Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Tomball, TX for senior drivers are $2,576/year
  • Average car insurance rates in Tomball, TX are $357/month
  • The cheapest car insurance company in Tomball for teen drivers is USAA

Average car insurance rates in Tomball, Texas are $357 a month. But with a little research you can get a great deal from the top car insurance companies in Tomball, TX. Before you buy Tomball, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Tomball car insurance rates with Laredo car insurance rates, Fort Worth car insurance rates, or Arlington car insurance rates to make sure you’re getting the best Tomball, TX car insurance quotes available.

Need affordable Tomball, TX car insurance? Enter your ZIP code to compare Tomball car insurance quotes from multiple car insurance companies near you.

Tomball, TX Minimum Car Insurance Coverage

Tomball, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Tomball, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Tomball, TX Car Insurance Rates by Coverage Level

Some Tomball drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Tomball, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Tomball, Texas

Insurance Company Low Medium High
Allstate $5,550 $5,628 $5,845
American Family $5,277 $5,492 $6,431
GEICO $3,489 $3,658 $3,977
Nationwide $4,242 $3,771 $3,801
Progressive $4,690 $4,889 $5,154
State Farm $3,063 $3,239 $3,441
USAA $2,664 $2,757 $2,888

Tomball, TX Car Insurance Rates by Age, Gender, and Marital Status

Tomball, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Tomball, TX car insurance, get quotes from multiple car insurance companies in the Tomball area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tomball, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,628 $3,645 $3,578 $3,578 $9,899 $11,917 $4,492 $4,657
American Family $3,241 $3,655 $3,129 $3,629 $9,488 $12,360 $4,838 $5,528
GEICO $2,718 $2,956 $2,648 $3,045 $6,119 $6,310 $2,949 $2,919
Nationwide $2,445 $2,483 $2,159 $2,283 $7,066 $9,064 $2,886 $3,121
Progressive $2,588 $2,455 $2,306 $2,348 $11,058 $12,338 $3,073 $3,120
State Farm $2,251 $2,251 $2,012 $2,012 $5,481 $6,997 $2,454 $2,522
USAA $1,752 $1,753 $1,683 $1,658 $5,041 $5,458 $2,333 $2,478

Tomball, TX Car Insurance Rates for Teens

How much is Tomball, Texas car insurance for teens? Compare rates from top Tomball car insurance companies below to help find the cheapest teen car insurance in Tomball, TX.

Annual Car Insurance Rates for Teen Drivers in Tomball, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,899 $11,917
American Family $9,488 $12,360
GEICO $6,119 $6,310
Nationwide $7,066 $9,064
Progressive $11,058 $12,338
State Farm $5,481 $6,997
USAA $5,041 $5,458

Tomball, TX Car Insurance Rates for Seniors

Before seniors buy Tomball, Texas car insurance, they should make sure to shop around. Some Tomball, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Tomball, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,578 $3,578
American Family $3,129 $3,629
GEICO $2,648 $3,045
Nationwide $2,159 $2,283
Progressive $2,306 $2,348
State Farm $2,012 $2,012
USAA $1,683 $1,658

Tomball, TX Car Insurance Rates by Credit History

How does your credit history affect Tomball, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Tomball, Texas

Insurance Company Poor Fair Good
Allstate $7,202 $5,287 $4,534
American Family $7,743 $5,049 $4,408
GEICO $5,739 $3,236 $2,149
Nationwide $4,720 $3,797 $3,298
Progressive $5,517 $4,781 $4,435
State Farm $4,589 $2,865 $2,288
USAA $4,049 $2,358 $1,902

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Tomball, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Tomball, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Tomball.

Annual Tomball, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,333 $6,863 $7,167 $4,333
American Family $5,197 $6,693 $5,847 $5,197
GEICO $3,141 $4,191 $3,452 $4,047
Nationwide $3,415 $3,415 $5,066 $3,858
Progressive $4,278 $5,551 $4,997 $4,818
State Farm $2,875 $3,311 $3,930 $2,875
USAA $2,054 $3,056 $3,610 $2,359

Tomball, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Tomball, TX car insurance rates. Compare rates below to see which Tomball car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Tomball, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,167
American Family $5,847
GEICO $3,452
Nationwide $5,066
Progressive $4,997
State Farm $3,930
USAA $3,610

Tomball, TX Car Insurance Rates by ZIP Code

Just like Tomball car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Tomball, TX car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Tomball, Texas

ZIP Code Average Annual Rates
77375 $6,503
77377 $6,331

Tomball, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Tomball, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Tomball companies based on commute time.

Annual Car Insurance Rates by Commute Length in Tomball, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,528 $5,820
American Family $5,733 $5,733
GEICO $3,641 $3,775
Nationwide $3,938 $3,938
Progressive $4,911 $4,911
State Farm $3,248 $3,248
USAA $2,735 $2,804

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Tomball, TX Cheapest Car Insurance Rates

How do the top Tomball, Texas car insurance companies’ average rates stack up against the Tomball average monthly car insurance rates of $357? Take a look and see.

Best Annual Car Insurance Rates by Company in Tomball, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Tomball, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Tomball, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Tomball, Texas

Insurance Company Average Annual Rates
Allstate $5,674
American Family $5,733
GEICO $3,708
Nationwide $3,938
Progressive $4,911
State Farm $3,248
USAA $2,770

Other Factors Affecting Tomball, TX Car Insurance Rates

Before you buy Tomball, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Tomball, TX Commute Time

How does your Tomball, TX commute time compare with the average driver? In Tomball, the average commute is 25.8 minutes.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Tomball, TX Car Insurance Quotes

Compare Tomball, TX car insurance quotes from multiple companies by entering your ZIP code now.