Auto-Owners vs Shelter Insurance Car Insurance for 2023
Auto-Owners vs Shelter Insurance Car Insurance: Comparing Coverage, Rates, and Customer Satisfaction
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Mar 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Mar 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Choosing the right car insurance policy is a crucial decision for any driver. Whether you are purchasing a new car or looking to switch insurance providers, comparing policies can help you save money and ensure you have adequate coverage. In this article, we will compare two popular car insurance providers, Auto-Owners car insurance and Shelter Insurance car insurance, and help you determine which company is right for you.
Company History and Mission
Auto-Owners Insurance was founded in 1916 and is headquartered in Lansing, Michigan. The company is a mutual insurance company, meaning policyholders are also owners of the company. Auto-Owners offers a variety of insurance products, including car, home, and life insurance. The company’s mission is to provide “quality insurance products and services to their customers while operating in a professional and ethical manner.”
Shelter Insurance was founded in 1946 and is headquartered in Columbia, Missouri. The company is also a mutual insurance company and offers a variety of insurance products, including car, home, and life insurance. Shelter Insurance’s mission is to provide “exceptional insurance services to their customers through local agents who are committed to upholding the highest standards of quality and service.”
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Products and Services
Auto-Owners offers a variety of car insurance policies, including liability coverage, collision coverage, comprehensive coverage, and personal injury protection (PIP) coverage. The company also offers additional coverage options, such as roadside assistance, rental reimbursement, and loan/lease gap coverage. Auto-Owners car insurance policies are available in 26 states.
Shelter Insurance also offers a variety of car insurance policies, including liability coverage, collision coverage, comprehensive coverage, and PIP coverage. The company also offers additional coverage options, such as roadside assistance and rental reimbursement. Shelter Insurance car insurance policies are available in 18 states.
Cost and Discounts
When it comes to car insurance, cost is an important factor to consider. Auto-Owners and Shelter Insurance both offer competitive rates, and policyholders can save even more money by taking advantage of available discounts.
Auto-Owners offers a variety of discounts, including safe driver discounts, multi-car discounts, and anti-theft device discounts. Policyholders can also save money by bundling their car insurance policy with their home insurance policy. Auto-Owners also offers a unique “diminishing deductible” program, where policyholders can earn $100 off their deductible for every year they do not file a claim.
Shelter Insurance also offers a variety of discounts, including safe driver discounts, multi-car discounts, and discounts for teachers, firefighters, and law enforcement officers. Policyholders can also save money by bundling their car insurance policy with their home insurance policy. Shelter Insurance also offers a unique “Personal Auto Policy Enhancements” program, which provides additional coverage options and benefits to policyholders.
Customer Reviews
Customer reviews can provide valuable insight into the quality of service provided
by an insurance company. Here is a summary of customer reviews for Auto-Owners and Shelter Insurance:
Auto-Owners Insurance has received positive reviews from customers for their excellent customer service, fast claims processing, and affordable rates. Many customers have reported that they have been with the company for years and have had no issues with their policies. However, some customers have reported that they have experienced difficulty with the claims process and have had trouble reaching a representative.
Shelter Insurance has also received positive reviews from customers for their friendly customer service, competitive rates, and fast claims processing. Many customers have reported that they have had positive experiences with their local agents and appreciate the personalized service they receive. However, some customers have reported that they have experienced difficulty with the claims process and have had trouble reaching a representative.
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FAQs
Q: How do I qualify for discounts with Auto-Owners and Shelter Insurance?
A: Both Auto-Owners and Shelter Insurance offer a variety of discounts to policyholders, such as safe driver discounts, multi-car discounts, and anti-theft device discounts. Policyholders can also save money by bundling their car insurance policy with their home insurance policy. To qualify for these discounts, you should contact your local agent or visit the company’s website for more information.
Q: What states are Auto-Owners and Shelter Insurance policies available in?
A: Auto-Owners car insurance policies are available in 26 states, including Michigan, Indiana, Ohio, and Florida. Shelter Insurance car insurance policies are available in 18 states, including Missouri, Illinois, and Kansas.
Q: What additional coverage options do Auto-Owners and Shelter Insurance offer?
A: Auto-Owners offers additional coverage options, such as roadside assistance, rental reimbursement, and loan/lease gap coverage. Shelter Insurance offers additional coverage options through their “Personal Auto Policy Enhancements” program, which provides additional coverage options and benefits to policyholders.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.