American Family Know Your Drive Car Insurance Discount for 2023
"Get Rewarded for Safe Driving: American Family Know Your Drive Car Insurance Discount"
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Jul 4, 2023
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Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jul 4, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Car insurance is an essential aspect of vehicle ownership. It provides protection and peace of mind in the event of an accident. However, finding affordable car insurance can be challenging. American Family Know Your Drive Car Insurance Discount is an innovative program designed to help drivers save money on their car insurance premiums. In this article, we’ll explore the benefits of this program, everything it covers, who is eligible for the discount, and how you can qualify for it. We’ll also discuss the different types of discounts available to American Family customers and answer some frequently asked questions about the program.
Interesting Attributes of American Family Know Your Drive Car Insurance Discount:
- Safe driving habits are rewarded with a discount of up to 20% on car insurance premiums.
- The program is entirely optional, and drivers can opt-in or opt-out at any time.
- The discount is based on a personalized driving score that reflects safe driving habits, such as obeying traffic laws and avoiding accidents.
Everything the Discount Covers:
The American Family Know Your Drive Car Insurance Discount rewards safe driving habits with a discount of up to 20% on car insurance premiums. To qualify for the discount, drivers must enroll in the program and allow American Family to collect data on their driving habits using a mobile app or a plug-in device. The program assesses the driver’s driving score, which reflects safe driving habits, such as obeying traffic laws, avoiding accidents, and driving at safe speeds. Drivers who score well on their driving score receive a discount on their car insurance premiums.
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Who is Eligible for the Discounts:
The American Family Know Your Drive Car Insurance Discount is available to American Family customers who have auto insurance policies. To be eligible for the discount, drivers must enroll in the program and allow American Family to collect data on their driving habits. The program is entirely optional, and drivers can opt-in or opt-out at any time.
The Different Types of Other Discounts Available to Customers and How You Qualify for Them:
In addition to the American Family Know Your Drive Car Insurance Discount, American Family offers other discounts to its customers. These discounts are designed to help drivers save money on their car insurance premiums. Some of the most common discounts include:
- Safe Driver Discount: This discount rewards drivers who have a clean driving record and have not been involved in accidents or received any traffic violations.
- Multi-Car Discount: This discount applies when a customer insures two or more cars on the same policy.
- Bundling Discount: This discount applies when a customer has multiple insurance policies with American Family, such as home and auto insurance.
- Good Student Discount: This discount applies to students who maintain a certain grade point average in school.
- Defensive Driving Course Discount: This discount applies to drivers who have completed a state-approved defensive driving course.
To qualify for these discounts, drivers must meet certain criteria. For example, to qualify for the Safe Driver Discount, drivers must have a clean driving record with no accidents or traffic violations in the past three years.
Case Studies: American Family Know Your Drive Car Insurance Discount
Case Study 1: John’s Safe Driving Habits
John, a responsible driver with a clean driving record, enrolled in the American Family Know Your Drive Car Insurance Discount program. He allowed American Family to collect data on his driving habits using a mobile app. Over the course of six months, John consistently obeyed traffic laws, avoided accidents, and maintained safe driving speeds. As a result, he received a 15% discount on his car insurance premiums.
Case Study 2: Sarah’s Discount Eligibility
Sarah, an American Family customer with an auto insurance policy, decided to enroll in the Know Your Drive program. She installed a telematics device in her vehicle’s OBD-II port. After a year of safe driving, Sarah’s driving score reflected her responsible habits. She was eligible for a 20% discount on her car insurance premiums, saving her a significant amount of money.
Case Study 3: Discounts for Multiple Policies
David, a long-time American Family customer, had both auto and home insurance policies with the company. He decided to enroll in the Know Your Drive program and allowed data collection through a mobile app.
Due to his safe driving habits, David received a 10% discount on his car insurance premiums. Additionally, since he bundled his auto and home insurance, he qualified for an additional 5% discount, resulting in a total savings of 15%.
Case Study 4: Lisa’s Safe Driving Journey
Lisa, a new driver with a limited driving history, joined the Know Your Drive program to improve her driving skills and potentially earn a discount. Over the course of a year, Lisa actively monitored her driving habits and received personalized feedback through the mobile app.
With continuous efforts to improve, she successfully increased her driving score by adhering to safe driving practices. As a result, Lisa qualified for a 12% discount on her car insurance premiums.
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In Summary
American Family Know Your Drive is a usage-based insurance program that offers potential discounts on car insurance premiums based on your safe driving habits. By using telematics technology to track your driving behavior, American Family Insurance aims to reward responsible drivers. However, it’s important to understand the program’s terms and conditions, how your data may be used, and that participation does not guarantee a decrease in premiums or prevent premium increases. If you’re interested in enrolling in American Family Know Your Drive, be sure to contact American Family Insurance directly for detailed information and to determine if it’s the right fit for your insurance needs.
Frequently Asked Questions
What is American Family Know Your Drive?
American Family Know Your Drive is a usage-based insurance program offered by American Family Insurance that uses telematics technology to track your driving behavior, such as speed, acceleration, braking, and mileage. Based on your driving habits, you may be eligible to earn discounts on your car insurance premiums.
How does American Family Know Your Drive work?
American Family Know Your Drive uses a telematics device that plugs into your vehicle’s OBD-II port or a mobile app that you can download on your smartphone to collect data about your driving behavior. The data collected is used to assess your driving habits and provide personalized feedback. Based on your driving behavior, you may be eligible to earn discounts on your car insurance premiums.
How do I enroll in American Family Know Your Drive?
To enroll in American Family Know Your Drive, you’ll need to contact American Family Insurance and express your interest in participating in the program. American Family will provide you with information on how to install a telematics device in your vehicle or how to download a mobile app that will track your driving behavior. Once the device or app is installed, your driving data will be collected and used to assess your eligibility for discounts.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.