Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Berwick, ME for senior drivers are $1,501/year
  • The cheapest car insurance company in Berwick after a DUI is USAA
  • The cheapest car insurance company in Berwick for teen drivers is GEICO

Average car insurance rates in Berwick, Maine are $215 a month. But with a little research you can get a great deal from the top car insurance companies in Berwick, ME. Before you buy Berwick, Maine car insurance, make sure your coverage meets or exceeds the Maine minimum of 50/100/25.

It may even be helpful to compare Berwick car insurance rates with Lewiston car insurance rates, South Portland car insurance rates, or Auburn car insurance rates to make sure you’re getting the best Berwick, ME car insurance quotes available.

Need affordable Berwick, ME car insurance? Enter your ZIP code to compare Berwick car insurance quotes from multiple car insurance companies near you.

Berwick, ME Minimum Car Insurance Coverage

Berwick, Maine law requires drivers carry a minimum of 50/100/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Berwick, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Berwick, ME Car Insurance Rates by Coverage Level

Some Berwick drivers can get by with the Maine minimum coverage of 50/100/25. Other drivers may need more. See how much your Berwick, Maine car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Berwick, Maine

Insurance Company Low Medium High
Allstate $2,744 $2,746 $2,848
Farmers $2,674 $2,694 $2,994
GEICO $1,382 $1,391 $1,462
Liberty Mutual $4,061 $4,061 $4,234
Progressive $3,587 $3,595 $3,809
State Farm $2,133 $2,172 $2,288
Travelers $2,220 $2,224 $2,333
USAA $1,359 $1,371 $1,439

Berwick, ME Car Insurance Rates by Age, Gender, and Marital Status

Berwick, Maine car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Berwick, ME car insurance, get quotes from multiple car insurance companies in the Berwick area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berwick, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,823 $1,874 $1,645 $1,782 $4,675 $6,255 $1,975 $2,206
Farmers $1,679 $1,691 $1,583 $1,688 $5,537 $6,068 $1,993 $2,061
GEICO $945 $979 $945 $945 $2,326 $3,021 $1,031 $1,099
Liberty Mutual $2,853 $2,853 $2,719 $2,719 $6,002 $8,957 $2,853 $3,996
Progressive $1,905 $1,866 $1,905 $1,866 $8,027 $9,016 $2,218 $2,508
State Farm $1,301 $1,301 $1,233 $1,233 $4,206 $5,259 $1,458 $1,590
Travelers $1,159 $1,195 $1,050 $1,073 $4,747 $6,408 $1,140 $1,300
USAA $827 $813 $822 $802 $2,718 $2,994 $1,048 $1,095

Berwick, ME Car Insurance Rates for Teens

How much is Berwick, Maine car insurance for teens? Compare rates from top Berwick car insurance companies below to help find the cheapest teen car insurance in Berwick, ME.

Annual Car Insurance Rates for Teen Drivers in Berwick, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,675 $6,255
Farmers $5,537 $6,068
GEICO $2,326 $3,021
Liberty Mutual $6,002 $8,957
Progressive $8,027 $9,016
State Farm $4,206 $5,259
Travelers $4,747 $6,408
USAA $2,718 $2,994

Berwick, ME Car Insurance Rates for Seniors

Before seniors buy Berwick, Maine car insurance, they should make sure to shop around. Some Berwick, ME car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Berwick, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,645 $1,782
Farmers $1,583 $1,688
GEICO $945 $945
Liberty Mutual $2,719 $2,719
Progressive $1,905 $1,866
State Farm $1,233 $1,233
Travelers $1,050 $1,073
USAA $822 $802

Berwick, ME Car Insurance Rates by Credit History

How does your credit history affect Berwick, ME car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Berwick, Maine

Insurance Company Poor Fair Good
Allstate $3,491 $2,665 $2,183
Farmers $3,236 $2,667 $2,460
GEICO $1,899 $1,260 $1,075
Liberty Mutual $5,734 $3,716 $2,907
Progressive $4,135 $3,553 $3,303
State Farm $3,201 $1,912 $1,480
Travelers $2,659 $2,178 $1,939
USAA $1,819 $1,256 $1,095

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Berwick, ME Car Insurance Rates by Driver History

How does a single speeding ticket affect your Berwick, Maine car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Berwick.

Annual Berwick, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,259 $3,078 $3,220 $2,560
Farmers $2,436 $3,108 $2,696 $2,910
GEICO $1,028 $1,445 $2,145 $1,028
Liberty Mutual $3,145 $3,715 $6,186 $3,430
Progressive $2,934 $4,968 $3,267 $3,487
State Farm $1,992 $2,404 $2,198 $2,198
Travelers $1,881 $2,091 $2,626 $2,437
USAA $1,054 $1,390 $1,955 $1,160

Berwick, ME Car Insurance Rates With a DUI

Even a single DUI can increase your Berwick, ME car insurance rates. Compare rates below to see which Berwick car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Berwick, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,220
Farmers $2,696
GEICO $2,145
Liberty Mutual $6,186
Progressive $3,267
State Farm $2,198
Travelers $2,626
USAA $1,955

Berwick, ME Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Berwick, ME car insurance rates may be. Let’s take a look at average car insurance rates from top Berwick companies based on commute time.

Annual Car Insurance Rates by Commute Length in Berwick, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,779 $2,779
Farmers $2,788 $2,788
GEICO $1,388 $1,434
Liberty Mutual $4,035 $4,202
Progressive $3,664 $3,664
State Farm $2,126 $2,270
Travelers $2,259 $2,259
USAA $1,351 $1,429

Berwick, ME Cheapest Car Insurance Rates

How do the top Berwick, Maine car insurance companies’ average rates stack up against the Berwick average monthly car insurance rates of $215? Take a look and see.

Best Annual Car Insurance Rates by Company in Berwick, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Berwick, ME Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Berwick, Maine car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Berwick, Maine

Insurance Company Average Annual Rates
Allstate $2,779
Farmers $2,788
GEICO $1,411
Liberty Mutual $4,119
Progressive $3,664
State Farm $2,198
Travelers $2,259
USAA $1,390

Other Factors Affecting Berwick, ME Car Insurance Rates

Before you buy Berwick, Maine car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Berwick, ME Commute Time

How does your Berwick, ME commute time compare with the average driver? In Berwick, the average commute is 24.9 minutes.

Berwick, ME Car Insurance Quotes

Compare Berwick, ME car insurance quotes from multiple companies by entering your ZIP code now.