American National vs Markel Corporation Car Insurance for 2023

Car insurance is a necessity for anyone who owns or drives a vehicle. When it comes to choosing the right insurance company, it can be overwhelming to navigate through the many options available.

American National and Markel Corporation are two popular car insurance companies that provide reliable coverage options.

• Both companies offer a wide range of coverage options, including liability, collision, and comprehensive coverage.
• American National and Markel Corporation both provide additional coverage options, such as rental car reimbursement, roadside assistance, and glass coverage.
• American National and Markel Corporation are known for their excellent customer service and claims handling processes.

In this article, we will compare American National car insurance vs Markel Corporation car insurance to help you determine which company is the best fit for your needs.

History and Mission

American National was founded in 1905 and has been providing insurance coverage for over a century. The company’s mission is to “build relationships that last and provide peace of mind to our policyholders.”

American National offers a variety of insurance products, including car insurance, home insurance, and life insurance. They operate in all 50 states and have over 5,000 employees.

Markel Corporation was founded in 1930 and began offering car insurance in 1966. The company’s mission is to “build long-term value for stakeholders by providing innovative solutions that improve the communities where we work and live.”

In addition to car insurance, Markel Corporation offers a range of insurance products, including commercial insurance, property insurance, and specialty insurance. They operate in all 50 states and have over 17,000 employees.

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Products and Services

American National and Markel Corporation offer a range of car insurance products and services. Here are some more details about the coverage options and additional services offered by each company:

American National:

• Liability coverage: This type of coverage is required by law in most states and covers damages to other people’s property and injuries they sustain in an accident where you are at fault.
• Collision coverage: This type of coverage pays for damages to your vehicle if you are in an accident with another vehicle or object.
• Comprehensive coverage: This type of coverage pays for damages to your vehicle that are not caused by a collision, such as theft, vandalism, or weather-related damage.
• Rental car reimbursement: If your vehicle is being repaired after an accident, American National will provide you with a rental car to use in the meantime.
• Roadside assistance: American National offers roadside assistance services such as towing, battery jump-starts, and tire changes.
• Glass coverage: This type of coverage pays for repairs or replacement of your vehicle’s glass, such as the windshield or windows.

Markel Corporation:

• Liability coverage: Like American National, Markel Corporation offers liability coverage to cover damages to other people’s property and injuries they sustain in an accident where you are at fault.
• Collision coverage: Markel Corporation’s collision coverage pays for damages to your vehicle if you are in an accident with another vehicle or object.
• Comprehensive coverage: Markel Corporation’s comprehensive coverage pays for damages to your vehicle that are not caused by a collision, such as theft, vandalism, or weather-related damage.
• Rental car reimbursement: If your vehicle is being repaired after an accident, Markel Corporation will provide you with a rental car to use in the meantime.
• Roadside assistance: Markel Corporation offers roadside assistance services such as towing, battery jump-starts, and tire changes.
• Pet injury coverage: Markel Corporation offers pet injury coverage, which pays for veterinary bills if your pet is injured in a car accident.

Both American National and Markel Corporation offer similar coverage options, including liability, collision, and comprehensive coverage. In addition, they both provide additional coverage options such as rental car reimbursement, roadside assistance, and glass coverage.

Cost of American National and Markel Corporation

Determining the cost of car insurance from American National or Markel Corporation can depend on several factors, including:

• Your driving history: Your driving record can have a significant impact on the cost of your car insurance premiums. If you have a history of accidents or traffic violations, you may be considered a higher risk driver and may be charged higher premiums.
• Your age and gender: Statistically, younger drivers and male drivers tend to be involved in more accidents than older drivers and female drivers. As a result, younger drivers and males may be charged higher premiums.
• Your location: Where you live can also affect the cost of your car insurance premiums. If you live in an area with high rates of car theft or accidents, you may be charged more for insurance.
• Your vehicle: The make, model, and year of your vehicle can also impact the cost of your car insurance. Generally, more expensive or higher performance cars will cost more to insure.
• Coverage options: The level of coverage you choose can also affect your insurance premiums. Generally, higher levels of coverage will result in higher premiums.

the best way to determine the cost of insurance from American National or Markel Corporation is to get a personalized quote. You can do this by visiting their websites or contacting a representative from each company directly.

States Offering Coverage

Both American National and Markel Corporation offer car insurance coverage in multiple states across the United States. However, the specific states where they offer coverage can vary.

American National offers car insurance coverage in all 50 states, as well as in Washington D.C. They also offer coverage in Puerto Rico and the U.S. Virgin Islands. While Markel Corporation is available in 47 states in the U.S.

It’s worth noting that the states where each company offers coverage can change over time. Additionally, the specific types of coverage and discounts available can vary from state to state. If you’re interested in getting car insurance coverage from either American National or Markel Corporation, it’s a good idea to visit their websites or contact them directly to see if they offer coverage in your state and to get a personalized quote.

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Discounts Available

American National and Markel Corporation offer a variety of discounts to their customers that can help reduce the cost of their car insurance premiums. Here’s a breakdown of the discounts offered by each company:

American National:

• Safe driver discount: This discount is available to drivers who have a clean driving record and have not been in any accidents for a certain period of time. The length of time required to qualify for this discount can vary depending on the state.
• Multi-car discount: This discount is available to customers who insure more than one car with American National.
• Anti-theft device discount: This discount is available to customers who install anti-theft devices in their vehicles, such as alarms or GPS tracking systems.
• Good student discount: This discount is available to full-time students who maintain a certain GPA or are in the top 20% of their class.
• Homeowner discount: This discount is available to customers who own their own home.
• Paid-in-full discount: This discount is available to customers who pay their entire annual premium upfront.
• Loyalty discount: This discount is available to customers who have been insured with American National for a certain period of time.

Markel Corporation:

• Safe driver discount: This discount is available to drivers who have a clean driving record and have not been in any accidents for a certain period of time. The length of time required to qualify for this discount can vary depending on the state.
• Multi-car discount: This discount is available to customers who insure more than one car with Markel Corporation.
• Good student discount: This discount is available to full-time students who maintain a certain GPA or are in the top 20% of their class.
• Pay-in-full discount: This discount is available to customers who pay their entire annual premium upfront.
• Low mileage discount: This discount is available to customers who drive fewer miles than the average driver.
• Safety equipment discount: This discount is available to customers who have certain safety features in their vehicles, such as anti-lock brakes or airbags.
• Defensive driving discount: This discount is available to drivers who complete a defensive driving course.

It’s important to note that the specific discounts available can vary depending on the state and the type of coverage being purchased. Additionally, not all customers may be eligible for all discounts.

Customer Feedback for American National and Markel Insurance

Let’s take a look at the customer reviews for both American National and Markel Corporation:

American National:

Overall, American National has generally positive customer reviews. On the Better Business Bureau (BBB) website, the company has an A+ rating and an average customer review score of 3.81 out of 5 stars. Many customers praise the company for its responsive and helpful customer service representatives, as well as its competitive pricing.

Markel Corporation:

Markel Corporation also has generally positive customer reviews. On the BBB website, the company has an A+ rating and an average customer review score of 4.15 out of 5 stars. Customers often praise the company for its affordable prices and helpful customer service representatives.

As with any insurance provider, it’s important to do your research and read through the terms and conditions of your policy carefully to ensure that you’re getting the coverage that you need at a price that you can afford.

In Summary: American National vs Markel Corporation

In conclusion, both American National and Markel Corporation are reputable car insurance providers that offer a range of products and services to customers across the United States.

American National is a well-established company with a long history of providing insurance products to customers, while Markel Corporation is a newer entrant to the market that has quickly gained a reputation for affordable prices and helpful customer service.

Ultimately, the choice between American National and Markel Corporation will depend on your specific needs and preferences. If you’re looking for a wide range of insurance products and services and prefer to work with an established company, American National may be the better choice for you.

However, if you’re primarily interested in affordable car insurance coverage with helpful customer service, Markel Corporation is definitely worth considering.

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