Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Cedar Park after a DUI is GEICO
  • The annual number of car thefts in Cedar Park is 52.
  • Average car insurance rates in Cedar Park, TX for senior drivers are $2,210/year

Average car insurance rates in Cedar Park, Texas are $303 a month. But with a little research you can get a great deal from the top car insurance companies in Cedar Park, TX. Before you buy Cedar Park, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.

It may even be helpful to compare Cedar Park car insurance rates with San Antonio car insurance rates, Dallas car insurance rates, or Arlington car insurance rates to make sure you’re getting the best Cedar Park, TX car insurance quotes available.

Need affordable Cedar Park, TX car insurance? Enter your ZIP code to compare Cedar Park car insurance quotes from multiple car insurance companies near you.

Cedar Park, TX Minimum Car Insurance Coverage

Cedar Park, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Cedar Park, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cedar Park, TX Car Insurance Rates by Coverage Level

Some Cedar Park drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Cedar Park, Texas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Cedar Park, Texas

Insurance Company Low Medium High
Allstate $5,139 $5,220 $5,445
American Family $4,144 $4,289 $4,932
GEICO $3,046 $3,182 $3,417
Nationwide $3,229 $2,874 $2,888
Progressive $4,146 $4,295 $4,487
State Farm $2,703 $2,851 $3,015
USAA $2,268 $2,344 $2,448

Cedar Park, TX Car Insurance Rates by Age, Gender, and Marital Status

Cedar Park, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Cedar Park, TX car insurance, get quotes from multiple car insurance companies in the Cedar Park area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cedar Park, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,411 $3,436 $3,367 $3,367 $9,057 $10,916 $4,212 $4,379
American Family $2,568 $2,881 $2,472 $2,850 $7,291 $9,491 $3,779 $4,309
GEICO $2,370 $2,564 $2,285 $2,606 $5,297 $5,465 $2,573 $2,561
Nationwide $1,894 $1,924 $1,680 $1,775 $5,301 $6,788 $2,219 $2,396
Progressive $2,307 $2,215 $2,051 $2,091 $9,556 $10,677 $2,754 $2,821
State Farm $1,979 $1,979 $1,766 $1,766 $4,823 $6,160 $2,157 $2,220
USAA $1,499 $1,502 $1,438 $1,421 $4,246 $4,604 $1,993 $2,123

Cedar Park, TX Car Insurance Rates for Teens

How much is Cedar Park, Texas car insurance for teens? Compare rates from top Cedar Park car insurance companies below to help find the cheapest teen car insurance in Cedar Park, TX.

Annual Car Insurance Rates for Teen Drivers in Cedar Park, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,057 $10,916
American Family $7,291 $9,491
GEICO $5,297 $5,465
Nationwide $5,301 $6,788
Progressive $9,556 $10,677
State Farm $4,823 $6,160
USAA $4,246 $4,604

Cedar Park, TX Car Insurance Rates for Seniors

Before seniors buy Cedar Park, Texas car insurance, they should make sure to shop around. Some Cedar Park, TX car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Cedar Park, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,367 $3,367
American Family $2,472 $2,850
GEICO $2,285 $2,606
Nationwide $1,680 $1,775
Progressive $2,051 $2,091
State Farm $1,766 $1,766
USAA $1,438 $1,421

Cedar Park, TX Car Insurance Rates by Credit History

How does your credit history affect Cedar Park, TX car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Cedar Park, Texas

Insurance Company Poor Fair Good
Allstate $6,696 $4,906 $4,202
American Family $6,047 $3,911 $3,408
GEICO $4,960 $2,810 $1,875
Nationwide $3,580 $2,891 $2,521
Progressive $4,855 $4,190 $3,882
State Farm $4,043 $2,518 $2,007
USAA $3,442 $2,002 $1,615

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Cedar Park, TX Car Insurance Rates by Driver History

How does a single speeding ticket affect your Cedar Park, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Cedar Park.

Annual Cedar Park, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,074 $6,326 $6,598 $4,074
American Family $4,036 $5,204 $4,543 $4,036
GEICO $2,728 $3,622 $3,004 $3,507
Nationwide $2,607 $2,607 $3,837 $2,937
Progressive $3,761 $4,843 $4,391 $4,241
State Farm $2,528 $2,912 $3,455 $2,528
USAA $1,751 $2,590 $3,062 $2,009

Cedar Park, TX Car Insurance Rates With a DUI

Even a single DUI can increase your Cedar Park, TX car insurance rates. Compare rates below to see which Cedar Park car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Cedar Park, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,598
American Family $4,543
GEICO $3,004
Nationwide $3,837
Progressive $4,391
State Farm $3,455
USAA $3,062

Cedar Park, TX Car Insurance Rates by ZIP Code

Just like Cedar Park car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Cedar Park, TX car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Cedar Park, Texas

ZIP Code Average Annual Rates
78613 $5,188
78641 $5,593

Cedar Park, TX Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Cedar Park, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Cedar Park companies based on commute time.

Annual Car Insurance Rates by Commute Length in Cedar Park, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,139 $5,397
American Family $4,455 $4,455
GEICO $3,157 $3,273
Nationwide $2,997 $2,997
Progressive $4,309 $4,309
State Farm $2,856 $2,856
USAA $2,324 $2,383

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Cedar Park, TX Cheapest Car Insurance Rates

How do the top Cedar Park, Texas car insurance companies’ average rates stack up against the Cedar Park average monthly car insurance rates of $303? Take a look and see.

Best Annual Car Insurance Rates by Company in Cedar Park, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cedar Park, TX Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Cedar Park, Texas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Cedar Park, Texas

Insurance Company Average Annual Rates
Allstate $5,268
American Family $4,455
GEICO $3,215
Nationwide $2,997
Progressive $4,309
State Farm $2,856
USAA $2,353

Other Factors Affecting Cedar Park, TX Car Insurance Rates

Before you buy Cedar Park, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Cedar Park, TX Car Theft Rates

The car theft rate in Cedar Park, TX will affect your car insurance rates. FBI data shows that the annual car theft rate for Cedar Park, Texas is 52 stolen cars.

Cedar Park, TX Commute Time

How does your Cedar Park, TX commute time compare with the average driver? In Cedar Park, the average commute is 27.7 minutes.

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Cedar Park, TX Car Insurance Quotes

Compare Cedar Park, TX car insurance quotes from multiple companies by entering your ZIP code now.