American National vs Root Car Insurance for 2023

Car insurance is a crucial aspect of owning a vehicle. It offers protection in the event of an accident and can save you from financial ruin. However, with so many insurance providers on the market, it can be challenging to choose the right one for your needs. In this article, we will be comparing American National car insurance and Root car insurance providers to help you make an informed decision. Keep reading to learn about each company’s history, mission, products, pricing, discounts, and customer reviews.

Interesting Attributes of American National and Root Car Insurance:

1. American National has been in the insurance business for over 100 years, providing customers with reliable coverage and exceptional customer service.
2. Root Car Insurance offers a unique approach to car insurance, using telematics technology to track driver behavior and offer personalized rates based on how you drive.
3. Both companies offer mobile apps that allow customers to manage their policies, file claims, and get assistance on-the-go.

Company History and Mission:

American National was founded in 1905 and has grown to become a leading provider of personal and commercial insurance products. The company’s mission is to help people protect what they value most in life through a range of customizable policies. With over 5,000 employees and 1,300 agents, American National operates in all 50 states and Puerto Rico.

Root Car Insurance was founded in 2015 and has quickly made a name for itself in the industry. The company’s mission is to use technology to make car insurance more affordable and accessible to everyone. Root is headquartered in Columbus, Ohio, and operates in 30 states across the country.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Products and Services:

American National offers a range of insurance products, including auto, home, life, health, and business insurance. The company’s auto insurance policies can be customized to meet the unique needs of each customer, with options for liability, collision, comprehensive, and other coverages. American National also offers additional features, such as roadside assistance and rental car reimbursement.

Root Car Insurance offers a simple, personalized approach to car insurance. The company uses telematics technology to track driver behavior and offer personalized rates based on how you drive. Customers can download the Root app to get a quote, sign up for coverage, manage their policy, and file claims. Root also offers additional features, such as roadside assistance and rental car reimbursement.

Pricing and States Where Services are Offered:

American National’s pricing varies based on factors such as age, location, driving record, and the type of coverage selected. The company operates in all 50 states and Puerto Rico, and rates may vary depending on where you live.

Root Car Insurance offers personalized rates based on how you drive, with discounts for safe driving habits. Rates may vary depending on the state where you live, but Root currently operates in 30 states across the country.

Discounts:

American National offers a range of discounts to help customers save on their car insurance premiums. Some of the available discounts include safe driver, multi-vehicle, multi-policy, good student, and defensive driving discounts. Customers can also earn loyalty rewards for staying with the company.

Root Car Insurance offers discounts for safe driving habits, such as avoiding phone use while driving and following speed limits. The company also offers a referral program, where customers can earn rewards for referring friends and family to Root.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Customer Reviews:

American National has received mixed reviews from customers. Some customers have praised the company’s excellent customer service and customizable policies, while others have reported issues with claims processing and rate increases.

Root Car Insurance has received mostly positive reviews from customers, with many praising the company’s personalized approach to car insurance and affordable rates. Some customers have reported issues with the claims process, but overall, Root has a good reputation for customer satisfaction.

FAQs:

Q: What is American National’s claims process?

A: American National offers a straightforward claims process that can be initiated online or through their mobile app. Customers can also file a claim by phone or by contacting their local agent.

Q: What types of discounts does Root offer?

A: Root offers discounts based on your driving behavior, including safe driving habits and the number of miles you drive. They also offer a loyalty discount for customers who stay with them for an extended period of time.

Q: Can I get a quote online from American National and Root?

A: Yes, both American National and Root allow you to get a quote online through their respective websites or mobile apps.

Q: Does American National offer roadside assistance?

A: Yes, American National offers roadside assistance as an optional add-on to their auto insurance policies.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption