Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Drakesboro for teen drivers is USAA
  • Average car insurance rates in Drakesboro, KY are $356/month
  • Average car insurance rates in Drakesboro, KY for senior drivers are $2,391/year

Average car insurance rates in Drakesboro, Kentucky are $356 a month. But with a little research you can get a great deal from the top car insurance companies in Drakesboro, KY. Before you buy Drakesboro, Kentucky car insurance, make sure your coverage meets or exceeds the Kentucky minimum of 25/50/25.

It may even be helpful to compare Drakesboro car insurance rates with Nicholasville car insurance rates, Hopkinsville car insurance rates, or Frankfort car insurance rates to make sure you’re getting the best Drakesboro, KY car insurance quotes available.

Need affordable Drakesboro, KY car insurance? Enter your ZIP code to compare Drakesboro car insurance quotes from multiple car insurance companies near you.

Drakesboro, KY Minimum Car Insurance Coverage

Drakesboro, Kentucky law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Drakesboro, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Drakesboro, KY Car Insurance Rates by Coverage Level

Some Drakesboro drivers can get by with the Kentucky minimum coverage of 25/50/25. Other drivers may need more. See how much your Drakesboro, Kentucky car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Drakesboro, Kentucky

Insurance Company Low Medium High
Allstate $5,199 $5,507 $5,870
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,928 $5,145 $5,465
Nationwide $3,908 $3,801 $3,826
Progressive $3,742 $3,964 $4,309
State Farm $3,239 $3,414 $3,603
Travelers $4,925 $5,207 $5,415
USAA $2,673 $2,783 $2,910

Drakesboro, KY Car Insurance Rates by Age, Gender, and Marital Status

Drakesboro, Kentucky car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Drakesboro, KY car insurance, get quotes from multiple car insurance companies in the Drakesboro area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Drakesboro, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,227 $3,212 $2,892 $3,086 $11,446 $12,850 $3,627 $3,859
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,836 $3,072 $2,427 $2,707 $11,587 $12,789 $2,956 $3,059
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,978 $1,892 $1,760 $1,779 $9,234 $10,433 $2,451 $2,513
State Farm $2,107 $2,107 $1,884 $1,884 $6,355 $8,017 $2,350 $2,646
Travelers $2,226 $2,267 $2,182 $2,187 $10,592 $16,988 $2,325 $2,693
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

Drakesboro, KY Car Insurance Rates for Teens

How much is Drakesboro, Kentucky car insurance for teens? Compare rates from top Drakesboro car insurance companies below to help find the cheapest teen car insurance in Drakesboro, KY.

Annual Car Insurance Rates for Teen Drivers in Drakesboro, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,446 $12,850
GEICO $6,831 $8,150
Liberty Mutual $11,587 $12,789
Nationwide $6,037 $7,550
Progressive $9,234 $10,433
State Farm $6,355 $8,017
Travelers $10,592 $16,988
USAA $4,875 $5,165

Drakesboro, KY Car Insurance Rates for Seniors

Before seniors buy Drakesboro, Kentucky car insurance, they should make sure to shop around. Some Drakesboro, KY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Drakesboro, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,892 $3,086
GEICO $3,608 $3,267
Liberty Mutual $2,427 $2,707
Nationwide $2,519 $2,640
Progressive $1,760 $1,779
State Farm $1,884 $1,884
Travelers $2,182 $2,187
USAA $1,693 $1,740

Drakesboro, KY Car Insurance Rates by Credit History

How does your credit history affect Drakesboro, KY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Drakesboro, Kentucky

Insurance Company Poor Fair Good
Allstate $7,316 $5,043 $4,217
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,407 $4,546 $3,585
Nationwide $4,672 $3,666 $3,197
Progressive $4,497 $3,897 $3,621
State Farm $4,942 $2,985 $2,329
Travelers $5,783 $4,892 $4,873
USAA $4,165 $2,317 $1,884

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Drakesboro, KY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Drakesboro, Kentucky car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Drakesboro.

Annual Drakesboro, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,624 $5,973 $6,324 $5,180
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,317 $6,643 $5,165 $4,591
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,317 $4,882 $3,787 $4,035
State Farm $3,120 $3,717 $3,419 $3,419
Travelers $4,521 $4,652 $6,710 $4,847
USAA $2,103 $2,980 $3,541 $2,530

Drakesboro, KY Car Insurance Rates With a DUI

Even a single DUI can increase your Drakesboro, KY car insurance rates. Compare rates below to see which Drakesboro car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Drakesboro, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,324
GEICO $6,862
Liberty Mutual $5,165
Nationwide $4,997
Progressive $3,787
State Farm $3,419
Travelers $6,710
USAA $3,541

Drakesboro, KY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Drakesboro, KY car insurance rates may be. Let’s take a look at average car insurance rates from top Drakesboro companies based on commute time.

Annual Car Insurance Rates by Commute Length in Drakesboro, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,525 $5,525
GEICO $4,191 $4,270
Liberty Mutual $5,179 $5,179
Nationwide $3,845 $3,845
Progressive $4,005 $4,005
State Farm $3,337 $3,500
Travelers $5,183 $5,183
USAA $2,683 $2,894

Drakesboro, KY Cheapest Car Insurance Rates

How do the top Drakesboro, Kentucky car insurance companies’ average rates stack up against the Drakesboro average monthly car insurance rates of $356? Take a look and see.

Best Annual Car Insurance Rates by Company in Drakesboro, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Drakesboro, KY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Drakesboro, Kentucky car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Drakesboro, Kentucky

Insurance Company Average Annual Rates
Allstate $5,525
GEICO $4,231
Liberty Mutual $5,179
Nationwide $3,845
Progressive $4,005
State Farm $3,419
Travelers $5,183
USAA $2,789

Other Factors Affecting Drakesboro, KY Car Insurance Rates

Before you buy Drakesboro, Kentucky car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Drakesboro, KY Commute Time

How does your Drakesboro, KY commute time compare with the average driver? In Drakesboro, the average commute is 28.4 minutes.

Drakesboro, KY Car Insurance Quotes

Compare Drakesboro, KY car insurance quotes from multiple companies by entering your ZIP code now.