A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Baldwin, WI for senior drivers are $1,671/year
  • The cheapest car insurance company in Baldwin after a DUI is American Family
  • The cheapest car insurance company in Baldwin for teen drivers is American Family

Average car insurance rates in Baldwin, Wisconsin are $249 a month. But with a little research you can get a great deal from the top car insurance companies in Baldwin, WI. Before you buy Baldwin, Wisconsin car insurance, make sure your coverage meets or exceeds the Wisconsin minimum of 25/50/10.

It may even be helpful to compare Baldwin car insurance rates with Oshkosh car insurance rates, Madison car insurance rates, or La Crosse car insurance rates to make sure you’re getting the best Baldwin, WI car insurance quotes available.

Need affordable Baldwin, WI car insurance? Enter your ZIP code to compare Baldwin car insurance quotes from multiple car insurance companies near you.

Baldwin, WI Minimum Car Insurance Coverage

Baldwin, Wisconsin law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Baldwin, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Baldwin, WI Car Insurance Rates by Coverage Level

Some Baldwin drivers can get by with the Wisconsin minimum coverage of 25/50/10. Other drivers may need more. See how much your Baldwin, Wisconsin car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Baldwin, Wisconsin

Insurance Company Low Medium High
Allstate $3,490 $3,642 $3,820
American Family $1,597 $1,632 $1,623
Farmers $3,505 $3,767 $4,117
GEICO $1,946 $2,064 $2,181
Liberty Mutual $2,702 $2,952 $3,116
Nationwide $5,492 $5,659 $5,832
Progressive $2,786 $2,980 $3,107
State Farm $1,969 $2,091 $2,194
USAA $2,062 $2,142 $2,216

Baldwin, WI Car Insurance Rates by Age, Gender, and Marital Status

Baldwin, Wisconsin car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Baldwin, WI car insurance, get quotes from multiple car insurance companies in the Baldwin area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Baldwin, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,206 $2,333 $2,029 $2,248 $6,867 $8,826 $2,251 $2,445
American Family $1,024 $1,073 $965 $973 $3,037 $3,356 $1,215 $1,296
Farmers $1,933 $1,936 $1,714 $1,812 $9,067 $9,411 $2,193 $2,302
GEICO $1,261 $1,389 $1,298 $1,479 $4,186 $4,519 $1,167 $1,207
Liberty Mutual $1,810 $1,980 $1,466 $1,668 $5,864 $6,583 $1,926 $2,091
Nationwide $3,926 $4,140 $3,245 $3,424 $7,939 $12,151 $4,772 $5,691
Progressive $1,672 $1,595 $1,369 $1,426 $6,300 $7,113 $2,007 $2,178
State Farm $1,330 $1,330 $1,179 $1,179 $3,731 $4,727 $1,498 $1,705
USAA $1,425 $1,425 $1,288 $1,315 $3,595 $4,176 $1,855 $2,042

Baldwin, WI Car Insurance Rates for Teens

How much is Baldwin, Wisconsin car insurance for teens? Compare rates from top Baldwin car insurance companies below to help find the cheapest teen car insurance in Baldwin, WI.

Annual Car Insurance Rates for Teen Drivers in Baldwin, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,867 $8,826
American Family $3,037 $3,356
Farmers $9,067 $9,411
GEICO $4,186 $4,519
Liberty Mutual $5,864 $6,583
Nationwide $7,939 $12,151
Progressive $6,300 $7,113
State Farm $3,731 $4,727
USAA $3,595 $4,176

Baldwin, WI Car Insurance Rates for Seniors

Before seniors buy Baldwin, Wisconsin car insurance, they should make sure to shop around. Some Baldwin, WI car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Baldwin, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,029 $2,248
American Family $965 $973
Farmers $1,714 $1,812
GEICO $1,298 $1,479
Liberty Mutual $1,466 $1,668
Nationwide $3,245 $3,424
Progressive $1,369 $1,426
State Farm $1,179 $1,179
USAA $1,288 $1,315

Baldwin, WI Car Insurance Rates by Credit History

How does your credit history affect Baldwin, WI car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Baldwin, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,795 $3,298 $2,859
American Family $2,165 $1,427 $1,260
Farmers $4,293 $3,627 $3,469
GEICO $2,707 $1,931 $1,551
Liberty Mutual $4,222 $2,542 $2,007
Nationwide $6,365 $5,309 $5,309
Progressive $3,369 $2,853 $2,650
State Farm $3,110 $1,785 $1,359
USAA $3,302 $1,735 $1,383

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Baldwin, WI Car Insurance Rates by Driver History

How does a single speeding ticket affect your Baldwin, Wisconsin car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Baldwin.

Annual Baldwin, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,005 $4,100 $3,813 $3,684
American Family $1,546 $1,641 $1,641 $1,641
Farmers $3,309 $4,172 $3,956 $3,747
GEICO $1,431 $2,317 $2,642 $1,863
Liberty Mutual $2,243 $3,167 $3,298 $2,987
Nationwide $4,786 $5,536 $6,786 $5,536
Progressive $2,709 $3,277 $2,811 $3,033
State Farm $1,922 $2,248 $2,085 $2,085
USAA $1,678 $2,111 $2,856 $1,915

Baldwin, WI Car Insurance Rates With a DUI

Even a single DUI can increase your Baldwin, WI car insurance rates. Compare rates below to see which Baldwin car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Baldwin, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,813
American Family $1,641
Farmers $3,956
GEICO $2,642
Liberty Mutual $3,298
Nationwide $6,786
Progressive $2,811
State Farm $2,085
USAA $2,856

Baldwin, WI Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Baldwin, WI car insurance rates may be. Let’s take a look at average car insurance rates from top Baldwin companies based on commute time.

Annual Car Insurance Rates by Commute Length in Baldwin, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,563 $3,738
American Family $1,590 $1,645
Farmers $3,796 $3,796
GEICO $2,022 $2,105
Liberty Mutual $2,924 $2,924
Nationwide $5,661 $5,661
Progressive $2,958 $2,958
State Farm $2,033 $2,137
USAA $2,112 $2,168

Baldwin, WI Cheapest Car Insurance Rates

How do the top Baldwin, Wisconsin car insurance companies’ average rates stack up against the Baldwin average monthly car insurance rates of $249? Take a look and see.

Best Annual Car Insurance Rates by Company in Baldwin, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Baldwin, WI Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Baldwin, Wisconsin car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Baldwin, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,651
American Family $1,617
Farmers $3,796
GEICO $2,063
Liberty Mutual $2,924
Nationwide $5,661
Progressive $2,958
State Farm $2,085
USAA $2,140

Other Factors Affecting Baldwin, WI Car Insurance Rates

Before you buy Baldwin, Wisconsin car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Baldwin, WI Commute Time

How does your Baldwin, WI commute time compare with the average driver? In Baldwin, the average commute is 26.6 minutes.

Baldwin, WI Car Insurance Quotes

Compare Baldwin, WI car insurance quotes from multiple companies by entering your ZIP code now.