Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Bastrop, LA are $459/month
  • The cheapest car insurance company in Bastrop after a DUI is State Farm
  • The cheapest car insurance company in Bastrop for teen drivers is USAA

Average car insurance rates in Bastrop, Louisiana are $459 a month. But with a little research you can get a great deal from the top car insurance companies in Bastrop, LA. Before you buy Bastrop, Louisiana car insurance, make sure your coverage meets or exceeds the Louisiana minimum of 15/30/25.

It may even be helpful to compare Bastrop car insurance rates with Monroe car insurance rates, Baton Rouge car insurance rates, or Lake Charles car insurance rates to make sure you’re getting the best Bastrop, LA car insurance quotes available.

Need affordable Bastrop, LA car insurance? Enter your ZIP code to compare Bastrop car insurance quotes from multiple car insurance companies near you.

Bastrop, LA Minimum Car Insurance Coverage

Bastrop, Louisiana law requires drivers carry a minimum of 15/30/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bastrop, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Bastrop, LA Car Insurance Rates by Coverage Level

Some Bastrop drivers can get by with the Louisiana minimum coverage of 15/30/25. Other drivers may need more. See how much your Bastrop, Louisiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bastrop, Louisiana

Insurance Company Low Medium High
Allstate $5,199 $6,184 $6,817
GEICO $4,938 $5,992 $6,989
Progressive $6,102 $7,398 $8,902
State Farm $3,735 $4,280 $4,851
USAA $3,249 $3,772 $4,133

Bastrop, LA Car Insurance Rates by Age, Gender, and Marital Status

Bastrop, Louisiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bastrop, LA car insurance, get quotes from multiple car insurance companies in the Bastrop area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bastrop, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,321 $4,321 $4,468 $4,468 $9,324 $11,717 $4,762 $5,152
GEICO $3,324 $3,835 $3,972 $4,848 $12,400 $13,083 $3,208 $3,112
Progressive $4,183 $3,902 $3,498 $3,791 $16,479 $18,309 $4,757 $4,819
State Farm $2,649 $2,649 $2,426 $2,426 $7,920 $9,954 $2,960 $3,326
USAA $2,300 $2,269 $2,229 $2,223 $6,783 $7,974 $2,841 $3,124

Bastrop, LA Car Insurance Rates for Teens

How much is Bastrop, Louisiana car insurance for teens? Compare rates from top Bastrop car insurance companies below to help find the cheapest teen car insurance in Bastrop, LA.

Annual Car Insurance Rates for Teen Drivers in Bastrop, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,324 $11,717
GEICO $12,400 $13,083
Progressive $16,479 $18,309
State Farm $7,920 $9,954
USAA $6,783 $7,974

Bastrop, LA Car Insurance Rates for Seniors

Before seniors buy Bastrop, Louisiana car insurance, they should make sure to shop around. Some Bastrop, LA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bastrop, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,468 $4,468
GEICO $3,972 $4,848
Progressive $3,498 $3,791
State Farm $2,426 $2,426
USAA $2,229 $2,223

Bastrop, LA Car Insurance Rates by Credit History

How does your credit history affect Bastrop, LA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bastrop, Louisiana

Insurance Company Poor Fair Good
Allstate $7,943 $5,467 $4,790
GEICO $7,105 $6,165 $4,648
Progressive $8,447 $7,232 $6,723
State Farm $5,970 $3,821 $3,075
USAA $5,140 $3,277 $2,736

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Bastrop, LA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bastrop, Louisiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bastrop.

Annual Bastrop, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,812 $7,299 $6,516 $5,639
GEICO $4,062 $6,555 $8,060 $5,214
Progressive $6,222 $8,340 $8,026 $7,281
State Farm $3,929 $4,649 $4,289 $4,289
USAA $2,843 $3,931 $4,708 $3,389

Bastrop, LA Car Insurance Rates With a DUI

Even a single DUI can increase your Bastrop, LA car insurance rates. Compare rates below to see which Bastrop car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bastrop, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,516
GEICO $8,060
Progressive $8,026
State Farm $4,289
USAA $4,708

Bastrop, LA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bastrop, LA car insurance rates may be. Let’s take a look at average car insurance rates from top Bastrop companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bastrop, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,067 $6,067
GEICO $5,855 $6,090
Progressive $7,467 $7,467
State Farm $4,177 $4,400
USAA $3,603 $3,833

Bastrop, LA Cheapest Car Insurance Rates

How do the top Bastrop, Louisiana car insurance companies’ average rates stack up against the Bastrop average monthly car insurance rates of $459? Take a look and see.

Best Annual Car Insurance Rates by Company in Bastrop, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Bastrop, LA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bastrop, Louisiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bastrop, Louisiana

Insurance Company Average Annual Rates
Allstate $6,067
GEICO $5,973
Progressive $7,467
State Farm $4,289
USAA $3,718

Other Factors Affecting Bastrop, LA Car Insurance Rates

Before you buy Bastrop, Louisiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Bastrop, LA Car Theft Rates

The car theft rate in Bastrop, LA will affect your car insurance rates. FBI data shows that the annual car theft rate for Bastrop, Louisiana is 29 stolen cars.

Bastrop, LA Commute Time

How does your Bastrop, LA commute time compare with the average driver? In Bastrop, the average commute is 22.4 minutes.

Bastrop, LA Car Insurance Quotes

Compare Bastrop, LA car insurance quotes from multiple companies by entering your ZIP code now.