Auto-Owners vs Tennessee Farm Bureau Car Insurance for 2023

Choosing the right car insurance company is important for protecting your vehicle and your finances. With so many options available, it can be challenging to know where to start. In this article, we’ll take a closer look at Auto-Owners car insurance and Tennessee Farm Bureau car insurance for 2023, examining their histories, services, costs, and customer reviews. By the end, you’ll have a better understanding of which company might be the right choice for you.

Company History and Mission:

Auto-Owners: Auto-Owners Insurance was founded in 1916 by Vern V. Moulton in Michigan. It has remained family-owned for over 100 years, and its current CEO is Jeffrey F. Harrold. The company’s mission is to provide “Peace of Mind” to its policyholders through personalized service and quality insurance products. Auto-Owners offers a range of insurance products, including car, home, life, and business insurance, and operates in 26 states.

Tennessee Farm Bureau: Tennessee Farm Bureau was founded in 1948 and is a member of the American Farm Bureau Federation. The company’s mission is to “promote the economic, social, and educational growth of Tennessee’s agricultural communities.” In addition to insurance, Tennessee Farm Bureau offers a range of services, including agricultural advocacy, educational programs, and community outreach. The company operates in Tennessee and is committed to supporting local farmers and businesses.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Products and Services Offered:

Auto-Owners: Auto-Owners offers a range of car insurance coverage options, including liability, collision, comprehensive, and personal injury protection. The company also offers optional add-ons like rental reimbursement and roadside assistance. In addition to car insurance, Auto-Owners offers a range of other insurance products, including home, life, and business insurance. The cost of coverage varies based on factors like the driver’s age, driving record, and location.

Tennessee Farm Bureau: Tennessee Farm Bureau offers similar car insurance coverage options, including liability, collision, comprehensive, and personal injury protection. The company also offers optional add-ons like rental reimbursement and roadside assistance. Tennessee Farm Bureau also offers a range of other insurance products, including home, life, and farm insurance. The cost of coverage varies based on factors like the driver’s age, driving record, and location.

Costs:

The cost

of car insurance coverage varies based on a number of factors, including the driver’s age, driving record, and location. While both Auto-Owners and Tennessee Farm Bureau offer competitive rates, the cost of coverage may differ depending on the individual policyholder’s circumstances.

Auto-Owners: According to NerdWallet, the average cost of car insurance from Auto-Owners is $1,308 per year. However, the actual cost of coverage may vary depending on the driver’s circumstances. Auto-Owners offers a range of discounts, including a safe driver discount, a multi-policy discount, and a student away at school discount, among others. Policyholders can also lower their rates by opting for a higher deductible.

Tennessee Farm Bureau: According to ValuePenguin, the average cost of car insurance from Tennessee Farm Bureau is $1,263 per year. Like Auto-Owners, the actual cost of coverage may vary depending on the driver’s circumstances. Tennessee Farm Bureau offers a range of discounts, including a safe driver discount, a multi-vehicle discount, and a good student discount, among others. Policyholders can also lower their rates by opting for a higher deductible.

Discounts Available for Customers:

Both Auto-Owners and Tennessee Farm Bureau offer a range of discounts to help policyholders save on their car insurance premiums.

Auto-Owners: Auto-Owners offers a variety of discounts, including:

• Safe driver discount
• Multi-policy discount
• Good student discount
• Vehicle safety discount
• Teen driver monitoring discount
• Green discount (for hybrid or electric vehicles)
• Paid-in-full discount
• Paperless billing discount

Tennessee Farm Bureau: Tennessee Farm Bureau also offers a range of discounts, including:

• Safe driver discount
• Multi-vehicle discount
• Good student discount
• Farm Bureau member discount
• Accident-free discount
• Anti-theft device discount
• Defensive driving discount
• Loyalty discount

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Customer Reviews:

Before choosing a car insurance company, it’s important to consider what other policyholders have to say about their experiences. Here’s a summary of customer reviews for both Auto-Owners and Tennessee Farm Bureau:

Auto-Owners:

• J.D. Power ranked Auto-Owners as “Highest in Customer Satisfaction with the Auto Insurance Claims Experience” for 2021.
• Auto-Owners has an A+ rating from the Better Business Bureau (BBB) and has been accredited by the organization since 1955.
• According to NerdWallet, Auto-Owners has fewer complaints than other insurers of a similar size.

Tennessee Farm Bureau:

• Tennessee Farm Bureau has an A+ rating from the BBB and has been accredited by the organization since 1985.
• According to Insure.com’s customer satisfaction rankings, Tennessee Farm Bureau ranked fourth in the Southeast region in 2020.
• Some customers have reported issues with the claims process or difficulty canceling policies.

FAQ:

Q: How do I qualify for discounts from Auto-Owners and Tennessee Farm Bureau?

A: To qualify for discounts, policyholders must meet specific criteria set by the insurance company. For example, to qualify for a safe driver discount, you may need to have a clean driving record for a certain number of years. Contact the insurance company directly or visit their website to learn more about the discounts they offer and how to qualify for them.

Q: How do I file a claim with Auto-Owners or Tennessee Farm Bureau?

A: To file a claim with either company, policyholders should contact their insurance agent or call the company’s claims department directly. The insurance company will guide you through the claims process and provide instructions on how to submit any necessary documentation.

Q: What states do Auto-Owners and Tennessee Farm Bureau operate in?

A: Auto-Owners operates in 26 states, including Michigan, Ohio, and Indiana.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption