Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Calais for teen drivers is GEICO
  • Average car insurance rates in Calais, ME are $227/month
  • Average car insurance rates in Calais, ME for senior drivers are $1,601/year

Average car insurance rates in Calais, Maine are $227 a month. But with a little research you can get a great deal from the top car insurance companies in Calais, ME. Before you buy Calais, Maine car insurance, make sure your coverage meets or exceeds the Maine minimum of 50/100/25.

It may even be helpful to compare Calais car insurance rates with Portland car insurance rates, South Portland car insurance rates, or Augusta car insurance rates to make sure you’re getting the best Calais, ME car insurance quotes available.

Need affordable Calais, ME car insurance? Enter your ZIP code to compare Calais car insurance quotes from multiple car insurance companies near you.

Calais, ME Minimum Car Insurance Coverage

Calais, Maine law requires drivers carry a minimum of 50/100/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Calais, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Calais, ME Car Insurance Rates by Coverage Level

Some Calais drivers can get by with the Maine minimum coverage of 50/100/25. Other drivers may need more. See how much your Calais, Maine car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Calais, Maine

Insurance Company Low Medium High
Allstate $2,558 $2,559 $2,647
Farmers $2,901 $2,918 $3,242
GEICO $1,474 $1,481 $1,545
Liberty Mutual $4,447 $4,447 $4,594
Progressive $4,066 $4,073 $4,306
State Farm $2,182 $2,214 $2,312
Travelers $2,236 $2,240 $2,337
USAA $1,528 $1,539 $1,600

Calais, ME Car Insurance Rates by Age, Gender, and Marital Status

Calais, Maine car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Calais, ME car insurance, get quotes from multiple car insurance companies in the Calais area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Calais, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,736 $1,789 $1,549 $1,683 $4,237 $5,679 $1,901 $2,133
Farmers $1,886 $1,906 $1,755 $1,898 $5,767 $6,474 $2,196 $2,281
GEICO $1,018 $1,055 $1,018 $1,018 $2,429 $3,165 $1,109 $1,189
Liberty Mutual $3,089 $3,089 $2,941 $2,941 $6,588 $9,870 $3,089 $4,360
Progressive $2,171 $2,129 $2,171 $2,129 $9,028 $10,155 $2,532 $2,872
State Farm $1,342 $1,342 $1,263 $1,263 $4,249 $5,296 $1,496 $1,639
Travelers $1,179 $1,220 $1,068 $1,091 $4,714 $6,375 $1,170 $1,350
USAA $929 $921 $922 $905 $3,003 $3,324 $1,186 $1,256

Calais, ME Car Insurance Rates for Teens

How much is Calais, Maine car insurance for teens? Compare rates from top Calais car insurance companies below to help find the cheapest teen car insurance in Calais, ME.

Annual Car Insurance Rates for Teen Drivers in Calais, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,237 $5,679
Farmers $5,767 $6,474
GEICO $2,429 $3,165
Liberty Mutual $6,588 $9,870
Progressive $9,028 $10,155
State Farm $4,249 $5,296
Travelers $4,714 $6,375
USAA $3,003 $3,324

Calais, ME Car Insurance Rates for Seniors

Before seniors buy Calais, Maine car insurance, they should make sure to shop around. Some Calais, ME car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Calais, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,549 $1,683
Farmers $1,755 $1,898
GEICO $1,018 $1,018
Liberty Mutual $2,941 $2,941
Progressive $2,171 $2,129
State Farm $1,263 $1,263
Travelers $1,068 $1,091
USAA $922 $905

Calais, ME Car Insurance Rates by Credit History

How does your credit history affect Calais, ME car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Calais, Maine

Insurance Company Poor Fair Good
Allstate $3,254 $2,475 $2,035
Farmers $3,524 $2,884 $2,654
GEICO $2,019 $1,339 $1,142
Liberty Mutual $6,260 $4,056 $3,172
Progressive $4,696 $4,019 $3,730
State Farm $3,257 $1,945 $1,506
Travelers $2,673 $2,190 $1,950
USAA $2,048 $1,402 $1,218

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Calais, ME Car Insurance Rates by Driver History

How does a single speeding ticket affect your Calais, Maine car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Calais.

Annual Calais, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,124 $2,860 $2,977 $2,392
Farmers $2,642 $3,366 $2,917 $3,156
GEICO $1,086 $1,535 $2,292 $1,086
Liberty Mutual $3,489 $4,079 $6,632 $3,784
Progressive $3,326 $5,612 $3,701 $3,954
State Farm $2,032 $2,440 $2,236 $2,236
Travelers $1,895 $2,106 $2,631 $2,451
USAA $1,185 $1,554 $2,180 $1,303

Calais, ME Car Insurance Rates With a DUI

Even a single DUI can increase your Calais, ME car insurance rates. Compare rates below to see which Calais car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Calais, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $2,977
Farmers $2,917
GEICO $2,292
Liberty Mutual $6,632
Progressive $3,701
State Farm $2,236
Travelers $2,631
USAA $2,180

Calais, ME Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Calais, ME car insurance rates may be. Let’s take a look at average car insurance rates from top Calais companies based on commute time.

Annual Car Insurance Rates by Commute Length in Calais, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,588 $2,588
Farmers $3,021 $3,021
GEICO $1,475 $1,524
Liberty Mutual $4,403 $4,589
Progressive $4,148 $4,148
State Farm $2,163 $2,309
Travelers $2,271 $2,271
USAA $1,511 $1,600

Calais, ME Cheapest Car Insurance Rates

How do the top Calais, Maine car insurance companies’ average rates stack up against the Calais average monthly car insurance rates of $227? Take a look and see.

Best Annual Car Insurance Rates by Company in Calais, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Calais, ME Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Calais, Maine car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Calais, Maine

Insurance Company Average Annual Rates
Allstate $2,588
Farmers $3,021
GEICO $1,500
Liberty Mutual $4,496
Progressive $4,148
State Farm $2,236
Travelers $2,271
USAA $1,556

Other Factors Affecting Calais, ME Car Insurance Rates

Before you buy Calais, Maine car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Calais, ME Commute Time

How does your Calais, ME commute time compare with the average driver? In Calais, the average commute is 16.8 minutes.

Calais, ME Traffic

Spending time in Calais traffic can lead to higher car insurance rates. According to INRIX data, Calais, ME ranks as the 949th-most congested with traffic in the world.

Calais, ME Car Insurance Quotes

Compare Calais, ME car insurance quotes from multiple companies by entering your ZIP code now.