A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Bear River City, UT are $292/month
  • The cheapest car insurance company in Bear River City after a DUI is USAA
  • The cheapest car insurance company in Bear River City for teen drivers is USAA

Average car insurance rates in Bear River City, Utah are $292 a month. But with a little research you can get a great deal from the top car insurance companies in Bear River City, UT. Before you buy Bear River City, Utah car insurance, make sure your coverage meets or exceeds the Utah minimum of 25/65/15.

It may even be helpful to compare Bear River City car insurance rates with St. George car insurance rates, West Jordan car insurance rates, or Layton car insurance rates to make sure you’re getting the best Bear River City, UT car insurance quotes available.

Need affordable Bear River City, UT car insurance? Enter your ZIP code to compare Bear River City car insurance quotes from multiple car insurance companies near you.

Bear River City, UT Minimum Car Insurance Coverage

Bear River City, Utah law requires drivers carry a minimum of 25/65/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bear River City, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Bear River City, UT Car Insurance Rates by Coverage Level

Some Bear River City drivers can get by with the Utah minimum coverage of 25/65/15. Other drivers may need more. See how much your Bear River City, Utah car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bear River City, Utah

Insurance Company Low Medium High
Allstate $3,066 $3,209 $3,373
American Family $3,455 $3,588 $3,582
Farmers $3,544 $3,818 $4,252
GEICO $2,712 $2,905 $3,133
Liberty Mutual $4,032 $4,228 $4,473
Nationwide $3,169 $2,746 $2,756
Progressive $3,465 $3,662 $4,294
State Farm $4,314 $4,612 $4,873
USAA $2,389 $2,489 $2,587

Bear River City, UT Car Insurance Rates by Age, Gender, and Marital Status

Bear River City, Utah car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bear River City, UT car insurance, get quotes from multiple car insurance companies in the Bear River City area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bear River City, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,088 $1,943 $1,895 $1,897 $6,367 $7,098 $2,225 $2,214
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,121 $2,093 $1,877 $2,000 $8,891 $9,136 $2,390 $2,460
GEICO $1,893 $2,102 $2,071 $2,399 $5,602 $5,974 $1,643 $1,651
Liberty Mutual $2,381 $2,563 $1,972 $2,198 $9,313 $10,346 $2,512 $2,669
Nationwide $1,864 $1,887 $1,666 $1,755 $5,056 $6,433 $2,153 $2,308
Progressive $2,078 $1,931 $1,704 $1,813 $8,525 $9,488 $2,400 $2,517
State Farm $2,805 $2,805 $2,551 $2,551 $8,586 $10,674 $3,182 $3,643
USAA $1,428 $1,403 $1,281 $1,280 $5,005 $5,868 $1,740 $1,901

Bear River City, UT Car Insurance Rates for Teens

How much is Bear River City, Utah car insurance for teens? Compare rates from top Bear River City car insurance companies below to help find the cheapest teen car insurance in Bear River City, UT.

Annual Car Insurance Rates for Teen Drivers in Bear River City, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,367 $7,098
American Family $7,096 $9,328
Farmers $8,891 $9,136
GEICO $5,602 $5,974
Liberty Mutual $9,313 $10,346
Nationwide $5,056 $6,433
Progressive $8,525 $9,488
State Farm $8,586 $10,674
USAA $5,005 $5,868

Bear River City, UT Car Insurance Rates for Seniors

Before seniors buy Bear River City, Utah car insurance, they should make sure to shop around. Some Bear River City, UT car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bear River City, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,895 $1,897
American Family $1,815 $1,815
Farmers $1,877 $2,000
GEICO $2,071 $2,399
Liberty Mutual $1,972 $2,198
Nationwide $1,666 $1,755
Progressive $1,704 $1,813
State Farm $2,551 $2,551
USAA $1,281 $1,280

Bear River City, UT Car Insurance Rates by Credit History

How does your credit history affect Bear River City, UT car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bear River City, Utah

Insurance Company Poor Fair Good
Allstate $4,302 $2,884 $2,462
American Family $4,451 $3,337 $2,838
Farmers $4,431 $3,683 $3,499
GEICO $4,445 $2,462 $1,844
Liberty Mutual $6,053 $3,733 $2,947
Nationwide $3,575 $2,706 $2,389
Progressive $4,299 $3,689 $3,433
State Farm $7,486 $3,767 $2,545
USAA $3,571 $2,273 $1,621

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Bear River City, UT Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bear River City, Utah car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bear River City.

Annual Bear River City, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,725 $3,277 $3,798 $3,062
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,293 $4,285 $4,159 $3,747
GEICO $2,122 $3,290 $3,795 $2,461
Liberty Mutual $3,327 $4,559 $4,910 $4,180
Nationwide $2,296 $3,088 $3,617 $2,560
Progressive $3,223 $4,865 $3,372 $3,767
State Farm $4,181 $5,018 $4,600 $4,600
USAA $1,958 $2,471 $3,331 $2,193

Bear River City, UT Car Insurance Rates With a DUI

Even a single DUI can increase your Bear River City, UT car insurance rates. Compare rates below to see which Bear River City car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bear River City, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,798
American Family $4,307
Farmers $4,159
GEICO $3,795
Liberty Mutual $4,910
Nationwide $3,617
Progressive $3,372
State Farm $4,600
USAA $3,331

Bear River City, UT Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bear River City, UT car insurance rates may be. Let’s take a look at average car insurance rates from top Bear River City companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bear River City, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,216 $3,216
American Family $3,539 $3,544
Farmers $3,871 $3,871
GEICO $2,866 $2,967
Liberty Mutual $4,175 $4,314
Nationwide $2,890 $2,890
Progressive $3,807 $3,807
State Farm $4,483 $4,716
USAA $2,461 $2,516

Bear River City, UT Cheapest Car Insurance Rates

How do the top Bear River City, Utah car insurance companies’ average rates stack up against the Bear River City average monthly car insurance rates of $292? Take a look and see.

Best Annual Car Insurance Rates by Company in Bear River City, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Bear River City, UT Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bear River City, Utah car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bear River City, Utah

Insurance Company Average Annual Rates
Allstate $3,216
American Family $3,542
Farmers $3,871
GEICO $2,917
Liberty Mutual $4,244
Nationwide $2,890
Progressive $3,807
State Farm $4,600
USAA $2,488

Other Factors Affecting Bear River City, UT Car Insurance Rates

Before you buy Bear River City, Utah car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Bear River City, UT Commute Time

How does your Bear River City, UT commute time compare with the average driver? In Bear River City, the average commute is 25.7 minutes.

Bear River City, UT Car Insurance Quotes

Compare Bear River City, UT car insurance quotes from multiple companies by entering your ZIP code now.