Century vs MetLife Car Insurance for 2023

In today’s world, owning a car is more of a necessity than a luxury. With the increase in the number of cars on the road, the risk of accidents also increases. To protect your vehicle and yourself from any unforeseen circumstances, it is essential to have the right car insurance. Century car insurance vs MetLife car insurance are two well-known names in the insurance industry that offer comprehensive coverage for your car. In this article, we will compare the two companies and help you make an informed decision.

Interesting Attributes:

Before we dive into the details, let’s take a look at some interesting attributes of these two car insurance companies:

• Century Insurance offers customized insurance policies based on your individual needs, making it a popular choice for people who prefer personalized service.
• MetLife Car Insurance has been in business for over 150 years, making it one of the oldest and most established insurance companies in the market.
• Both companies offer a wide range of discounts that can help you save money on your car insurance premiums.

Company History and Mission:

Century Insurance was founded in 1948 and has been providing personalized insurance solutions to its customers for over 70 years. The company’s mission is to provide quality insurance products and exceptional service to its customers. They strive to create a long-term relationship with their clients and provide personalized service to meet their individual needs.

MetLife Car Insurance was founded in 1868 and has a rich history of providing insurance solutions to individuals and businesses. Their mission is to help people achieve financial security and peace of mind by offering a wide range of insurance and financial products.

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Products and Services Offered

Both Century and MetLife offer a range of auto insurance products and services. Century’s car insurance policies include liability coverage, collision coverage, comprehensive coverage, uninsured motorist coverage, and personal injury protection. They also offer a variety of add-ons such as roadside assistance, rental car coverage, and pet injury coverage.

MetLife’s car insurance policies include liability coverage, collision coverage, comprehensive coverage, personal injury protection, and uninsured/underinsured motorist coverage. They also offer add-ons such as roadside assistance and rental car coverage.

Cost of Services

The cost of car insurance varies depending on several factors, including your driving record, the type of car you drive, and your location. However, we can compare the average cost of car insurance from Century and MetLife based on data from several sources.

According to Bankrate, the average annual cost of car insurance from Century is $1,207, while the average annual cost of car insurance from MetLife is $1,568. However, this data is based on a hypothetical 40-year-old driver with a clean driving record and a Toyota Camry.

According to NerdWallet, the average annual cost of car insurance from Century is $1,416, while the average annual cost of car insurance from MetLife is $1,518. However, this data is based on a hypothetical 30-year-old driver with a clean driving record and a Honda Civic.

States Where Services are Offered

Century and MetLife offer car insurance in several states across the United States. However, the exact states where they offer services may vary.

Century offers car insurance in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

MetLife offers car insurance in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin.

Discounts Available to Customers

Both Century and MetLife offer several discounts to their customers. These discounts can help you save money on your car insurance premiums. Here are some of the discounts available from each company:

Century Discounts:

• Multi-car discount
• Safe driver discount
• Anti-theft discount
• Homeowner discount
• Pay in full discount
• Defensive driving discount

• Safe driver discount
• Good student discount
• Multi-policy discount
• Defensive driving discount
• Low mileage discount
• Bundle discount

To qualify for these discounts, you may need to meet certain criteria. For example, to qualify for Century’s safe driver discount, you may need to have a clean driving record for a certain number of years. To qualify for MetLife’s good student discount, you may need to be a full-time student with good grades.

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Customer Reviews

Before making a decision about car insurance, it’s important to consider what other customers have to say about the companies you’re considering. Here’s a summary of customer reviews for Century and MetLife:

Century:

• The company has an A+ rating from the Better Business Bureau (BBB).
• According to J.D. Power’s 2020 U.S. Auto Insurance Study, Century ranks below average in overall satisfaction, but above average in pricing.
• Some customers have reported issues with the claims process and customer service.

MetLife:

• The company has an A+ rating from the Better Business Bureau (BBB).
• According to J.D. Power’s 2020 U.S. Auto Insurance Study, MetLife ranks above average in overall satisfaction and claims satisfaction.
• Some customers have reported issues with pricing and billing.

FAQs

Q: Which company has better customer service?

A: According to J.D. Power’s 2020 U.S. Auto Insurance Study, MetLife ranks higher in overall satisfaction and claims satisfaction.

Q: Which company offers better discounts?

A: Both Century and MetLife offer a variety of discounts. The discounts that are available to you and the amount you can save may vary depending on several factors, including your driving record, the type of car you drive, and your location.

Q: Which company has a better financial rating?

A: Both Century and MetLife have strong financial ratings. Century has an A+ rating from A.M. Best, while MetLife has an A+ rating from A.M. Best and an A1 rating from Moody’s.

Q: Does MetLife offer ridesharing insurance?

A: Yes, MetLife offers a unique ridesharing insurance policy for drivers who use their personal vehicles for ridesharing services like Uber and Lyft.

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