A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Jun 7, 2022

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Just What's Essential

  • Average car insurance rates in Centerville, TN for senior drivers are $1,746/year
  • The cheapest car insurance company in Centerville after a DUI is State Farm
  • Average car insurance rates in Centerville, TN are $270/month

Average car insurance rates in Centerville, Tennessee are $270 a month. But with a little research you can get a great deal from the top car insurance companies in Centerville, TN. Before you buy Centerville, Tennessee car insurance, make sure your coverage meets or exceeds the Tennessee minimum of 25/50/15.

It may even be helpful to compare Centerville car insurance rates with Bartlett car insurance rates, Johnson City car insurance rates, or Murfreesboro car insurance rates to make sure you’re getting the best Centerville, TN car insurance quotes available.

Need affordable Centerville, TN car insurance? Enter your ZIP code to compare Centerville car insurance quotes from multiple car insurance companies near you.

Centerville, TN Minimum Car Insurance Coverage

Centerville, Tennessee law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Centerville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Centerville, TN Car Insurance Rates by Coverage Level

Some Centerville drivers can get by with the Tennessee minimum coverage of 25/50/15. Other drivers may need more. See how much your Centerville, Tennessee car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Centerville, Tennessee

Insurance Company Low Medium High
Allstate $4,526 $4,681 $4,868
Farmers $3,189 $3,358 $3,573
GEICO $2,927 $3,058 $3,208
Liberty Mutual $5,835 $6,087 $6,346
Nationwide $3,154 $3,057 $3,173
Progressive $3,476 $3,694 $3,900
State Farm $2,506 $2,644 $2,752
Travelers $2,447 $2,592 $2,741
USAA $2,694 $2,766 $2,866

Centerville, TN Car Insurance Rates by Age, Gender, and Marital Status

Centerville, Tennessee car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Centerville, TN car insurance, get quotes from multiple car insurance companies in the Centerville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Centerville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,719 $2,611 $2,445 $2,538 $10,212 $11,107 $2,900 $3,002
Farmers $1,785 $1,816 $1,600 $1,755 $7,299 $7,753 $2,415 $2,565
GEICO $2,066 $2,089 $1,909 $1,909 $6,088 $6,214 $2,087 $2,151
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,887 $1,783 $1,541 $1,606 $8,437 $9,500 $2,279 $2,489
State Farm $1,642 $1,642 $1,466 $1,466 $4,820 $6,042 $1,850 $2,147
Travelers $1,693 $1,781 $1,533 $1,631 $4,660 $5,746 $1,804 $1,898
USAA $1,591 $1,628 $1,429 $1,436 $5,503 $6,313 $2,075 $2,228

Centerville, TN Car Insurance Rates for Teens

How much is Centerville, Tennessee car insurance for teens? Compare rates from top Centerville car insurance companies below to help find the cheapest teen car insurance in Centerville, TN.

Annual Car Insurance Rates for Teen Drivers in Centerville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,212 $11,107
Farmers $7,299 $7,753
GEICO $6,088 $6,214
Nationwide $5,414 $7,005
Progressive $8,437 $9,500
State Farm $4,820 $6,042
Travelers $4,660 $5,746
USAA $5,503 $6,313

Centerville, TN Car Insurance Rates for Seniors

Before seniors buy Centerville, Tennessee car insurance, they should make sure to shop around. Some Centerville, TN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Centerville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,445 $2,538
Farmers $1,600 $1,755
GEICO $1,909 $1,909
Nationwide $1,818 $1,853
Progressive $1,541 $1,606
State Farm $1,466 $1,466
Travelers $1,533 $1,631
USAA $1,429 $1,436

Centerville, TN Car Insurance Rates by Credit History

How does your credit history affect Centerville, TN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Centerville, Tennessee

Insurance Company Poor Fair Good
Allstate $5,985 $4,585 $3,505
Farmers $4,010 $3,140 $2,970
GEICO $3,482 $2,976 $2,735
Liberty Mutual $8,740 $5,346 $4,182
Nationwide $3,761 $2,980 $2,643
Progressive $4,152 $3,577 $3,342
State Farm $3,826 $2,295 $1,782
Travelers $3,303 $2,586 $1,891
USAA $4,042 $2,350 $1,934

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Centerville, TN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Centerville, Tennessee car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Centerville.

Annual Centerville, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,928 $4,683 $5,662 $4,495
Farmers $2,881 $3,567 $3,646 $3,399
GEICO $2,215 $2,982 $4,845 $2,215
Liberty Mutual $4,941 $7,112 $6,621 $5,684
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $3,251 $4,218 $3,462 $3,830
State Farm $2,413 $2,855 $2,634 $2,634
Travelers $2,107 $2,700 $2,976 $2,590
USAA $2,024 $3,014 $3,556 $2,506

Centerville, TN Car Insurance Rates With a DUI

Even a single DUI can increase your Centerville, TN car insurance rates. Compare rates below to see which Centerville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Centerville, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,662
Farmers $3,646
GEICO $4,845
Liberty Mutual $6,621
Nationwide $4,070
Progressive $3,462
State Farm $2,634
Travelers $2,976
USAA $3,556

Centerville, TN Car Insurance Rates by ZIP Code

Just like Centerville car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Centerville, TN car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Centerville, Tennessee

ZIP Code Average Annual Rates
37033 $3,587
37137 $3,613

Centerville, TN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Centerville, TN car insurance rates may be. Let’s take a look at average car insurance rates from top Centerville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Centerville, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,692 $4,692
Farmers $3,373 $3,373
GEICO $3,048 $3,080
Liberty Mutual $6,090 $6,090
Nationwide $3,128 $3,128
Progressive $3,690 $3,690
State Farm $2,573 $2,696
Travelers $2,492 $2,695
USAA $2,696 $2,855

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Centerville, TN Cheapest Car Insurance Rates

How do the top Centerville, Tennessee car insurance companies’ average rates stack up against the Centerville average monthly car insurance rates of $270? Take a look and see.

Best Annual Car Insurance Rates by Company in Centerville, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Centerville, TN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Centerville, Tennessee car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Centerville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,692
Farmers $3,373
GEICO $3,064
Nationwide $3,128
Progressive $3,690
State Farm $2,634
Travelers $2,593
USAA $2,775

Other Factors Affecting Centerville, TN Car Insurance Rates

Before you buy Centerville, Tennessee car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Centerville, TN Commute Time

How does your Centerville, TN commute time compare with the average driver? In Centerville, the average commute is 28.7 minutes.

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Centerville, TN Car Insurance Quotes

Compare Centerville, TN car insurance quotes from multiple companies by entering your ZIP code now.