A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by Laura Berry
Former Insurance Agent Laura Berry

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Jun 7, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Columbia, NC are $300/month
  • The cheapest car insurance company in Columbia after a DUI is Liberty Mutual
  • The cheapest car insurance company in Columbia for teen drivers is Liberty Mutual

Average car insurance rates in Columbia, North Carolina are $300 a month. But with a little research you can get a great deal from the top car insurance companies in Columbia, NC. Before you buy Columbia, North Carolina car insurance, make sure your coverage meets or exceeds the North Carolina minimum of 30/60/25.

It may even be helpful to compare Columbia car insurance rates with Wilmington car insurance rates, Fayetteville car insurance rates, or Greensboro car insurance rates to make sure you’re getting the best Columbia, NC car insurance quotes available.

Need affordable Columbia, NC car insurance? Enter your ZIP code to compare Columbia car insurance quotes from multiple car insurance companies near you.

Columbia, NC Minimum Car Insurance Coverage

Columbia, North Carolina law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Columbia, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Columbia, NC Car Insurance Rates by Coverage Level

Some Columbia drivers can get by with the North Carolina minimum coverage of 30/60/25. Other drivers may need more. See how much your Columbia, North Carolina car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Columbia, North Carolina

Insurance Company Low Medium High
Allstate $7,215 $7,442 $7,741
GEICO $2,892 $3,011 $3,158
Liberty Mutual $2,231 $2,320 $2,447
Nationwide $2,938 $3,043 $3,185
Progressive $2,409 $2,515 $2,659
State Farm $3,282 $3,388 $3,538
Travelers $3,273 $3,386 $3,544

Columbia, NC Car Insurance Rates by Age, Gender, and Marital Status

Columbia, North Carolina car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Columbia, NC car insurance, get quotes from multiple car insurance companies in the Columbia area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Columbia, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,780 $5,780 $4,761 $4,761 $13,428 $13,428 $5,894 $5,894
GEICO $2,643 $2,595 $2,592 $2,547 $4,587 $4,548 $2,332 $2,319
Liberty Mutual $1,972 $1,972 $2,041 $2,041 $3,345 $3,345 $1,972 $1,972
Nationwide $2,632 $2,632 $2,632 $2,632 $4,326 $4,326 $2,632 $2,632
Progressive $1,899 $1,899 $1,699 $1,699 $4,365 $4,365 $2,147 $2,147
State Farm $2,979 $2,979 $2,574 $2,574 $4,373 $4,373 $3,686 $3,686
Travelers $2,928 $2,928 $2,904 $2,904 $4,765 $4,765 $3,006 $3,006

Columbia, NC Car Insurance Rates for Teens

How much is Columbia, North Carolina car insurance for teens? Compare rates from top Columbia car insurance companies below to help find the cheapest teen car insurance in Columbia, NC.

Annual Car Insurance Rates for Teen Drivers in Columbia, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,428 $13,428
GEICO $4,587 $4,548
Liberty Mutual $3,345 $3,345
Nationwide $4,326 $4,326
Progressive $4,365 $4,365
State Farm $4,373 $4,373
Travelers $4,765 $4,765

Columbia, NC Car Insurance Rates for Seniors

Before seniors buy Columbia, North Carolina car insurance, they should make sure to shop around. Some Columbia, NC car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Columbia, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,761 $4,761
GEICO $2,592 $2,547
Liberty Mutual $2,041 $2,041
Nationwide $2,632 $2,632
Progressive $1,699 $1,699
State Farm $2,574 $2,574
Travelers $2,904 $2,904

Columbia, NC Car Insurance Rates by Credit History

How does your credit history affect Columbia, NC car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Columbia, North Carolina

Insurance Company Poor Fair Good
Allstate $10,161 $6,531 $5,705
GEICO $3,263 $3,005 $2,794
Liberty Mutual $2,333 $2,333 $2,333
Nationwide $3,055 $3,055 $3,055
Progressive $2,903 $2,461 $2,218
State Farm $4,789 $3,053 $2,366
Travelers $3,636 $3,303 $3,264

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Columbia, NC Car Insurance Rates by Driver History

How does a single speeding ticket affect your Columbia, North Carolina car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Columbia.

Annual Columbia, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,004 $7,110 $13,301 $5,448
GEICO $1,563 $2,348 $5,990 $2,180
Liberty Mutual $1,376 $1,777 $4,402 $1,777
Nationwide $1,780 $2,314 $5,812 $2,314
Progressive $1,164 $1,712 $5,574 $1,660
State Farm $1,851 $2,621 $6,518 $2,621
Travelers $2,002 $2,645 $6,354 $2,602

Columbia, NC Car Insurance Rates With a DUI

Even a single DUI can increase your Columbia, NC car insurance rates. Compare rates below to see which Columbia car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Columbia, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,301
GEICO $5,990
Liberty Mutual $4,402
Nationwide $5,812
Progressive $5,574
State Farm $6,518
Travelers $6,354

Columbia, NC Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Columbia, NC car insurance rates may be. Let’s take a look at average car insurance rates from top Columbia companies based on commute time.

Annual Car Insurance Rates by Commute Length in Columbia, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,466 $7,466
GEICO $3,020 $3,020
Liberty Mutual $2,333 $2,333
Nationwide $3,055 $3,055
Progressive $2,527 $2,527
State Farm $3,370 $3,436
Travelers $3,401 $3,401

Columbia, NC Cheapest Car Insurance Rates

How do the top Columbia, North Carolina car insurance companies’ average rates stack up against the Columbia average monthly car insurance rates of $300? Take a look and see.

Best Annual Car Insurance Rates by Company in Columbia, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Columbia, NC Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Columbia, North Carolina car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Columbia, North Carolina

Insurance Company Average Annual Rates
Allstate $7,466
GEICO $3,020
Liberty Mutual $2,333
Nationwide $3,055
Progressive $2,527
State Farm $3,403
Travelers $3,401

Other Factors Affecting Columbia, NC Car Insurance Rates

Before you buy Columbia, North Carolina car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Columbia, NC Commute Time

How does your Columbia, NC commute time compare with the average driver? In Columbia, the average commute is 20.8 minutes.

Columbia, NC Traffic

Spending time in Columbia traffic can lead to higher car insurance rates. According to INRIX data, Columbia, NC ranks as the 325th-most congested with traffic in the world.

Columbia, NC Car Insurance Quotes

Compare Columbia, NC car insurance quotes from multiple companies by entering your ZIP code now.