A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Jun 7, 2022

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Just What's Essential

  • The cheapest car insurance company in Winnie after a DUI is USAA
  • Average car insurance rates in Winnie, TX are $371/month
  • Average car insurance rates in Winnie, TX for senior drivers are $2,676/year

Average car insurance rates in Winnie, Texas are $371 a month. But with a little research you can get a great deal from the top car insurance companies in Winnie, TX. Before you buy Winnie, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Winnie car insurance rates with Laredo car insurance rates, Houston car insurance rates, or San Antonio car insurance rates to make sure you’re getting the best Winnie, TX car insurance quotes available.

Need affordable Winnie, TX car insurance? Enter your ZIP code to compare Winnie car insurance quotes from multiple car insurance companies near you.

Winnie, TX Minimum Car Insurance Coverage

Winnie, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Winnie, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Winnie, TX Car Insurance Rates by Coverage Level

Some Winnie drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Winnie, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Winnie, Texas

Insurance Company Low Medium High
Allstate $5,633 $5,725 $5,981
American Family $5,553 $5,772 $6,852
GEICO $3,582 $3,740 $4,062
Nationwide $4,708 $4,197 $4,255
Progressive $4,994 $5,217 $5,509
State Farm $3,044 $3,220 $3,431
USAA $2,598 $2,689 $2,817

Winnie, TX Car Insurance Rates by Age, Gender, and Marital Status

Winnie, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Winnie, TX car insurance, get quotes from multiple car insurance companies in the Winnie area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winnie, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,729 $3,748 $3,679 $3,679 $10,004 $12,033 $4,598 $4,768
American Family $3,422 $3,864 $3,301 $3,835 $10,042 $13,053 $5,116 $5,840
GEICO $2,782 $3,025 $2,706 $3,099 $6,225 $6,490 $3,020 $3,011
Nationwide $2,719 $2,761 $2,400 $2,538 $7,884 $10,108 $3,212 $3,473
Progressive $2,753 $2,614 $2,453 $2,497 $11,817 $13,191 $3,274 $3,323
State Farm $2,238 $2,238 $2,001 $2,001 $5,457 $6,969 $2,440 $2,508
USAA $1,717 $1,719 $1,649 $1,627 $4,891 $5,298 $2,282 $2,427

Winnie, TX Car Insurance Rates for Teens

How much is Winnie, Texas car insurance for teens? Compare rates from top Winnie car insurance companies below to help find the cheapest teen car insurance in Winnie, TX.

Annual Car Insurance Rates for Teen Drivers in Winnie, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,004 $12,033
American Family $10,042 $13,053
GEICO $6,225 $6,490
Nationwide $7,884 $10,108
Progressive $11,817 $13,191
State Farm $5,457 $6,969
USAA $4,891 $5,298

Winnie, TX Car Insurance Rates for Seniors

Before seniors buy Winnie, Texas car insurance, they should make sure to shop around. Some Winnie, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Winnie, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,679 $3,679
American Family $3,301 $3,835
GEICO $2,706 $3,099
Nationwide $2,400 $2,538
Progressive $2,453 $2,497
State Farm $2,001 $2,001
USAA $1,649 $1,627

Winnie, TX Car Insurance Rates by Credit History

How does your credit history affect Winnie, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Winnie, Texas

Insurance Company Poor Fair Good
Allstate $7,340 $5,384 $4,615
American Family $8,171 $5,352 $4,654
GEICO $5,876 $3,311 $2,197
Nationwide $5,268 $4,228 $3,665
Progressive $5,887 $5,102 $4,732
State Farm $4,566 $2,852 $2,277
USAA $3,952 $2,299 $1,853

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Winnie, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Winnie, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Winnie.

Annual Winnie, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,441 $6,966 $7,271 $4,441
American Family $5,480 $7,093 $6,183 $5,480
GEICO $3,217 $4,286 $3,534 $4,143
Nationwide $3,804 $3,804 $5,642 $4,298
Progressive $4,561 $5,927 $5,331 $5,141
State Farm $2,860 $3,295 $3,912 $2,860
USAA $2,006 $2,980 $3,515 $2,304

Winnie, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Winnie, TX car insurance rates. Compare rates below to see which Winnie car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Winnie, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,271
American Family $6,183
GEICO $3,534
Nationwide $5,642
Progressive $5,331
State Farm $3,912
USAA $3,515

Winnie, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Winnie, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Winnie companies based on commute time.

Annual Car Insurance Rates by Commute Length in Winnie, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,634 $5,925
American Family $6,059 $6,059
GEICO $3,724 $3,865
Nationwide $4,387 $4,387
Progressive $5,240 $5,240
State Farm $3,232 $3,232
USAA $2,667 $2,736

Winnie, TX Cheapest Car Insurance Rates

How do the top Winnie, Texas car insurance companies’ average rates stack up against the Winnie average monthly car insurance rates of $371? Take a look and see.

Best Annual Car Insurance Rates by Company in Winnie, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Winnie, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Winnie, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Winnie, Texas

Insurance Company Average Annual Rates
Allstate $5,780
American Family $6,059
GEICO $3,795
Nationwide $4,387
Progressive $5,240
State Farm $3,232
USAA $2,701

Other Factors Affecting Winnie, TX Car Insurance Rates

Before you buy Winnie, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Winnie, TX Commute Time

How does your Winnie, TX commute time compare with the average driver? In Winnie, the average commute is 24.5 minutes.

Winnie, TX Car Insurance Quotes

Compare Winnie, TX car insurance quotes from multiple companies by entering your ZIP code now.