A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Cedar City after a DUI is Progressive
  • The cheapest car insurance company in Cedar City for teen drivers is USAA
  • Average car insurance rates in Cedar City, UT are $270/month

Average car insurance rates in Cedar City, Utah are $270 a month. But with a little research you can get a great deal from the top car insurance companies in Cedar City, UT. Before you buy Cedar City, Utah car insurance, make sure your coverage meets or exceeds the Utah minimum of 25/65/15.

It may even be helpful to compare Cedar City car insurance rates with Layton car insurance rates, St. George car insurance rates, or Ogden car insurance rates to make sure you’re getting the best Cedar City, UT car insurance quotes available.

Need affordable Cedar City, UT car insurance? Enter your ZIP code to compare Cedar City car insurance quotes from multiple car insurance companies near you.

Cedar City, UT Minimum Car Insurance Coverage

Cedar City, Utah law requires drivers carry a minimum of 25/65/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Cedar City, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cedar City, UT Car Insurance Rates by Coverage Level

Some Cedar City drivers can get by with the Utah minimum coverage of 25/65/15. Other drivers may need more. See how much your Cedar City, Utah car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Cedar City, Utah

Insurance Company Low Medium High
Allstate $3,009 $3,159 $3,331
American Family $3,341 $3,484 $3,493
Farmers $3,365 $3,665 $4,147
GEICO $2,730 $2,915 $3,135
Liberty Mutual $3,713 $3,893 $4,122
Nationwide $2,929 $2,538 $2,547
Progressive $2,765 $2,916 $3,402
State Farm $3,746 $3,993 $4,211
USAA $2,236 $2,332 $2,426

Cedar City, UT Car Insurance Rates by Age, Gender, and Marital Status

Cedar City, Utah car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Cedar City, UT car insurance, get quotes from multiple car insurance companies in the Cedar City area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cedar City, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,050 $1,899 $1,865 $1,864 $6,301 $7,025 $2,171 $2,152
American Family $1,919 $1,919 $1,766 $1,766 $6,929 $9,037 $1,919 $2,259
Farmers $1,992 $1,977 $1,756 $1,871 $8,665 $8,966 $2,253 $2,326
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,215 $2,383 $1,842 $2,051 $8,519 $9,456 $2,332 $2,475
Nationwide $1,747 $1,771 $1,562 $1,648 $4,610 $5,878 $2,005 $2,150
Progressive $1,670 $1,551 $1,363 $1,456 $6,760 $7,503 $1,917 $2,003
State Farm $2,434 $2,434 $2,212 $2,212 $7,431 $9,217 $2,759 $3,167
USAA $1,348 $1,326 $1,209 $1,211 $4,672 $5,453 $1,640 $1,792

Cedar City, UT Car Insurance Rates for Teens

How much is Cedar City, Utah car insurance for teens? Compare rates from top Cedar City car insurance companies below to help find the cheapest teen car insurance in Cedar City, UT.

Annual Car Insurance Rates for Teen Drivers in Cedar City, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,301 $7,025
American Family $6,929 $9,037
Farmers $8,665 $8,966
GEICO $5,626 $6,011
Liberty Mutual $8,519 $9,456
Nationwide $4,610 $5,878
Progressive $6,760 $7,503
State Farm $7,431 $9,217
USAA $4,672 $5,453

Cedar City, UT Car Insurance Rates for Seniors

Before seniors buy Cedar City, Utah car insurance, they should make sure to shop around. Some Cedar City, UT car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Cedar City, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,865 $1,864
American Family $1,766 $1,766
Farmers $1,756 $1,871
GEICO $2,068 $2,389
Liberty Mutual $1,842 $2,051
Nationwide $1,562 $1,648
Progressive $1,363 $1,456
State Farm $2,212 $2,212
USAA $1,209 $1,211

Cedar City, UT Car Insurance Rates by Credit History

How does your credit history affect Cedar City, UT car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Cedar City, Utah

Insurance Company Poor Fair Good
Allstate $4,235 $2,840 $2,423
American Family $4,324 $3,242 $2,752
Farmers $4,255 $3,550 $3,373
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,571 $3,438 $2,718
Nationwide $3,316 $2,495 $2,204
Progressive $3,429 $2,932 $2,722
State Farm $6,477 $3,264 $2,208
USAA $3,347 $2,130 $1,517

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cedar City, UT Car Insurance Rates by Driver History

How does a single speeding ticket affect your Cedar City, Utah car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Cedar City.

Annual Cedar City, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,678 $3,227 $3,746 $3,013
American Family $2,836 $3,542 $4,190 $3,189
Farmers $3,171 $4,122 $4,003 $3,606
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,069 $4,197 $4,520 $3,851
Nationwide $2,120 $2,854 $3,345 $2,366
Progressive $2,567 $3,859 $2,685 $3,000
State Farm $3,620 $4,346 $3,983 $3,983
USAA $1,836 $2,316 $3,116 $2,057

Cedar City, UT Car Insurance Rates With a DUI

Even a single DUI can increase your Cedar City, UT car insurance rates. Compare rates below to see which Cedar City car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Cedar City, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,746
American Family $4,190
Farmers $4,003
GEICO $3,801
Liberty Mutual $4,520
Nationwide $3,345
Progressive $2,685
State Farm $3,983
USAA $3,116

Cedar City, UT Car Insurance Rates by ZIP Code

Just like Cedar City car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Cedar City, UT car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Cedar City, Utah

ZIP Code Average Annual Rates
84720 $3,245
84721 $3,240

Cedar City, UT Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Cedar City, UT car insurance rates may be. Let’s take a look at average car insurance rates from top Cedar City companies based on commute time.

Annual Car Insurance Rates by Commute Length in Cedar City, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,166 $3,166
American Family $3,437 $3,441
Farmers $3,726 $3,726
GEICO $2,875 $2,978
Liberty Mutual $3,845 $3,973
Nationwide $2,671 $2,671
Progressive $3,028 $3,028
State Farm $3,883 $4,083
USAA $2,306 $2,357

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cedar City, UT Cheapest Car Insurance Rates

How do the top Cedar City, Utah car insurance companies’ average rates stack up against the Cedar City average monthly car insurance rates of $270? Take a look and see.

Best Annual Car Insurance Rates by Company in Cedar City, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cedar City, UT Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Cedar City, Utah car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Cedar City, Utah

Insurance Company Average Annual Rates
Allstate $3,166
American Family $3,439
Farmers $3,726
GEICO $2,927
Liberty Mutual $3,909
Nationwide $2,671
Progressive $3,028
State Farm $3,983
USAA $2,331

Other Factors Affecting Cedar City, UT Car Insurance Rates

Before you buy Cedar City, Utah car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Cedar City, UT Commute Time

How does your Cedar City, UT commute time compare with the average driver? In Cedar City, the average commute is 14.0 minutes.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cedar City, UT Car Insurance Quotes

Compare Cedar City, UT car insurance quotes from multiple companies by entering your ZIP code now.