The Drunkest Cities in America [+ Binge Drinking Stats]

More than 40 million Americans (about one in six adults) indulge in binge drinking. The CDC defines binge drinking as consuming four standard drinks in a two-hour span for females and five for males. Binge drinking has been on the rise over the last decade, with more than 8 million new binge drinkers since 2010. While…

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Four Road Hazards Motorcyclists Should Avoid this Spring

It’s no secret, spring is one of the best times of year to go for a ride on your motorcycle. Yet, there are some road hazards that motorcyclists should avoid this spring, that many may not have been aware of. One of the last things you worry about while riding your motorcycle is the cost…

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What are the Top Five Most Expensive Cars to Insure?

Car insurance rates vary from one driver to the next; they also vary between vehicles. Before buying a new vehicle, it’s a good idea to understand how much it might cost you to insure it. Auto insurance costs are part of the long-term ownership expenses of any new vehicle, and a car that’s expensive to…

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Will Telemetrics Change the Way Car Insurance is Priced?

Usage-based auto insurance is the newest technological innovation to sweep the industry. Although pay-as-you-go auto insurance has existed for a few years in some states, it’s only recently become mainstream thanks to improvements in wireless communication and GPS tracking. Telemetrics programs are on-board computers that monitor and report a driver’s habits, including mileage, speed and…

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Why are there so many car insurance commercials?

It’s hard to watch TV, flip through a magazine or surf the Internet without coming across an insurance advertisement. This is a fairly new phenomenon; just 10 or 20 years ago, insurance companies rarely advertised. When they did, the commercials tended to be straight-forward and even a little stuffy. In many ways, Geico may be…

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How to Buy Cars from Insurance Companies

If you are interested in buying a salvaged vehicle, it’s important to educate yourself on how to buy cars direct from insurance companies. Whenever a vehicle is deemed economically unrepairable, the insurance company will consider it a total loss. When this happens, the insurer will pay the vehicle’s owner for the value of the car….

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Are Country Roads Safer Than Big Cities?

City-dwellers pay more for car insurance than people who live in rural areas. Many people are also more nervous about driving in the city than they are about country roads or interstate highways. Are cities really more dangerous than country roads? Some studies suggest that the opposite is true: Rural roads may actually pose a…

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What Credit Score is Needed for a Car Loan?

If you are trying to buy a new or slightly-used car, chances are you will need an automobile loan. Few people have the cash to pay for a new car when the average price is over $30,000, according to Forbes magazine. If you have to borrow money to pay for a car, it is important…

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Five Common Car Insurance Myths

There’s a lot of misinformation circulating among auto insurance consumers. Insurance is a complex topic, and many factors influence the cost of premiums or how claims will be handled. This means that even if your friends or family are well-meaning, they may give you inaccurate information. Rumors also circulate on the Internet and other sources,…

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Do Insurance Companies Discriminate?

There are laws in place to protect consumers from discrimination. From employers to apartment complexes, an individual cannot be turned away from service due to gender, race, religion or disabilities. The same holds true for car insurance. All people should have equal access to auto insurance policies at similar rates. Unfortunately, some people have a…

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