Century vs Root Car Insurance for 2023

Are you looking for a reliable car insurance provider? With so many options out there, it can be difficult to decide which one is the best fit for you. That’s why we’ve done the research for you and compared Century vs Root car insurance. Read on to learn more about these two companies and make an informed decision in 2023.

Key Attributes of Century Car Insurance and Root Car Insurance:

• Century offers a wide range of coverage options, including liability, collision, and comprehensive coverage, as well as personal injury protection (PIP) and uninsured/underinsured motorist coverage.
• Root uses telematics to offer personalized car insurance rates based on your driving behavior, which can lead to lower rates for safe drivers.
• Both companies have mobile apps that allow customers to manage their policies, file claims, and get roadside assistance.

Company History and Mission

Century has been in business since 1956 and is based in Michigan. The company’s mission is to provide affordable and reliable car insurance to customers in over 40 states. They pride themselves on their customer service and claim to offer flexible payment options.

Root, on the other hand, is a newer company that was founded in 2015 and is headquartered in Ohio. Their mission is to use data and technology to make car insurance more fair and affordable. Root claims to offer rates up to 52% lower than traditional insurers.

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Products and Services

Century offers a variety of car insurance products, including liability, collision, and comprehensive coverage, as well as personal injury protection and uninsured/underinsured motorist coverage. They also offer rental car coverage, roadside assistance, and gap insurance.

Root offers similar coverage options but uses a different approach to pricing. They use telematics to track your driving behavior and offer personalized rates based on your driving habits. Root also offers roadside assistance, rental car coverage, and a mobile app for managing your policy.

Cost and Availability

The cost of car insurance varies depending on many factors, such as your location, driving history, and the type of coverage you need. Both Century and Root offer competitive rates, but Root claims to offer rates up to 52% lower than traditional insurers.

Century offers car insurance in over 40 states, including Alabama, Arizona, Colorado, Florida, and Georgia. Root is currently available in 30 states, including Arizona, Illinois, Ohio, Texas, and Utah. Check with each company to see if they offer coverage in your state.

Discounts Available for Customers

Century offers a variety of discounts to help customers save money on their car insurance. Some of the discounts available include multi-policy discounts, safe driver discounts, and good student discounts. They also offer a discount for paying your premium in full and a discount for using their mobile app.

Root offers similar discounts, such as safe driving discounts and multi-policy discounts. They also offer a discount for taking a test drive with their mobile app and a referral program where you can earn cash for referring friends.

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Case Studies: Fictional Comparisons of Century vs Root Car Insurance

Case Study 1: John’s Experience with Century Car Insurance

John, a resident of Colorado, had been a loyal customer of Century Car Insurance for several years. He appreciated their affordable rates and flexible payment options.

However, when he filed a claim after a car accident, he faced delays in the claims process and was dissatisfied with the overall customer service. Despite the negative experience, John found that Century’s rates were still competitive compared to other insurance providers.

Case Study 2: Sarah’s Experience with Root Car Insurance

Sarah, a tech-savvy driver from Ohio, decided to try Root Car Insurance due to their innovative approach to pricing based on telematics data. After using Root’s mobile app to track her driving behavior, Sarah received a personalized rate that was significantly lower than what she had been paying with her previous insurer.

She also found the app user-friendly and appreciated the additional features like roadside assistance and rental car coverage. Overall, Sarah had a positive experience with Root Car Insurance.

Case Study 3: Mark’s Comparison of Century and Root Car Insurance

Mark, a resident of Arizona, wanted to find the most affordable car insurance option for his family. He compared quotes from Century and Root Car Insurance and found that Root offered rates up to 52% lower than traditional insurers, including Century.

However, Mark was hesitant about Root’s reliance on telematics data and preferred the more traditional approach of Century. In the end, he chose Century Car Insurance for its long-standing reputation and comprehensive coverage options.

Customer Reviews

Customer reviews can be a helpful way to gauge the quality of a company’s products and services. Century has mixed reviews online, with some customers praising their customer service and others complaining about slow claims processing and high rates.

Root has generally positive reviews online, with customers praising their personalized rates and easy-to-use app. However, some customers have complained about glitches in the app and difficulties with the claims process.

FAQs

Q: Can I switch to Root if I already have car insurance?

A: Yes, you can switch to Root at any time. Just make sure to cancel your previous policy before switching to avoid any lapses in coverage.

Q: Does Century offer roadside assistance?

A: Yes, Century offers roadside assistance as an optional add-on to their car insurance policies.

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