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PostIf you are trying to buy a new or slightly-used car, chances are you will need an automobile loan. Few people have the cash to pay for a new car when the average price is over $30,000, according to Forbes magazine. If you have to borrow money to pay for a car, it is important...
If you are trying to buy a new or slightly-used car, chances...
PostOne of the first pieces of information you’ll be asked to provide when filling out a request for a car insurance quote is your address. Car insurance needs your home address in order to determine what you’ll pay, since location is a factor that affects rates. Where you live plays an important role in determining...
One of the first pieces of information you’ll be asked...
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PostCar insurance is often the first major bill a teenager or young adult takes on independently. Unfortunately, rates for teen drivers are higher than any other age group. This leads many teens to ask, “Can my car insurance be in my parent’s name?” and, “If my parents own my car, whose name is on the...
Car insurance is often the first major bill a teenager or yo...
PostThe Internet has made it easier than ever to buy a car insurance policy. Before online policies were sold, drivers needed to contact insurance agents to purchase insurance. The agents would have policy and coverage information from numerous different companies and could broker the sale of coverage. Now, this information is more readily available, and...
The Internet has made it easier than ever to buy a car insur...
PostRed cars are beautiful. There’s no doubt about that. But do they cost more to insure? That’s a question many people have asked, and the answer is that it depends. While red cars may statistically be involved in more accidents than cars of other colors, the difference in rates between different colored vehicles is often...
Red cars are beautiful. There’s no doubt about that. B...
PostMost young drivers obtain car insurance coverage through their parents before purchasing their own policy. A teenager’s parents may add them to the family policy or take out a separate joint policy to cover the teen’s vehicle. This joint policy may last for several years throughout the driver’s high school and college, and by the...
Most young drivers obtain car insurance coverage through the...
PostIf you need to buy new car insurance after a gap in coverage rest assured that it’s entirely possible. The only question that remains is how much it will cost you. Depending on the reason for your gap in coverage, you may find that your rates are higher and the number of car insurance companies...
If you need to buy new car insurance after a gap in coverage...
PostSame-sex couples are slowly becoming more accepted by society. Although gay marriage is a hot political issue in some states, more and more companies are allowing individuals to enjoy domestic partner benefits regardless of marital status or gender. For example, same-sex couples can claim each other on some health insurance plans or take out bank...
Same-sex couples are slowly becoming more accepted by societ...
PostThe SR-22 form is a document you must file with the state Department of Motor Vehicles (DMV) proving that you carry financial responsibility for any damage you cause with your vehicle. Usually, you are required to provide an SR-22 form in any instance when your insurance status is called into question. Remember: you can find...
The SR-22 form is a document you must file with the state De...
PostYoung adults and teenagers pay more for car insurance than nearly any other demographic of people. In order to save money, many young people choose to add their vehicle to their parent’s policy rather than take out a separate policy on their own. While this will cause the parent’s rates to increase, it may still...
Young adults and teenagers pay more for car insurance than n...
PostDriving under the influence of alcohol is dangerous and illegal. It can also cause car insurance premiums to skyrocket. Nevertheless, sometimes, even the most responsible drivers can make a mistake. If you’ve ever been convicted of a DUI, it may be difficult to obtain low-cost car insurance; in some cases, you may have a difficult...
Driving under the influence of alcohol is dangerous and ille...
PostCar insurance is protection purchased for a vehicle to cover the cost of repairs if that car is damaged, or to pay for damage you cause to someone else’s property if you are responsible for an accident. Because a car insurance policy is specific to a vehicle, you need to own a car in order...
Car insurance is protection purchased for a vehicle to cover...
PostA conditional driver’s license is one that limits your driving activities to certain specified rules, such as only being able to drive during certain times of day or with a certain number of passengers. Usually, a conditional driver’s license is given to new drivers before they qualify fully for a regular driver’s license. In other...
A conditional driver’s license is one that limits your...
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