivers who are least likely to get...
Insurance companies determine the cost of policies through a...
PostInsurance companies can only profit when they collect more in premiums than they need to pay out in claims. Because of this, customers who have a high risk of auto accidents will pay more for auto insurance than people deemed to have a lower risk. Some people may be unable to obtain coverage at all...
Insurance companies can only profit when they collect more i...
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